BDG SOLUTIONS
ActiveSummary
BDG SOLUTIONS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €28k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+15
Solvency91▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.63 in 2024; short-term debt: 33.1% and cash: 10.7% of total assets), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.2%
Return on assets
24%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
25 d late
2024
57 d late
2023
77 d late
2022
135 d late
2021
177 d late
2020
135 d late
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▼ 1.8%
2024 · €79k
2019: €31k
2020: €41k
2021: €59k
2022: €59k
2023: €59k
2024: €79k
2019 → 2025
Total assets
€117k▼ 26.3%
2024 · €159k
2019: €97k
2020: €230k
2021: €226k
2022: €159k
2023: €134k
2024: €159k
2019 → 2025
Net result
€28k▲ 43.7%
2024 · €20k
2019: €12k
2020: €10k
2021: €27k
2022: €765
2023: €159
2024: €20k
2019 → 2025
Working capital
€39k▼ 22.4%
2024 · €50k
2019: €5k
2020: €-316
2021: €15k
2022: €5k
2023: €30k
2024: €50k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€59k▲ 1.3%€59k▲ 0.3%€79k▲ 32.8%€78k▼ 1.8%
Operating result€35k-€2k▼ 93.1%€5k▲ 106%€27k▲ 443%€38k▲ 41.7%
Net result€27k-€765▼ 97.2%€159▼ 79.3%€20k▲ 12,203%€28k▲ 43.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€39k ▲ 36.4%
Current assets
€78k ▼ 40.2%
Equity and liabilities €117k
Equity
€78k ▼ 1.8%
Debt
€40k ▼ 50.4%
Debt's share of the balance-sheet total falls from 50.3% to 33.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €36k
Cash flow
€34k▲
2024 · €28k
Current ratio
2.00▲
2024 · 1.63
Debt to equity
0.51▼
2024 · 1.01
ROE
36.2%▲
2024 · 24.7%
ROA
24.0%▲
2024 · 12.3%
Interest coverage
13.78▼
2024 · 19.17
Debt ≤ 1 year
€39k▼
2024 · €80k
Debt > 1 year
€770
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€159k€117k▼
Fixed assets21/28€29k€39k▲
Tangible fixed assets22/27€29k€39k▲
Land and buildings22-€5k
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€5k€9k▲
Other tangible fixed assets26€21k€23k▲
Financial fixed assets28€0-
Current assets29/58€130k€78k▼
Amounts receivable within one year40/41€128k€65k▼
Trade receivables40€102k€42k▼
Other amounts receivable41€26k€22k▼
Cash at bank and in hand54/58€1k€13k▲
Deferred charges and accrued income490/1€771€398▼
Equity and liabilities
Total equity and liabilities10/49€159k€117k▼
Equity10/15€79k€78k▼
Contributions10/11€19k€19k=
Reserves13€60k€59k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€59k€57k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€80k€40k▼
Amounts payable after more than one year17-€770
Financial debts170/4-€770
Amounts payable within one year42/48€80k€39k▼
Current portion of amounts payable after more than one year42-€989
Financial debts43€5k€0▼
Credit institutions430/8€5k€0▼
Other loans439€0-
Trade debts44€1k€13k▲
Suppliers440/4€1k€13k▲
Taxes, remuneration and social security45€26k€25k▼
Taxes450/3€26k€25k▼
Other amounts payable47/48€48k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€6k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€39k€48k▲
Operating profit (loss)9901€27k€38k▲
Financial income75/76B€699€1k▲
Recurring financial income75€699€1k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€26k€36k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€20k€28k▲
Profit (loss) for the period to be appropriated9905€20k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€28k▲
Transfer from equity791/2-€30k
Transfer to equity691/2€20k€28k▲
To other reserves6921€20k€28k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Highest result since 2019net €28k ▲43.7%
Operating result €38k, net result €28k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 77 days late
2023
31-12
Financial
Weakest financial yearnet €159 ▼79.3%
Net result drops to €159, the lowest in the series; recovery starts the following year.
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 135 days late
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 177 days late
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 135 days late
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jozefsstraat 798800 RoeselareGround area
422 m²
Building footprint
124 m²
Volume, LiDAR
520 m³
Parcel 36503C0988/00M019, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BDG SOLUTIONS
since 20182.301.320.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C0988/00M019 | Flanders | 422 m² | 1 · 123 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,243 companies in sector 47789 we hold annual accounts for 1,019. 809 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47789Other retail sale of new goods
70100Activities of head offices
77229Renting and leasing of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.