BDG CONSULT
ActiveBDG CONSULT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €40k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 27% of 15369 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
69
/ 100
Healthy▲ +11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+2
Solvency50▲+14
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.62 in 2023), and 66.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
27 d late
2022
28 d late
2021
30 d late
2020
30 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€88k▲ 24.0%
2023 · €71k
2018: €24k
2019: €25k
2020: €31k
2021: €50k
2022: €57k
2023: €71k
2018 → 2024
Total assets
€260k▲ 4.8%
2023 · €248k
2018: €38k
2019: €103k
2020: €108k
2021: €266k
2022: €259k
2023: €248k
2018 → 2024
Net result
€40k▲ 193%
2023 · €14k
2018: €-476
2019: €9k
2020: €27k
2021: €27k
2022: €16k
2023: €14k
2018 → 2024
Working capital
€-7k▲ 54.2%
2023 · €-15k
2018: €14k
2019: €3k
2020: €2k
2021: €-14k
2022: €-16k
2023: €-15k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€31k-€50k▲ 58.6%€57k▲ 13.9%€71k▲ 24.3%€88k▲ 24.0%
Operating result€35k-€37k▲ 6.2%€21k▼ 42.0%€9k▼ 58.1%€38k▲ 317%
Net result€27k-€27k▲ 1.4%€16k▼ 42.1%€14k▼ 12.4%€40k▲ 193%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 317% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €260k
Fixed assets
€218k▼ 2.7%
Current assets
€42k▲ 73.2%
Equity and liabilities €260k
Equity
€88k▲ 24.0%
Debt
€172k▼ 2.9%
The debt ratio falls from 71.5% to 66.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€45k▲
2023 · €15k
Cash flow
€47k▲
2023 · €20k
Solvency
33.7%▲
2023 · 28.5%
Current ratio
0.86▲
2023 · 0.62
Quick ratio
0.86▲
2023 · 0.62
Debt / equity
1.96▼
2023 · 2.51
ROE
46.2%▲
2023 · 19.6%
ROA
15.6%▲
2023 · 5.6%
Interest coverage
15.74▲
2023 · 5.27
Debt
€172k▼
2023 · €177k
Debt ≤ 1 year
€49k▲
2023 · €39k
Debt > 1 year
€123k▼
2023 · €138k
Income taxes
€10k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€248k€260k▲
Fixed assets21/28€224k€218k▼
Tangible fixed assets22/27€171k€165k▼
Land and buildings22€165k€160k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€647€0▼
Financial fixed assets28€53k€53k=
Current assets29/58€24k€42k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€3k€14k▲
Trade receivables40-€11k
Other amounts receivable41€3k€3k=
Cash at bank and in hand54/58€21k€28k▲
Equity and liabilities
Total equity and liabilities10/49€248k€260k▲
Equity10/15€71k€88k▲
Contributions10/11€19k€19k=
Reserves13€52k€69k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€52k€69k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€177k€172k▼
Amounts payable after more than one year17€138k€123k▼
Financial debts170/4€138k€123k▼
Amounts payable within one year42/48€39k€49k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€17k€15k▼
Credit institutions430/8€17k€15k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€6k€7k▲
Remuneration and social security454/9€1k€310▼
Other amounts payable47/48€14k€26k▲
Income statement
Code20232024
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€481€0▼
Gross operating margin9900€17k€46k▲
Operating profit (loss)9901€9k€38k▲
Financial income75/76B€12k€16k▲
Recurring financial income75€12k€16k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€18k€51k▲
Income taxes67/77€4k€10k▲
Profit (loss) for the period9904€14k€40k▲
Profit (loss) for the period to be appropriated9905€14k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€40k▲
Transfer to equity691/2€14k€17k▲
To other reserves6921€14k€17k▲
Profit to be distributed694/7€0€24k▲
Return on contributions (dividend)694€0€24k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €40k ▲193%
Operating result €38k, net result €40k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Horendonk 3012910 EssenGround area
1,223 m²
Building footprint
119 m²
Volume, LiDAR
827 m³
Parcel 11016A0810/00N000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BDG CONSULT
since 20142.231.439.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016A0810/00N000 | Flanders | 1,223 m² | 1 · 119 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 6,392 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2014
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:036673345