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BDFUTUR

Active
Private limited companyfounded 20224 yrs activeAvenue des Hêtres 17, 1301 Wavre, BelgiumKBO/BCE: BE 0786.771.948

BDFUTUR has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €1k. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency90▼-3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.52 against 2.81 in 2024; short-term debt: 27.9% and cash: 57% of total assets), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
11 d early
2024
4 d early
2023
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€7k▲ 22.9%
2024 · €6k
2023: €2k 2024: €6k
2023 → 2025
Total assets
€11k▲ 30.2%
2024 · €8k
2023: €8k 2024: €8k
2023 → 2025
Net result
€1k▼ 62.4%
2024 · €3k
2023: €-3k 2024: €3k
2023 → 2025
Working capital
€5k▲ 39.6%
2024 · €3k
2023: €-980 2024: €3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€2k-€6k▲ 156%€7k▲ 22.9%
Operating result€-3k-€4k€2k▼ 47.3%
Net result€-3k-€3k€1k▼ 62.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-4k€-2k€0€2k€4kOperating result 2023: €-3k€-3kNet result 2023: €-3k€-3kOperating result 2024: €4k€4kNet result 2024: €3k€3kOperating result 2025: €2k€2kNet result 2025: €1k€1k202320242025
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets €3k=
Current assets €8k▲ 49.2%
Equity and liabilities €11k
Equity €7k▲ 22.9%
Debt €4k▲ 45.9%
The debt ratio rises from 31.6% to 35.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Solvency
64.6%
2024 · 68.4%
Current ratio
2.52
2024 · 2.81
Quick ratio
2.52
2024 · 2.81
Debt / equity
0.55
2024 · 0.46
ROE
18.6%
2024 · 60.9%
ROA
12.0%
2024 · 41.7%
Debt
€4k
2024 · €3k
Debt ≤ 1 year
€3k
2024 · €2k
Income taxes
€939
2024 · €800
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€8k€11k
Fixed assets21/28€3k€3k=
Financial fixed assets28€3k€3k=
Current assets29/58€5k€8k
Amounts receivable within one year40/41€775€1k
Other amounts receivable41€775€1k
Cash at bank and in hand54/58€4k€6k
Equity and liabilities
Total equity and liabilities10/49€8k€11k
Equity10/15€6k€7k
Contributions10/11€5k€5k=
Profit (loss) carried forward14€615€2k
Amounts payable17/49€3k€4k
Amounts payable within one year42/48€2k€3k
Trade debts44€992€922
Suppliers440/4€992€922
Taxes, remuneration and social security45€800-
Taxes450/3€800-
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€800€800=
Income statement Code20242025
Other operating charges640/8€1k€2k
Gross operating margin9900€5k€4k
Operating profit (loss)9901€4k€2k
Profit (loss) for the period before taxes9903€4k€2k
Income taxes67/77€800€939
Profit (loss) for the period9904€3k€1k
Profit (loss) for the period to be appropriated9905€3k€1k
Appropriation of the result
Profit (loss) to be appropriated9906€615€2k
Profit (loss) brought forward from the previous period14P€-3k€615

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 2.81
Current ratio from 0.83 to 2.81; short-term debt falls from €6k to €2k.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue des Hêtres 171301 Wavre
Ground area
2,012 m²
Building footprint
266 m²
Volume, LiDAR
1,605 m³
Parcel 25006E0065/00L000, Wallonia · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BDFUTUR
Avenue des Hêtres 17, 1301 WavreBusiness consulting
since 20222.332.988.570
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25006E0065/00L000 Wallonia 2,012 m² 1 · 266 m² 14.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 18,889 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:b.durieux@bdxperformance.be
Establishment Wavre 2.332.988.570