BD Technics
ActiveSummary
The computed 12-month bankruptcy probability of BD Technics is 1.7% (moderate). The 2025 annual accounts show equity of €170,520 and a net result of €27,493. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 94% of 28281 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-13
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 10.99 against 10.57 in 2024; short-term debt: 8.2% and cash: 20.1% of total assets), and 8.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
14.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
24 d early
2024
16 d early
2023
9 d early
2022
11 d early
2021
16 d early
2020
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€170,520▼ 10.2%
2024 · €189,792
Total assets
€185,976▼ 10.2%
2024 · €207,054
Net result
€27,493▼ 59.8%
2024 · €68,328
Working capital
€152,379▼ 6.7%
2024 · €163,270
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,543▼ 95.3%€83,241▲ 2,250%€104,598▲ 25.7%€94,161▼ 10.0%€39,113▼ 58.5%
Net result€1,844within the sector's middle half▼ 97.1%€63,935above the sector's middle half▲ 3,368%€81,853above the sector's middle half▲ 28.0%€68,328above the sector's middle half▼ 16.5%€27,493within the sector's middle half▼ 59.8%
Equity€51,800within the sector's middle half▲ 3.7%€114,611within the sector's middle half▲ 121%€121,464within the sector's middle half▲ 6.0%€189,792above the sector's middle half▲ 56.3%€170,520above the sector's middle half▼ 10.2%
Total assets€79,271within the sector's middle half▼ 29.3%€187,238within the sector's middle half▲ 136%€261,613within the sector's middle half▲ 39.7%€207,054within the sector's middle half▼ 20.9%€185,976within the sector's middle half▼ 10.2%
Debt€27,470▼ 55.8%€72,627▲ 164%€140,149▲ 93.0%€17,262▼ 87.7%€15,455▼ 10.5%
Working capital€24,394within the sector's middle half▼ 18.5%€94,124above the sector's middle half▲ 286%€105,058above the sector's middle half▲ 11.6%€163,270above the sector's middle half▲ 55.4%€152,379above the sector's middle half▼ 6.7%
Solvency65.3%within the sector's middle half▲ 20.8pp61.2%within the sector's middle half▼ 4.1pp46.4%within the sector's middle half▼ 14.8pp91.7%above the sector's middle half▲ 45.2pp91.7%above the sector's middle half=
Current ratio2.55within the sector's middle half▲ 0.882.41within the sector's middle half▼ 0.141.76within the sector's middle half▼ 0.6610.57above the sector's middle half▲ 8.8110.99above the sector's middle half▲ 0.42
Return on assets (ROA)2.3%within the sector's middle half▼ 54.6pp34.1%above the sector's middle half▲ 31.8pp31.3%above the sector's middle half▼ 2.9pp33.0%above the sector's middle half▲ 1.7pp14.8%within the sector's middle half▼ 18.2pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185,976
Fixed assets
€18,341 ▼ 31.4%
Current assets
€167,634 ▼ 7.0%
Equity and liabilities €185,976
Equity
€170,520 ▼ 10.2%
Debt
€15,455 ▼ 10.5%
Debt's share of the balance-sheet total stays at 8.3%.
Key figures and ratios
EBITDA
€46,642▼
2024 · €99,013
Cash flow
€35,022▼
2024 · €73,180
Quick ratio
8.35▼
2024 · 8.86
Debt to equity
0.09▼
2024 · 0.09
ROE
16.1%▼
2024 · 36.0%
Interest coverage
47.14▼
2024 · 89.97
Debt ≤ 1 year
€15,255▼
2024 · €17,062
Income taxes
€11,905▼
2024 · €18,295
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €131 | - | - | €1,840 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,901 | €13,770 | €12,319 | €4,852 | €7,529 | ▲ 55.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €416 | - | - |
| Other operating charges640/8 | €472 | €720 | €456 | €628 | €6,936 | ▲ 1,004% |
| Non-recurring operating charges66A | €901 | - | - | - | - | - |
| Gross operating margin9900 | €16,818 | €97,730 | €117,373 | €100,056 | €53,578 | ▼ 46.5% |
| Operating profit (loss)9901 | €3,543 | €83,241 | €104,598 | €94,161 | €39,113 | ▼ 58.5% |
| Financial income75/76B | €23 | €314 | €674 | €136 | €1,274 | ▲ 835% |
| Recurring financial income75 | €23 | €129 | €69 | €136 | €222 | ▲ 63.2% |
| Non-recurring financial income76B | - | €185 | €605 | - | €1,051 | - |
| Financial charges65/66B | €1,268 | €2,801 | €1,307 | €7,674 | €989 | ▼ 87.1% |
| Recurring financial charges65 | €1,268 | €2,620 | €1,307 | €1,101 | €989 | ▼ 10.1% |
| Non-recurring financial charges66B | - | €181 | - | €6,574 | - | - |
| Profit (loss) for the period before taxes9903 | €2,299 | €80,754 | €103,965 | €86,623 | €39,398 | ▼ 54.5% |
| Income taxes67/77 | €455 | €16,819 | €22,111 | €18,295 | €11,905 | ▼ 34.9% |
| Profit (loss) for the period9904 | €1,844 | €63,935 | €81,853 | €68,328 | €27,493 | ▼ 59.8% |
| Profit (loss) for the period to be appropriated9905 | €1,844 | €63,935 | €81,853 | €68,328 | €27,493 | ▼ 59.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79,271 | €187,238 | €261,613 | €207,054 | €185,976 | ▼ 10.2% |
| Fixed assets21/28 | €39,161 | €26,583 | €17,776 | €26,722 | €18,341 | ▼ 31.4% |
| Intangible fixed assets21 | €1,633 | €1,303 | €973 | €643 | €313 | ▼ 51.3% |
| Tangible fixed assets22/27 | €37,528 | €25,280 | €16,803 | €23,199 | €15,149 | ▼ 34.7% |
| Plant, machinery and equipment23 | €6,274 | €3,609 | €4,135 | €11,263 | €8,416 | ▼ 25.3% |
| Furniture and vehicles24 | €7,473 | €4,391 | €1,889 | €7,077 | €6,733 | ▼ 4.9% |
| Leasing and similar rights25 | €16,666 | €10,917 | €5,168 | - | - | - |
| Other tangible fixed assets26 | €7,116 | €6,363 | €5,611 | €4,859 | - | - |
| Financial fixed assets28 | - | - | - | €2,880 | €2,880 | = |
| Current assets29/58 | €40,110 | €160,655 | €243,838 | €180,332 | €167,634 | ▼ 7.0% |
| Amounts receivable after more than one year29 | - | - | €33,000 | €46,750 | €33,000 | ▼ 29.4% |
| Other amounts receivable291 | - | - | €33,000 | €46,750 | €33,000 | ▼ 29.4% |
| Stocks and contracts in progress3 | €14,176 | €101,801 | €46,038 | €29,122 | €40,259 | ▲ 38.2% |
| Stocks30/36 | €14,176 | €101,801 | €46,038 | €29,122 | €40,259 | ▲ 38.2% |
| Amounts receivable within one year40/41 | €1,273 | €40,679 | €17,743 | €23,308 | €53,954 | ▲ 131% |
| Trade receivables40 | €223 | €23,481 | €7,169 | €15,620 | €48,405 | ▲ 210% |
| Other amounts receivable41 | €1,050 | €17,198 | €10,573 | €7,688 | €5,549 | ▼ 27.8% |
| Cash at bank and in hand54/58 | €22,161 | €15,102 | €143,377 | €77,330 | €37,428 | ▼ 51.6% |
| Deferred charges and accrued income490/1 | €2,500 | €3,073 | €3,680 | €3,822 | €2,994 | ▼ 21.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79,271 | €187,238 | €261,613 | €207,054 | €185,976 | ▼ 10.2% |
| Equity10/15 | €51,800 | €114,611 | €121,464 | €189,792 | €170,520 | ▼ 10.2% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €49,800 | €112,611 | €119,464 | €187,792 | €168,520 | ▼ 10.3% |
| Distributable reserves133 | €49,800 | €112,611 | €119,464 | €187,792 | €168,520 | ▼ 10.3% |
| Amounts payable17/49 | €27,470 | €72,627 | €140,149 | €17,262 | €15,455 | ▼ 10.5% |
| Amounts payable after more than one year17 | €11,529 | €5,636 | - | - | - | - |
| Financial debts170/4 | €11,529 | €5,636 | - | - | - | - |
| Amounts payable within one year42/48 | €15,715 | €66,532 | €138,780 | €17,062 | €15,255 | ▼ 10.6% |
| Current portion of amounts payable after more than one year42 | €5,637 | €5,893 | €5,636 | - | - | - |
| Financial debts43 | - | €10,000 | - | - | - | - |
| Credit institutions430/8 | - | €10,000 | - | - | - | - |
| Trade debts44 | €4,277 | €9,380 | €4,960 | €4,876 | €4,129 | ▼ 15.3% |
| Suppliers440/4 | €4,277 | €9,380 | €4,960 | €4,876 | €4,129 | ▼ 15.3% |
| Advances received on contracts in progress46 | - | €19,578 | €47,479 | - | - | - |
| Taxes, remuneration and social security45 | €5,730 | €21,651 | €16,021 | €11,416 | €10,926 | ▼ 4.3% |
| Taxes450/3 | €3,480 | €19,401 | €13,771 | €9,166 | €8,676 | ▼ 5.4% |
| Remuneration and social security454/9 | €2,250 | €2,250 | €2,250 | €2,250 | €2,250 | = |
| Other amounts payable47/48 | €72 | €30 | €64,684 | €770 | €200 | ▼ 74.0% |
| Accrued charges and deferred income492/3 | €226 | €459 | €1,369 | €200 | €200 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,844 | €63,935 | €81,853 | €68,328 | €27,493 | ▼ 59.8% |
| + Depreciation and write-downs630 | €11,901 | €13,770 | €12,319 | €4,852 | €7,529 | ▲ 55.2% |
| Operating cash flow (approximation) | €13,745 | €77,705 | €94,172 | €73,180 | €35,022 | ▼ 52.1% |
| Investment in fixed assets (approximation) | - | -€1,191 | -€3,512 | -€13,798 | €852 | ▲ 106% |
| Change in cash | - | -€7,059 | €128,275 | -€66,048 | -€39,902 | ▲ 39.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 10.57
Current ratio from 1.76 to 10.57; short-term debt falls from €138,780 to €17,062.
31-12
Financial
Equity above €150,000Eq €189,792 ▲56.3%
5 profitable years in a row build equity to €189,792.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €81,853 ▲28%
Operating result €104,598, net result €81,853, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €114,611 ▲121%
3 profitable years in a row build equity to €114,611.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €1,844 ▼97.1%
Net result drops to €1,844, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2019
Ground area
2,731 m²
Building footprint
452 m²
Volume, LiDAR
2,644 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
BD Technics
since 20192.290.347.964
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24007B0471/00C003 | Flanders | 2,021 m² | 1 · 295 m² | 10.4 m · 2 fl. |
| 24123C0144/00N000 | Flanders | 710 m² | 1 · 157 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 877 EUR awarded · 877 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 583 EUR | 583 EUR |
| 2024 | 1 | 294 EUR | 294 EUR |
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Of 22,829 companies in sector 43211 we hold annual accounts for 10,334. 8,486 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0727899579
Also
9925:BE0727899579
Registered
04-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.