Financials
- Fiscal year
- 2025
- Turnover
- €5,827
- Loss
- -€933
- Solvency
- 83.4%
Turnover▼ 18.4%
Net result
20242025
BD CONSULTING
ActiveSummary
BD CONSULTING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,855 and a net result of -€933. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 85% of 3825 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Certified accountants and tax accountants
NACE 69201
#9 oldest company in Lobbes, Professional and technical services sector1 site
Size
€5,827turnover 2025
- Equity
- €3,855
- Loss
- -€933
Structure
Accounts 13 d early0 of 1 deed read
Why 93- Loss of €933, the second in a row (FY 2025)+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 4.85, cash €1,149+ Figures for FY 2025 (filed 18-07-2026)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 83.4% of total assets
Liquidity
77+14
short-term debt 16.6% · cash 24.9%
Profitability
19-51
return on assets -20.2%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%lowest value
12-2024: < 0.1%● 0.0% vs 11-2024lowest value
01-2025: < 0.1%● 0.0% vs 12-2024lowest value
02-2025: < 0.1%● 0.0% vs 01-2025lowest value
03-2025: < 0.1%▲ +7.9% vs 02-2025
04-2025: < 0.1%▲ +7.3% vs 03-2025
05-2025: < 0.1%▲ +4.5% vs 04-2025
06-2025: < 0.1%● 0.0% vs 05-2025
07-2025: 0.1%▲ +23.9% vs 06-2025
08-2025: 0.1%▲ +5.3% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%▼ -3.3% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%▼ -1.7% vs 11-2025
01-2026: 0.1%▲ +3.5% vs 12-2025
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%▲ +22.0% vs 02-2026
04-2026: 0.1%▲ +9.7% vs 03-2026
05-2026: 0.1%▲ +3.8% vs 04-2026
06-2026: 0.1%▼ -11.0% vs 05-2026
07-2026: 0.1%▲ +24.7% vs 06-2026highest value
08-2026: < 0.1%▼ -50.5% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Loss of €933, the second in a row (FY 2025) raises the probability
- Liquidity: current ratio 4.85, cash €1,149 lowers the probability
- Figures for FY 2025 (filed 18-07-2026) lowers the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 86%, liquidity 66%, profitability 5%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
3 d early
2023
1 d late
2022
22 d early
2021
17 d early
2020
5 d late
2019
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 18-07-2026Annual accounts filed
- 28-07-2025Annual accounts filed
- 01-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 31-10-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.