BD Compta
ActiveSummary
BD Compta has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €2k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 15.57 against 10.43 in 2024; short-term debt: 5.2% and cash: 65.2% of total assets), and 5.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.8%
Return on assets
1.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
5 d early
2022
6 d late
2021
3 d early
2020
on the day
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▲ 1.4%
2024 · €130k
2019: €36k
2020: €49k
2021: €83k
2022: €126k
2023: €128k
2024: €130k
2019 → 2025
Total assets
€139k▼ 0.9%
2024 · €140k
2019: €70k
2020: €67k
2021: €95k
2022: €136k
2023: €134k
2024: €140k
2019 → 2025
Net result
€2k▲ 2.3%
2024 · €2k
2019: €5k
2020: €13k
2021: €34k
2022: €43k
2023: €2k
2024: €2k
2019 → 2025
Working capital
€106k▲ 9.7%
2024 · €97k
2019: €7k
2020: €20k
2021: €53k
2022: €79k
2023: €87k
2024: €97k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€126k▲ 51.7%€128k▲ 1.6%€130k▲ 1.3%€132k▲ 1.4%
Operating result€48k-€57k▲ 18.2%€4k▼ 93.2%€3k▼ 14.0%€3k▼ 3.6%
Net result€34k-€43k▲ 26.5%€2k▼ 95.2%€2k▼ 16.3%€2k▲ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 4% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€26k ▼ 22.9%
Current assets
€114k ▲ 6.0%
Equity and liabilities €139k
Equity
€132k ▲ 1.4%
Debt
€7k ▼ 29.0%
Debt's share of the balance-sheet total falls from 7.3% to 5.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €11k
Cash flow
€9k▼
2024 · €10k
Current ratio
15.57▲
2024 · 10.43
Debt to equity
0.06▼
2024 · 0.08
ROE
1.3%▲
2024 · 1.3%
ROA
1.3%▲
2024 · 1.2%
Interest coverage
82.86▼
2024 · 106.09
Debt ≤ 1 year
€7k▼
2024 · €10k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€140k€139k▼
Fixed assets21/28€33k€26k▼
Intangible fixed assets21€32k€25k▼
Tangible fixed assets22/27€724€195▼
Plant, machinery and equipment23€42-
Furniture and vehicles24€561€125▼
Other tangible fixed assets26€121€70▼
Current assets29/58€107k€114k▲
Amounts receivable within one year40/41€23k€20k▼
Trade receivables40€19k€16k▼
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€81k€91k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€140k€139k▼
Equity10/15€130k€132k▲
Contributions10/11€20k€20k=
Reserves13€110k€111k▲
Distributable reserves133€110k€111k▲
Amounts payable17/49€10k€7k▼
Amounts payable within one year42/48€10k€7k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€3k▼
Remuneration and social security454/9-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€13k€12k▼
Operating profit (loss)9901€3k€3k▼
Financial income75/76B€2€48▲
Recurring financial income75€2€48▲
Financial charges65/66B€190€161▼
Recurring financial charges65€108€131▲
Non-recurring financial charges66B€82€30▼
Profit (loss) for the period before taxes9903€3k€3k▼
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▲
Transfer to equity691/2€2k€2k▲
To other reserves6921€2k€2k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €2k ▼16.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2022
30-06
Financial
Highest result since 2019net €43k ▲26.5%
Operating result €57k, net result €43k, both a record.
30-06
Financial
Equity above €100kEq €126k ▲51.7%
4 profitable years in a row build equity to €126k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
State Gazette act
General meeting · Statutes amendment
Director resignation · Director reappointment
25-09
State Gazette act
General meeting · Statutes amendment
Director resignation · Director reappointment
30-06
Financial
Liquidity doublescurrent ratio 2.75
Current ratio from 1.32 to 2.75; short-term debt falls from €23k to €12k.
Show earlier events
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-12
State Gazette act
General meeting · Merger
Accounting effect · Permanent representative
27-12
State Gazette act
General meeting · Merger
Accounting effect · Permanent representative
17-10
State Gazette act
Board meeting · Merger
Power of attorney · Capital
2017
16-03
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2016
Ground area
1,373 m²
Building footprint
111 m²
Volume, LiDAR
722 m³
Parcel 25052A0447/00K000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Br D Audit
since 20162.259.187.606
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25052A0447/00K000 | Wallonia | 1,373 m² | 1 · 111 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VCLJ BEDRIJFSREVISOREN
BE 0816.796.121
Zandhoven · Eq €133,020
2C&B
BE 0471.315.080
Tournai · Eq €130,252
Kesomapi Audit
BE 0787.147.476
Nijlen · Eq €130,006
KNAEPEN LAFONTAINE, Réviseurs d'Entreprises
BE 0413.343.922
Namur · Eq €133,626
Barbara Feys
BE 0805.907.573
Herent · Eq €129,842
Of 944 companies in sector 69203 we hold annual accounts for 659. 522 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2016
Fiscal year end30-06
Activities, NACEBEL 2025
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.