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BD BEL

Active
Private limited company (pre-2019)founded 2019active for 7 yearsAlbert Saveryslaan 36, 9800 Deinze, BelgiumKBO/BCE: BE 0723.530.324
Summary

BD BEL has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196,854 and a net result of €87,445. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 50% of 34,718 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisFollow ReportCompare
BD BELActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€421,991total assets 2025
Equity
€196,854
Profit
€87,445
Turnover not published (micro format)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
2025 accounts filed 76 days late1 deed in the Belgian Official Gazette
Why 66raises riskLast filed accounts filed 76 days late; 3 of the last 3 lateFounded in 2019Sector: Specialised construction activities (NACE 43)lowers riskEquity €196,854 (46.6% of total assets)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 64% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 72-11
equity 46.6% of total assets
Liquidity 45-3
short-term debt 40.3% · cash 11.2%
Profitability 95+95
return on assets 20.7%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.7%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025 09-2025: 1.4%▲ +0.2 percentage points vs 08-2025 10-2025: 1.8%▲ +0.4 percentage points vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.7%▼ -0.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.6%▼ -0.1 percentage points vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.6 percentage points vs 07-2026 09-2026: 2.5%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 1.3%▼ -1.2 percentage points vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.91, compared with 2.42 in 2024, above the usual 1.5; short-term debt: 40.3% and cash: 11.2% of total assets), but 53.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 50% on solvency, 35% on liquidity, 81% on profitability and 89% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 76 days late; 3 of the last 3 late
NBB · filings
raises risk · Founded in 2019
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €196,854 (46.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 76 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
76 days late
2024
39 days late
2023
60 days late
2022
114 days late
2021
29 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 58 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €87,445
  3. Equity above €150,000equity €196,854 ▲79.9%

Key points

  • Positive: Back in profit in 2025after -€32,941 in 2024 €87,445 View
  • Positive: Among the best 6% on net resultsector median €10,244 · 34,705 companies €87,445 View
  • Caution: Latest accounts filed lateafter the legal deadline 76 days View

By topic

Financials

Financial year
2025
Total assets
€421,991
Profit
€87,445
Solvency
46.6%
Total assets▲ 125%
Net result
20202025
Go to Financials

Timeline

Events
12
Since
2021
Next accounts
by 31-07-2027
  1. 08-09-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 29-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other specialised construction activitiesNACE 43990
Founded
25-03-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about BD BEL

What is the company number of BD BEL?
0723.530.324. In Belgium the VAT number is the company number with BE in front: BE 0723.530.324.
Where is BD BEL based?
The registered office is at Albert Saveryslaan 36, 9800 Deinze.Company details
What does BD BEL do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of BD BEL?
Private limited company (pre-2019) (BVBA).
When was BD BEL founded?
On 25-03-2019.
Is BD BEL still active?
Yes, BD BEL is an active enterprise in the KBO register.
What is the turnover of BD BEL?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is BD BEL profitable?
In financial year 2025, BD BEL made a profit of €87,445.
Where can I find the annual accounts of BD BEL?
BD BEL filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BD BEL due?
By 31-07-2027, for financial year 2026.Timeline

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