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BCVS

Active
General partnershipfounded 2024active for 2 yearsGelmelenstraat 150, 2900 Schoten, BelgiumKBO/BCE: BE 1006.415.580
Summary

BCVS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,659 and a net result of €9,285. Its solvency ranks better than 41% of 34,234 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Financials · financial year 2025, micro format

Equity
€11,659
Total assets
€30,036
Net result
€9,285
Working capital
€5,460

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €30,036
Fixed assets €6,199
Current assets €23,837
Equity and liabilities €30,036
Equity €11,659
Debt €18,377
Debt finances 61.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€14,994
Cash flow
€11,036
Current ratio
1.30
Debt to equity
1.58
ROE
79.6%
ROA
30.9%
Interest coverage
over 100
Debt ≤ 1 year
€18,377
Income taxes
€3,874

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€30,036
Fixed assets21/28€6,199
Tangible fixed assets22/27€6,199
Plant, machinery and equipment23€5,464
Furniture and vehicles24€735
Current assets29/58€23,837
Amounts receivable within one year40/41€1,610
Trade receivables40€1,610
Other amounts receivable41€0
Cash at bank and in hand54/58€22,133
Deferred charges and accrued income490/1€94
Equity and liabilities
Total equity and liabilities10/49€30,036
Equity10/15€11,659
Contributions10/11€1,000
Reserves13€10,659
Distributable reserves133€10,659
Amounts payable17/49€18,377
Amounts payable within one year42/48€18,377
Trade debts44€12
Suppliers440/4€12
Taxes, remuneration and social security45€2,123
Taxes450/3€2,123
Other amounts payable47/48€16,242
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,751
Other operating charges640/8€789
Gross operating margin9900€15,783
Operating profit (loss)9901€13,243
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€88
Recurring financial charges65€88
Profit (loss) for the period before taxes9903€13,159
Income taxes67/77€3,874
Profit (loss) for the period9904€9,285
Profit (loss) for the period to be appropriated9905€9,285
Appropriation of the result
Profit (loss) to be appropriated9906€9,285
Transfer to equity691/2€9,285
To other reserves6921€9,285

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,751
Other operating charges640/8€789
Gross operating margin9900€15,783
Operating profit (loss)9901€13,243
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€88
Recurring financial charges65€88
Profit (loss) for the period before taxes9903€13,159
Income taxes67/77€3,874
Profit (loss) for the period9904€9,285
Profit (loss) for the period to be appropriated9905€9,285
Line2025
Assets
Total assets20/58€30,036
Fixed assets21/28€6,199
Tangible fixed assets22/27€6,199
Plant, machinery and equipment23€5,464
Furniture and vehicles24€735
Current assets29/58€23,837
Amounts receivable within one year40/41€1,610
Trade receivables40€1,610
Other amounts receivable41€0
Cash at bank and in hand54/58€22,133
Deferred charges and accrued income490/1€94
Equity and liabilities
Total equity and liabilities10/49€30,036
Equity10/15€11,659
Contributions10/11€1,000
Reserves13€10,659
Distributable reserves133€10,659
Amounts payable17/49€18,377
Amounts payable within one year42/48€18,377
Trade debts44€12
Suppliers440/4€12
Taxes, remuneration and social security45€2,123
Taxes450/3€2,123
Other amounts payable47/48€16,242
Line2025
Profit (loss) for the period9904€9,285
+ Depreciation and write-downs630€1,751
Operating cash flow (approximation)€11,036

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 09-06-2026 2026-00146231

Similar companies · same sector, comparable size

Of the 6,984 active companies whose main activity is plumbing work (NACE 43221), figures are known for 3,527. 2,005 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.