BCVP
ActiveBCVP has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.78M and a net result of €45k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 71% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▲+2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 4.28 against 3.31 in 2024), and 33.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.9%
Return on assets
1.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
22 d late
2022
20 d late
2021
25 d late
2020
5 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.78M▼ 0.8%
2024 · €1.79M
2019: €599k
2020: €711k
2021: €708k
2022: €1.65M
2023: €1.79M
2024: €1.79M
2019 → 2025
Total assets
€2.66M▼ 5.7%
2024 · €2.82M
2019: €1.90M
2020: €2.05M
2021: €2.26M
2022: €3.07M
2023: €2.86M
2024: €2.82M
2019 → 2025
Net result
€45k▲ 19.7%
2024 · €38k
2019: €76k
2020: €113k
2021: €-3k
2022: €1.01M
2023: €153k
2024: €38k
2019 → 2025
Working capital
€430k▲ 18.3%
2024 · €363k
2019: €49k
2020: €96k
2021: €357k
2022: €476k
2023: €486k
2024: €363k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€708k-€1.65M▲ 132%€1.79M▲ 8.7%€1.79M▲ 0.4%€1.78M▼ 0.8%
Operating result€28k-€1.26M▲ 4,427%€178k▼ 85.8%€73k▼ 59.0%€67k▼ 7.7%
Net result€-3k-€1.01M€153k▼ 84.8%€38k▼ 75.1%€45k▲ 19.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.66M
Fixed assets
€2.10M▼ 8.8%
Current assets
€561k▲ 7.7%
Equity and liabilities €2.66M
Equity
€1.78M▼ 0.8%
Provisions
€165k▼ 12.3%
Debt
€714k▼ 14.8%
The debt ratio falls from 29.7% to 26.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€270k▼
2024 · €283k
Cash flow
€248k▼
2024 · €248k
Solvency
66.9%▲
2024 · 63.6%
Current ratio
4.28▲
2024 · 3.31
Quick ratio
4.28▲
2024 · 3.31
Debt / equity
0.40▼
2024 · 0.47
ROE
2.6%▲
2024 · 2.1%
ROA
1.7%▲
2024 · 1.3%
Interest coverage
17.96▲
2024 · 17.70
Debt
€714k▼
2024 · €838k
Debt ≤ 1 year
€131k▼
2024 · €157k
Debt > 1 year
€583k▼
2024 · €681k
Income taxes
€34k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.82M€2.66M▼
Fixed assets21/28€2.30M€2.10M▼
Tangible fixed assets22/27€2.30M€2.10M▼
Land and buildings22€1.55M€1.46M▼
Plant, machinery and equipment23€479k€426k▼
Furniture and vehicles24€164k€124k▼
Other tangible fixed assets26€107k€93k▼
Current assets29/58€520k€561k▲
Amounts receivable within one year40/41€83k€59k▼
Trade receivables40€46k€42k▼
Other amounts receivable41€37k€18k▼
Cash at bank and in hand54/58€366k€489k▲
Deferred charges and accrued income490/1€72k€12k▼
Equity and liabilities
Total equity and liabilities10/49€2.82M€2.66M▼
Equity10/15€1.79M€1.78M▼
Contributions10/11€310k€310k=
Reserves13€1.44M€1.46M▲
Tax-exempt reserves132€778k€708k▼
Distributable reserves133€658k€748k▲
Profit (loss) carried forward14€48k€13k▼
Provisions and deferred taxes16€189k€165k▼
Deferred taxes168€189k€165k▼
Amounts payable17/49€838k€714k▼
Amounts payable after more than one year17€681k€583k▼
Financial debts170/4€681k€583k▼
Amounts payable within one year42/48€157k€131k▼
Current portion of amounts payable after more than one year42€114k€98k▼
Trade debts44€28k€22k▼
Suppliers440/4€28k€22k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€8k€9k▲
Other amounts payable47/48€8k€2k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€210k€203k▼
Other operating charges640/8€21k€23k▲
Gross operating margin9900€305k€294k▼
Operating profit (loss)9901€73k€67k▼
Financial income75/76B€329€4k▲
Recurring financial income75€329€4k▲
Financial charges65/66B€16k€15k▼
Recurring financial charges65€16k€15k▼
Profit (loss) for the period before taxes9903€57k€56k▼
Transfer from deferred taxes780€23k€23k=
Income taxes67/77€43k€34k▼
Profit (loss) for the period9904€38k€45k▲
Transfer from tax-exempt reserves789€70k€70k=
Profit (loss) for the period to be appropriated9905€108k€115k▲
Appropriation of the result
Profit (loss) to be appropriated9906€150k€163k▲
Profit (loss) brought forward from the previous period14P€42k€48k▲
Transfer from equity791/2€30k€60k▲
Transfer to equity691/2€100k€150k▲
To other reserves6921€100k€150k▲
Profit to be distributed694/7€32k€60k▲
Return on contributions (dividend)694€32k€60k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 20 days late
2022
30-06
Financial
Back to profitnet €1.01M
Net result €1.01M after one loss-making year.
30-06
Financial
Equity above €1MEq €1.65M ▲132%
Equity rises from €708k to €1.65M.
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
30-06
Financial
Weakest financial yearnet €-3k ▼103%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 278800 RoeselareGround area
5,644 m²
Building footprint
1,346 m²
Volume, LiDAR
8,985 m³
Parcel 36505A0099/00K000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BCVP
since 19982.087.454.945
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505A0099/00K000 | Flanders | 5,644 m² | 1 · 1,346 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GROEP WILLAERT
BE 0478.892.364
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TREPALIA
BE 0462.754.237
Vorst · Eq €1.78M
D-Plates
BE 0696.788.315
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V.D.A.-LASER
BE 0889.740.814
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LiquidFloors
BE 0806.496.206
Zwevegem · Eq €1.77M
Of 15,435 companies in sector 43990 we hold annual accounts for 7,352. 2,219 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-1998
Fiscal year end30-06
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
25510Coating of metals
25610Manufacture of fabricated metal products, except machinery and equipment
28510
43341Painting of buildings
45441
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.