BCSOFT CONSULTANCY
ActiveBCSOFT CONSULTANCY has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €14k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+11
Solvency100▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.15 in 2024), and 31.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.2%
Return on assets
8.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
4 d late
2023
1 d early
2022
7 d late
2021
17 d late
2020
17 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 14.6%
2024 · €93k
2018: €80k
2019: €79k
2020: €86k
2021: €80k
2022: €83k
2023: €98k
2024: €93k
2018 → 2025
Total assets
€156k▲ 7.3%
2024 · €146k
2018: €96k
2019: €89k
2020: €98k
2021: €83k
2022: €113k
2023: €125k
2024: €146k
2018 → 2025
Net result
€14k▲ 38.4%
2024 · €10k
2018: €15k
2019: €-1k
2020: €7k
2021: €747
2022: €23k
2023: €15k
2024: €10k
2018 → 2025
Working capital
€38k▲ 72.8%
2024 · €22k
2018: €29k
2019: €44k
2020: €66k
2021: €65k
2022: €51k
2023: €38k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€83k▲ 3.1%€98k▲ 18.2%€93k▼ 4.8%€107k▲ 14.6%
Operating result€8k-€36k▲ 368%€25k▼ 30.4%€19k▼ 21.9%€24k▲ 25.0%
Net result€747-€23k▲ 2,987%€15k▼ 34.7%€10k▼ 34.7%€14k▲ 38.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€91k▼ 13.0%
Current assets
€65k▲ 58.4%
Equity and liabilities €156k
Equity
€107k▲ 14.6%
Debt
€50k▼ 5.8%
The debt ratio falls from 36.2% to 31.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€49k▲
2024 · €34k
Cash flow
€38k▲
2024 · €24k
Solvency
68.2%▲
2024 · 63.8%
Current ratio
2.41▲
2024 · 2.15
Quick ratio
2.41▲
2024 · 2.15
Debt / equity
0.47▼
2024 · 0.57
ROE
12.8%▲
2024 · 10.6%
ROA
8.7%▲
2024 · 6.8%
Interest coverage
24.31▼
2024 · 69.29
Debt
€50k▼
2024 · €53k
Debt ≤ 1 year
€27k▲
2024 · €19k
Debt > 1 year
€22k▼
2024 · €34k
Income taxes
€9k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€156k▲
Fixed assets21/28€104k€91k▼
Tangible fixed assets22/27€104k€91k▼
Furniture and vehicles24€69k€61k▼
Other tangible fixed assets26€35k€30k▼
Current assets29/58€41k€65k▲
Amounts receivable within one year40/41€22k€33k▲
Trade receivables40€17k€17k=
Other amounts receivable41€4k€16k▲
Cash at bank and in hand54/58€18k€30k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€146k€156k▲
Equity10/15€93k€107k▲
Contributions10/11€19k€19k=
Reserves13€74k€88k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€72k€86k▲
Profit (loss) carried forward14€30€30▼
Amounts payable17/49€53k€50k▼
Amounts payable after more than one year17€34k€22k▼
Financial debts170/4€34k€22k▼
Amounts payable within one year42/48€19k€27k▲
Current portion of amounts payable after more than one year42€13k€15k▲
Trade debts44€32€732▲
Suppliers440/4€32€732▲
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€6k€12k▲
Income statement
Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€24k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€35k€50k▲
Operating profit (loss)9901€19k€24k▲
Financial income75/76B€262€423▲
Recurring financial income75€262€423▲
Financial charges65/66B€484€2k▲
Recurring financial charges65€484€2k▲
Profit (loss) for the period before taxes9903€19k€23k▲
Income taxes67/77€9k€9k▼
Profit (loss) for the period9904€10k€14k▲
Profit (loss) for the period to be appropriated9905€10k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€14k▲
Profit (loss) brought forward from the previous period14P€30€30▼
Transfer from equity791/2€15k-
Transfer to equity691/2€10k€14k▲
To other reserves6921€10k€14k▲
Profit to be distributed694/7€15k-
Return on contributions (dividend)694€15k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Equity above €100kEq €107k ▲14.6%
6 profitable years in a row build equity to €107k.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Highest result since 2018net €23k ▲2987%
Operating result €36k, net result €23k, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 17 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 21.80
Current ratio from 6.72 to 21.80; short-term debt falls from €11k to €3k.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-1k ▼110%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willem Wenemaerstraat 149000 GentGround area
1,115 m²
Building footprint
184 m²
Volume, LiDAR
1,341 m³
2 parcels, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Esdoornlaan 35, 9080 Lochristi
since 20012.097.774.755
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0614/00H000 | Flanders | 1,032 m² | 1 · 127 m² | 7.6 m · 2 fl. |
| 44804D2782/00X000 | Flanders | 83 m² | 1 · 57 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RV Digital
BE 0756.603.265
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eVri
BE 0723.476.181
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SKY RESEARCH MANAGEMENT
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VICYAMO
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,496 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2001
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.