BCS EUROPE
ActiveBCS EUROPE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €-14k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 3257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency21▼-3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.06 in 2024), and 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
-2.5%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€14k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 3257 sector peers (2025).
NBB · sector comparisonPosition among 3257 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
340 d late
2023
705 d late
2022
102 d late
2021
31 d late
2020
5 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€71k▼ 16.8%
2024 · €85k
2018: €25k
2019: €15k
2020: €34k
2021: €193k
2022: €194k
2023: €123k
2024: €85k
2018 → 2025
Total assets
€570k▲ 4.5%
2024 · €546k
2018: €27k
2019: €39k
2020: €70k
2021: €438k
2022: €603k
2023: €615k
2024: €546k
2018 → 2025
Net result
€-14k▲ 62.0%
2024 · €-38k
2018: €2k
2019: €-10k
2020: €19k
2021: €158k
2022: €1k
2023: €-71k
2024: €-38k
2018 → 2025
Working capital
€22k▲ 11.5%
2024 · €19k
2018: €25k
2019: €15k
2020: €33k
2021: €71k
2022: €82k
2023: €7k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€193k-€194k▲ 0.6%€123k▼ 36.4%€85k▼ 30.7%€71k▼ 16.8%
Operating result€233k-€-9k€-85k▼ 843%€-52k▲ 38.7%€-17k▲ 67.0%
Net result€158k-€1k▼ 99.3%€-71k€-38k▲ 46.3%€-14k▲ 62.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €52k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €570k
Fixed assets
€178k▼ 8.6%
Current assets
€393k▲ 11.7%
Equity and liabilities €570k
Equity
€71k▼ 16.8%
Provisions
€128k=
Debt
€371k▲ 11.7%
The debt ratio rises from 60.9% to 65.1%: debt grows while equity shrinks.
Key figures and ratios
Solvency
12.5%▼
2024 · 15.7%
Current ratio
1.06=
2024 · 1.06
Quick ratio
1.06=
2024 · 1.06
Debt / equity
5.22▲
2024 · 3.89
ROE
-20.2%▲
2024 · -44.3%
ROA
-2.5%▲
2024 · -6.9%
Debt
€371k▲
2024 · €333k
Debt ≤ 1 year
€371k▲
2024 · €333k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€546k€570k▲
Fixed assets21/28€194k€178k▼
Tangible fixed assets22/27€17k-
Land and buildings22€16k-
Plant, machinery and equipment23€562-
Furniture and vehicles24€157-
Financial fixed assets28€178k€178k=
Current assets29/58€352k€393k▲
Amounts receivable after more than one year29€255k€255k=
Trade receivables290€255k€255k=
Amounts receivable within one year40/41€95k€138k▲
Trade receivables40€8k€2k▼
Other amounts receivable41€86k€136k▲
Current investments50/53€2k-
Equity and liabilities
Total equity and liabilities10/49€546k€570k▲
Equity10/15€85k€71k▼
Contributions10/11€19k€19k=
Reserves13€182k€182k=
Non-distributable reserves130/1€310€310=
Reserves not available under the articles1311€310€310=
Distributable reserves133€182k€182k=
Profit (loss) carried forward14€-115k€-129k▼
Provisions and deferred taxes16€128k€128k=
Provisions for liabilities and charges160/5€128k€128k=
Environmental obligations163€128k€128k=
Amounts payable17/49€333k€371k▲
Amounts payable within one year42/48€333k€371k▲
Current portion of amounts payable after more than one year42€129k€130k▲
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€198k€198k=
Suppliers440/4€198k€198k=
Taxes, remuneration and social security45€123-
Taxes450/3€123-
Other amounts payable47/48-€38k
Income statement
Code20242025
Remuneration, social security and pensions62€-2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k-
Other operating charges640/8€580€120▼
Non-recurring operating charges66A€47k€17k▼
Gross operating margin9900€-3k€-459▲
Operating profit (loss)9901€-52k€-17k▲
Financial income75/76B€15k€15k▼
Recurring financial income75€15k€15k▼
Financial charges65/66B€812€12k▲
Recurring financial charges65€812€12k▲
Profit (loss) for the period before taxes9903€-38k€-14k▲
Profit (loss) for the period9904€-38k€-14k▲
Profit (loss) for the period to be appropriated9905€-38k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-115k€-129k▼
Profit (loss) brought forward from the previous period14P€-77k€-115k▼
Social balance
Average headcount (FTE)90870.1-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 340 days late
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 705 days late
2023
31-12
Financial
Weakest financial yearnet €-71k ▼6055%
Net result drops to €-71k, the lowest in the series; recovery starts the following year.
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 102 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €158k ▲712%
Operating result €233k, net result €158k, both a record.
31-12
Financial
Equity above €150kEq €193k ▲460%
2 profitable years in a row build equity to €193k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
24-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 237 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
16-03
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 228 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Energielaan 103650 Dilsen-StokkemGround area
1,965 m²
Building footprint
404 m²
Volume, LiDAR
899 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BENELUX CORPORATE SERVICES
since 19972.056.653.485
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13033B0040/00B009 | Flanders | 1,565 m² | 1 · 163 m² | 9.8 m · 2 fl. |
| 72005C0029/00G004 | Flanders | 400 m² | 1 · 241 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAP Tjoenshoek
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Account Mate
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DEVLIES EN PARTNERS
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QUALEETYS
BE 0633.766.029
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Of 2,256 companies in sector 69209 we hold annual accounts for 1,089. 817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-1992
Fiscal year end31-12
Activities, NACEBEL
69201Accountants
69209Other tax advisory services
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.