BCS
ActiveSummary
The computed 12-month bankruptcy probability of BCS is 3.2% (moderate). The 2024 annual accounts show equity of €16k and a net result of €5k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 26043 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability30▼-8
Solvency26=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.01 against 1.01 in 2023; short-term debt: 99.2% and cash: 0.7% of total assets), and 99.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 26043 sector peers (2024).
NBB · sector comparisonPosition among 26043 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
61 d late
2022
32 d late
2021
92 d late
2020
9 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€16k▲ 46.6%
2023 · €11k
2020: €6klowest in 5 years
2021: €7k▲ +30.8% vs 2020
2022: €10k▲ +36.2% vs 2021
2023: €11k▲ +5.7% vs 2022
2024: €16k▲ +46.6% vs 2023highest in 5 years
2020 → 2024
Total assets
€1.93M▲ 50.6%
2023 · €1.28M
2020: €322klowest in 5 years
2021: €543k▲ +68.6% vs 2020
2022: €778k▲ +43.5% vs 2021
2023: €1.28M▲ +64.7% vs 2022
2024: €1.93M▲ +50.6% vs 2023highest in 5 years
2020 → 2024
Net result
€5k▲ 765%
2023 · €573
2020: €4k
2021: €2k▼ -60.9% vs 2020
2022: €3k▲ +53.4% vs 2021
2023: €573▼ -78.6% vs 2022lowest in 5 years
2024: €5k▲ +765% vs 2023highest in 5 years
2020 → 2024
Working capital
€12k▲ 41.3%
2023 · €9k
2020: €3klowest in 5 years
2021: €4k▲ +10.7% vs 2020
2022: €7k▲ +95.1% vs 2021
2023: €9k▲ +20.7% vs 2022
2024: €12k▲ +41.3% vs 2023highest in 5 years
2020 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€6k-€7k▲ 30.8%€10k▲ 36.2%€11k▲ 5.7%€16k▲ 46.6%
2020: €6klowest in 5 years
2021: €7k▲ +30.8% vs 2020
2022: €10k▲ +36.2% vs 2021
2023: €11k▲ +5.7% vs 2022
2024: €16k▲ +46.6% vs 2023highest in 5 years
Operating result€8k-€3k▼ 65.5%€30k▲ 1,032%€6k▼ 79.9%€27k▲ 358%
2020: €8k
2021: €3k▼ -65.5% vs 2020lowest in 5 years
2022: €30k▲ +1032% vs 2021highest in 5 years
2023: €6k▼ -79.9% vs 2022
2024: €27k▲ +358% vs 2023
Net result€4k-€2k▼ 60.9%€3k▲ 53.4%€573▼ 78.6%€5k▲ 765%
2020: €4k
2021: €2k▼ -60.9% vs 2020
2022: €3k▲ +53.4% vs 2021
2023: €573▼ -78.6% vs 2022lowest in 5 years
2024: €5k▲ +765% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 358% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.93M
Fixed assets
€3k ▲ 72.2%
Current assets
€1.93M ▲ 50.6%
Equity and liabilities €1.93M
Equity
€16k ▲ 46.6%
Debt
€1.91M ▲ 50.6%
Debt's share of the balance-sheet total stays at 99.2%.
Key figures and ratios
EBITDA
€28k
Cash flow
€6k
Current ratio
1.01=
2023 · 1.01
Quick ratio
0.98▲
2023 · 0.97
ROE
31.8%▲
2023 · 5.4%
ROA
0.3%▲
2023 · 0.0%
Interest coverage
1.26
Debt ≤ 1 year
€1.91M▲
2023 · €1.27M
Staff costs
€30k▲
2023 · €14k
A ratio outside any meaningful range has been withheld (balance sheet total €1.93M, equity €16k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.28M€1.93M▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€1.28M€1.93M▲
Stocks and contracts in progress3€52k€52k=
Stocks30/36€52k€52k=
Amounts receivable within one year40/41€1.21M€1.86M▲
Trade receivables40€1.03M€1.76M▲
Other amounts receivable41€180k€100k▼
Cash at bank and in hand54/58€18k€13k▼
Deferred charges and accrued income490/1-€388
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.93M▲
Equity10/15€11k€16k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€9k€14k▲
Amounts payable17/49€1.27M€1.91M▲
Amounts payable within one year42/48€1.27M€1.91M▲
Trade debts44€1.16M€1.75M▲
Suppliers440/4€1.16M€1.75M▲
Taxes, remuneration and social security45€12k€19k▲
Taxes450/3€12k€14k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€95k€146k▲
Income statement
Code20232024
Remuneration, social security and pensions62€14k€30k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€917
Other operating charges640/8€581€956▲
Gross operating margin9900€21k€59k▲
Operating profit (loss)9901€6k€27k▲
Financial charges65/66B€4k€22k▲
Recurring financial charges65€4k€22k▲
Profit (loss) for the period before taxes9903€2k€5k▲
Income taxes67/77€1k-
Profit (loss) for the period9904€573€5k▲
Profit (loss) for the period to be appropriated9905€573€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€14k▲
Profit (loss) brought forward from the previous period14P€9k€9k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €120 | - | €14k | €30k | ▲ 109% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €234 | €575 | €891 | - | €917 | - |
| Other operating charges640/8 | - | €1k | €100 | €581 | €956 | ▲ 64.6% |
| Gross operating margin9900 | €8k | €4k | €31k | €21k | €59k | ▲ 184% |
| Operating profit (loss)9901 | €8k | €3k | €30k | €6k | €27k | ▲ 358% |
| Financial income75/76B | - | €198 | €3k | - | - | - |
| Recurring financial income75 | €7 | €198 | €3k | - | - | - |
| Financial charges65/66B | - | €1k | €28k | €4k | €22k | ▲ 439% |
| Recurring financial charges65 | €3k | €1k | €28k | €4k | €22k | ▲ 439% |
| Profit (loss) for the period before taxes9903 | €5k | €2k | €4k | €2k | €5k | ▲ 174% |
| Income taxes67/77 | €613 | - | €2k | €1k | - | - |
| Profit (loss) for the period9904 | €4k | €2k | €3k | €573 | €5k | ▲ 765% |
| Profit (loss) for the period to be appropriated9905 | €4k | €2k | €3k | €573 | €5k | ▲ 765% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €322k | €543k | €778k | €1.28M | €1.93M | ▲ 50.6% |
| Fixed assets21/28 | €2k | €4k | €3k | €2k | €3k | ▲ 72.2% |
| Tangible fixed assets22/27 | €2k | €4k | €3k | €2k | €3k | ▲ 72.2% |
| Furniture and vehicles24 | - | €4k | €3k | €2k | €3k | ▲ 72.2% |
| Current assets29/58 | €320k | €539k | €776k | €1.28M | €1.93M | ▲ 50.6% |
| Stocks and contracts in progress3 | €61k | €103k | €22k | €52k | €52k | = |
| Stocks30/36 | - | €103k | €22k | €52k | €52k | = |
| Amounts receivable within one year40/41 | €235k | €423k | €749k | €1.21M | €1.86M | ▲ 53.9% |
| Trade receivables40 | - | €405k | €665k | €1.03M | €1.76M | ▲ 71.1% |
| Other amounts receivable41 | - | €19k | €84k | €180k | €100k | ▼ 44.3% |
| Cash at bank and in hand54/58 | €24k | €12k | €5k | €18k | €13k | ▼ 29.6% |
| Deferred charges and accrued income490/1 | - | €658 | - | - | €388 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €322k | €543k | €778k | €1.28M | €1.93M | ▲ 50.6% |
| Equity10/15 | €6k | €7k | €10k | €11k | €16k | ▲ 46.6% |
| Contributions10/11 | - | €1k | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €4k | €6k | €9k | €9k | €14k | ▲ 52.5% |
| Amounts payable17/49 | €316k | €535k | €768k | €1.27M | €1.91M | ▲ 50.6% |
| Amounts payable within one year42/48 | €316k | €535k | €768k | €1.27M | €1.91M | ▲ 50.6% |
| Trade debts44 | €313k | €523k | €757k | €1.16M | €1.75M | ▲ 50.2% |
| Suppliers440/4 | - | €523k | €757k | €1.16M | €1.75M | ▲ 50.2% |
| Taxes, remuneration and social security45 | - | - | €12k | €12k | €19k | ▲ 61.0% |
| Taxes450/3 | - | - | €12k | €12k | €14k | ▲ 22.4% |
| Remuneration and social security454/9 | - | - | - | - | €5k | - |
| Other amounts payable47/48 | - | €13k | - | €95k | €146k | ▲ 54.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €2k | €3k | €573 | €5k | ▲ 765% |
| + Depreciation and write-downs630 | €234 | €575 | €891 | - | €917 | - |
| Operating cash flow (approximation) | €5k | €2k | €4k | €573 | €6k | ▲ 925% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €941 | €-2k | ▼ 337% |
| Change in cash | - | €-11k | €-7k | €14k | €-5k | ▼ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2020net €5k ▲765%
Net result €5k, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €573 ▼78.6%
Net result drops to €573, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
Ground area
54 m²
Building footprint
52 m²
Volume, LiDAR
618 m³
Parcel 21816C0017/00H006, Brussels · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0017/00H006 | Brussels | 54 m² | 1 · 52 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,851. 3,931 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Scores and ratios are computed by Checked and are not a credit decision.