Financials
- Fiscal year
- 2025
- Total assets
- €69,311
- Loss
- -€18,894
- Solvency
- 16.8%
Total assets▼ 23.3%
Net result
20192025
BCP CONSULT
ActiveSummary
The annual accounts of BCP CONSULT for fiscal year 2025 show a net loss of 62% of the equity at the start of that year. The 2025 annual accounts show equity of €11,656 and a net result of -€18,894. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 34931 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€69,311total assets 2025
- Equity
- €11,656
- Loss
- -€18,894
Turnover not published (abridged schema)
Structure
Accounts filed 24 d late0 of 2 deeds read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €18,894 (FY 2025)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €69,311+ Liquidity: current ratio 0.79, cash €15,989, halvedShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 13% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
42-17
equity 16.8% of total assets
Liquidity
38-36
short-term debt 75.8% · cash 23.1%
Profitability
0-81
return on assets -27.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 0.1%
09-2025: < 0.1%▼ -41.3% vs 08-2025lowest value
10-2025: < 0.1%● 0.0% vs 09-2025lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%● 0.0% vs 12-2025lowest value
02-2026: < 0.1%▲ +2.1% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▲ +6.3% vs 03-2026
05-2026: 0.1%▲ +3.9% vs 04-2026
06-2026: 0.1%▼ -1.9% vs 05-2026
07-2026: 0.1%▲ +15.4% vs 06-2026
08-2026: 0.1%▲ +135% vs 07-2026highest value
09-2026: 0.1%▼ -1.4% vs 08-2026
10-2026: 0.1%▼ -7.9% vs 09-2026
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €69,311 lowers the probability for this profile
- Loss of €18,894 (FY 2025) raises the probability
- Liquidity: current ratio 0.79, cash €15,989, halved lowers the probability
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.79 against 1.2 in 2024; short-term debt: 75.8% and cash: 23.1% of total assets), and 83.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 21%, liquidity 18%, profitability 4%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 34931 sector peers (2025).
NBB · sector comparisonPosition among 34931 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
24 d late
2024
28 d late
2023
29 d late
2022
5 d early
2021
34 d early
2020
4 d early
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€18,894
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 9
- Since
- 2020
- Next accounts
- by 31-07-2027
- 24-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 28-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 18-09-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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