BCOX
ActiveSummary
BCOX has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €206k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 1991 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency43▼-57
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.94 against 13.67 in 2024; short-term debt: 81.7% and cash: 27.2% of total assets), and 81.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.3%
Return on assets
28.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
136 d early
2024
76 d early
2023
48 d early
2022
76 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▼ 72.6%
2024 · €483k
2022: €82k
2023: €274k
2024: €483k
2022 → 2025
Total assets
€722k▲ 39.4%
2024 · €518k
2022: €136k
2023: €361k
2024: €518k
2022 → 2025
Net result
€206k▼ 2.3%
2024 · €211k
2022: €80k
2023: €192k
2024: €211k
2022 → 2025
Working capital
€-34k
2024 · €440k
2022: €74k
2023: €238k
2024: €440k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€82k-€274k▲ 232%€483k▲ 76.7%€132k▼ 72.6%
Operating result€118k-€251k▲ 113%€273k▲ 8.6%€264k▼ 3.4%
Net result€80k-€192k▲ 141%€211k▲ 9.6%€206k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €722k
Fixed assets
€166k ▲ 282%
Current assets
€556k ▲ 17.1%
Equity and liabilities €722k
Equity
€132k ▼ 72.6%
Debt
€590k ▲ 1,599%
Debt's share of the balance-sheet total rises from 6.7% to 81.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€277k▼
2024 · €286k
Cash flow
€219k▼
2024 · €224k
Current ratio
0.94▼
2024 · 13.67
Debt to equity
4.46▲
2024 · 0.07
ROE
155.5%▲
2024 · 43.6%
ROA
28.5%▼
2024 · 40.7%
Interest coverage
860.38▼
2024 · 1086.81
Debt ≤ 1 year
€590k▲
2024 · €35k
Income taxes
€66k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€518k€722k▲
Fixed assets21/28€44k€166k▲
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€41k€165k▲
Land and buildings22€5k€75k▲
Furniture and vehicles24€36k€89k▲
Current assets29/58€475k€556k▲
Amounts receivable after more than one year29€229k€213k▼
Other amounts receivable291€229k€213k▼
Amounts receivable within one year40/41€30k€144k▲
Trade receivables40€13k€13k▼
Other amounts receivable41€18k€131k▲
Cash at bank and in hand54/58€214k€196k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€518k€722k▲
Equity10/15€483k€132k▼
Contributions10/11€3k€3k=
Reserves13€80k€80k=
Distributable reserves133€80k€80k=
Profit (loss) carried forward14€401k€50k▼
Amounts payable17/49€35k€590k▲
Amounts payable within one year42/48€35k€590k▲
Trade debts44€10k€17k▲
Suppliers440/4€10k€17k▲
Taxes, remuneration and social security45€24k€16k▼
Taxes450/3€22k€14k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€859€557k▲
Income statement
Code20242025
Non-recurring operating income76A-€674
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€387€400▲
Non-recurring operating charges66A-€842
Gross operating margin9900€286k€278k▼
Operating profit (loss)9901€273k€264k▼
Financial income75/76B€4k€8k▲
Recurring financial income75€4k€8k▲
Financial charges65/66B€263€322▲
Recurring financial charges65€263€322▲
Profit (loss) for the period before taxes9903€277k€272k▼
Income taxes67/77€67k€66k▼
Profit (loss) for the period9904€211k€206k▼
Profit (loss) for the period to be appropriated9905€211k€206k▼
Appropriation of the result
Profit (loss) to be appropriated9906€402k€607k▲
Profit (loss) brought forward from the previous period14P€191k€401k▲
Profit to be distributed694/7€859€557k▲
Return on contributions (dividend)694€859€557k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €211k ▲9.6%
Operating result €273k, net result €211k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 13.67
Current ratio from 3.72 to 13.67; short-term debt falls from €87k to €35k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €274k ▲232%
2 profitable years in a row build equity to €274k.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2022
Ground area
4,819 m²
Building footprint
215 m²
Volume, LiDAR
1,336 m³
Parcel 25037D0014/00L000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BCOX
since 20222.333.301.049
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037D0014/00L000 | Wallonia | 4,819 m² | 1 · 215 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAMAROL
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Co.Ve.Bouw
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AUDIAZ
BE 0735.865.457
Sint-Lambrechts-Woluwe · Eq €129k
Atelier Marino Di Teana
BE 0677.703.465
Lasne · Eq €126k
Tal en Thee vzw
BE 0537.926.465
Begijnendijk · Eq €139k
Of 6,653 companies in sector 90111 we hold annual accounts for 385. 282 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
90111Literary creation
90120Visual arts creation
32123Manufacture of jewellery
47770Retail sale of watches and jewellery
68110Buying and selling of own real estate
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.