Skip to content

BCN Construct BV

Active
Private limited companyfounded 2025active for 1 yearNerenbroekstraat 44, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 1020.358.044
Summary

BCN Construct BV has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €70,954 and a net result of €68,954. Its solvency ranks better than 38% of 726 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Bricklaying and masonry work
NACE 43910General construction of residential buildings NACE 41001
1 site
Size
€676,941turnover 2026
Staff
0.6 FTE
Equity
€70,954
Profit
€68,954
Financial health
70 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2026 accounts 32 days early
Why 70raises riskFounded in 2025Size: turnover €676,941, total assets €177,810lowers riskLiquidity: current ratio 1.63, cash €80,752Equity €70,954 (39.9% of total assets)Show the evidence

Checked score

Score 2026
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 65% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 65
equity 39.9% of total assets
Liquidity 75
short-term debt 50.5% · cash 45.4%
Profitability 93
return on assets 38.8%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 03-2026: 1.9% 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 2.3%▲ +0.4 percentage points vs 05-2026 07-2026: 2.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 2.7%● unchanged vs 08-2026highest value 10-2026: 0.7%▼ -2.0 percentage points vs 09-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.63, above the usual 1.5; short-term debt: 50.5% and cash: 45.4% of total assets), but 60.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 43% on solvency, 73% on liquidity and 79% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.63, cash €80,752
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: turnover €676,941, total assets €177,810
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €70,954 (39.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2026
32 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. IncorporationAppointment: BERCI Gheorghe (director) ·…

Financials · financial year 2026, micro format

Turnover
€676,941
EBIT margin
14.3%
Net result
€68,954
Working capital
€56,937
Balance-sheet composition
Assets €177,810
Fixed assets €31,073
Current assets €146,737
Equity and liabilities €177,810
Equity €70,954
Debt €106,855
Debt finances 60.1% of the balance-sheet total.
Key figures and ratios
2026 value
EBITDA
€100,004
Cash flow
€72,381
Current ratio
1.63
Debt to equity
1.51
ROE
97.2%
ROA
38.8%
Interest coverage
65.99
Debt ≤ 1 year
€89,800
Debt > 1 year
€17,055
Income taxes
€26,108
Staff costs
€23,308

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 · 42 lines
Balance sheet Code2026
Assets
Total assets20/58€177,810
Fixed assets21/28€31,073
Tangible fixed assets22/27€31,073
Furniture and vehicles24€31,073
Current assets29/58€146,737
Amounts receivable within one year40/41€63,918
Trade receivables40€61,974
Other amounts receivable41€1,944
Cash at bank and in hand54/58€80,752
Deferred charges and accrued income490/1€2,066
Equity and liabilities
Total equity and liabilities10/49€177,810
Equity10/15€70,954
Contributions10/11€2,000
Reserves13€68,954
Distributable reserves133€68,954
Amounts payable17/49€106,855
Amounts payable after more than one year17€17,055
Financial debts170/4€17,055
Amounts payable within one year42/48€89,800
Current portion of amounts payable after more than one year42€9,821
Trade debts44€34,061
Suppliers440/4€34,061
Taxes, remuneration and social security45€45,919
Taxes450/3€26,175
Remuneration and social security454/9€19,744
Income statement Code2026
Turnover70€676,941
Non-recurring operating income76A€1,091
Goods, raw materials, services and sundry goods60/61€553,942
Remuneration, social security and pensions62€23,308
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,427
Other operating charges640/8€779
Gross operating margin9900€124,090
Operating profit (loss)9901€96,577
Financial charges65/66B€1,515
Recurring financial charges65€1,515
Profit (loss) for the period before taxes9903€95,062
Income taxes67/77€26,108
Profit (loss) for the period9904€68,954
Profit (loss) for the period to be appropriated9905€68,954
Appropriation of the result
Profit (loss) to be appropriated9906€68,954
Transfer to equity691/2€68,954
To other reserves6921€68,954

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2026
Turnover70€676,941
Non-recurring operating income76A€1,091
Goods, raw materials, services and sundry goods60/61€553,942
Remuneration, social security and pensions62€23,308
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,427
Other operating charges640/8€779
Gross operating margin9900€124,090
Operating profit (loss)9901€96,577
Financial charges65/66B€1,515
Recurring financial charges65€1,515
Profit (loss) for the period before taxes9903€95,062
Income taxes67/77€26,108
Profit (loss) for the period9904€68,954
Profit (loss) for the period to be appropriated9905€68,954
Line2026
Assets
Total assets20/58€177,810
Fixed assets21/28€31,073
Tangible fixed assets22/27€31,073
Furniture and vehicles24€31,073
Current assets29/58€146,737
Amounts receivable within one year40/41€63,918
Trade receivables40€61,974
Other amounts receivable41€1,944
Cash at bank and in hand54/58€80,752
Deferred charges and accrued income490/1€2,066
Equity and liabilities
Total equity and liabilities10/49€177,810
Equity10/15€70,954
Contributions10/11€2,000
Reserves13€68,954
Distributable reserves133€68,954
Amounts payable17/49€106,855
Amounts payable after more than one year17€17,055
Financial debts170/4€17,055
Amounts payable within one year42/48€89,800
Current portion of amounts payable after more than one year42€9,821
Trade debts44€34,061
Suppliers440/4€34,061
Taxes, remuneration and social security45€45,919
Taxes450/3€26,175
Remuneration and social security454/9€19,744
Line2026
Profit (loss) for the period9904€68,954
+ Depreciation and write-downs630€3,427
Operating cash flow (approximation)€72,381

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-03-2026 micro format 29-09-2026 2026-00531032

Similar companies · same sector, comparable size

Of the 10,934 active companies whose main activity is bricklaying and masonry work (NACE 43910), figures are known for 5,546. 4,831 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
BERCI Gheorghe
Director (not named in the articles) · since 26-02-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
BERCI Gheorghe
  • Director (not named in the articles), from 26-02-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 26-02-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 26-02-2025 Incorporation · €2,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

BCN Construct BV was incorporated on 24 February 2025 by one natural person, with a starting capital of €2,000.12 Since 2025, BERCI Gheorghe has served as director of the company.2 The company has filed annual accounts once, for financial year 2026.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 26-02-2025
  3. 3National Bank, annual accounts 2026

Acts, filings and financial milestones

2026
29-09
NBB filing Annual accounts filed
financial year 2026 · micro format
2025
26-02
Gazette deed Incorporation
Appointment: BERCI Gheorghe (director) · Founder · Founding capital9 facts ▸
  • Incorporation, 11-02-2025
  • Founder, BERCI Gheorghe
  • Founding capital, €2,000
  • Shareholding, 100
  • Capital
  • Registered office clause, “9420 Erpe-Mere,Nerenbroekstraat 44” (deed in Dutch)
  • Director appointment, BERCI Gheorghe (director (not named in the articles))
  • Board rule, 1, “niet-statutaire bestuurders” (deed in Dutch)
  • Other provision, “UBO-register mededeling, bestuurder(s) van de vennootschap” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded24-02-2025
Financial year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43910Bricklaying and masonry work
41003General construction of other non-residential buildings
43230Insulation installation
43320Joinery installation
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020358044
Also 9925:BE1020358044
Registered 27-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1020.358.044

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
414 m²
Building footprint
80 m²
Building volume
562 m³
Parcel 41016D0162/00X000, Flanders · tallest building 9.2 m. Linked by address, not a title deed.
1 establishment unit
BCN Construct BV
Nerenbroekstraat 44, 9420 Erpe-MereBricklaying and masonry work
since 2025unit no. 2.370.640.804
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
41016D0162/00X000 Flanders 414 m² 1 · 80 m² 9.2 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Algemene bouw van residentiële gebouwen; Dak-werkzaamheden; Plaatsen van dakbedekking van ongeacht welk materiaal; Plaatsen van dakgoten en…” (deed in Dutch)
34 activities (deed in Dutch)
  1. Algemene bouw van residentiële gebouwen
  2. Dak-werkzaamheden
  3. Plaatsen van dakbedekking van ongeacht welk materiaal
  4. Plaatsen van dakgoten en regenafvoerbuizen
  5. Waterdicht maken van daken en dakterrassen
  6. Behandelen van muren met vochtwerende en waterafstotende producten
  7. Waterdichtingswerken van muren
  8. Gevelreiniging
  9. Het uitvoeren van sloop- en afbraakwerken
  10. Bouwgrijp maken van terreinen
  11. Proefboren en boren
  12. Elektrotechnische installatiewerken aan gebouwen
  13. Loodgieterswerk,installatie van verwarming en klimaatregeling
  14. Isolatiewerkzaamheden
  15. Installatie van stores en zonneschermen
  16. Installatie van lichtreclames en uithangborden
  17. Algemene bouwinstallatie
  18. Stukadoorswerk
  19. Schrijnwerk
  20. Plaatsen van vloer- en wandtegels
  21. Plaatsen van vloerbedekking en wandbekleiding van andere materialen
  22. Schilderen van gebouwen en civieltechnische werken
  23. Glaszetten
  24. Reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden
  25. Overige werkzaamheden in verband met de afwerking van gebouwen
  26. Chapewerken
  27. Het plaatsen van afsluitingen
  28. Het leggen van kasseien,kabels en diverse leidingen
  29. Het uitvoeren van rioleringswerken,werken voor water- en gasvoorziening
  30. Het uitvoeren van grondwerken,draineringswerken,funderingen,het heien en palen,versterkingswerken van de bodem volgens allerlei methodes
  31. Onderneming voor het monteren van niet-zelfvervaardigde metalen constructiewerken
  32. Groothandel in bouwmaterialen,hout,behang,verf,woningtestiel,vlakglas,vloer- en wandtegels,sanitair en overige bouwmaterialen
  33. Detailhandel in houten bouw- en tuinmaterialen,wand- en vloertegels,parket-,laminaat- en kurkvloeren,ijzerwaren en gereedschappen,verf en verfwaren,sanitaire artikelen en sanitair installatiemateriaal,overige bouwmaterialen,enzovoort
  34. Het verhuren van containers,bobcats,kranen en allerhande andere uitrusting

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
BCN Construct BV
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, bestuursorgaan” (deed in Dutch)

deed of 26-02-2025

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, bestuursorgaan” (deed in Dutch)

deed of 26-02-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Monday of September at 18:00

deed of 26-02-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 26-02-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Beschikbare eigen vermogensrekening, uitgiftevoorwaarden bepalen beschikbare of onbeschikbare boeking” (deed in Dutch)
Other provision: “Alle besluiten die tot bevoegdheid van algemene vergadering behoren, schriftelijke algemene vergadering” (deed in Dutch)
Other provision: “Door vennootschap ter beschikking gesteld elektronisch communicatiemiddel, elektronische algemene vergadering - deelneming op afstand” (deed in Dutch)
Other provision: “Elke gewone,bijzondere of buitengewone algemene vergadering, verdaging algemene vergadering” (deed in Dutch)
Other provision: “Bestemming winst-reserves en interimdividend, artikel 5:141 Wetboek van Vennootschappen en Verenigingen” (deed in Dutch)
Liquidation distribution: “Alle schulden,lasten en kosten van vereffening of consignatie van nodige sommen, bijkomende volstorting eisen lastens niet voldoende…” (deed in Dutch)
Other provision: “Slot-en overgangsbepalingen - uitwerking beslissingen, neerlegging ter griffie van een uitgifte van de oprichtingsakte” (deed in Dutch)
Other provision: “Bevoegdheden van het bestuursorgaan, vertegenwoordiging en bijzondere volmachten, ondertekening door voorzitter en bestuurders die erom…” (deed in Dutch)
Other provision: “Dagelijks bestuurder, Dagelijks bestuur” (deed in Dutch)
Other provision: “Controle van de vennootschap, een of meerdere commissarissen” (deed in Dutch)
Other provision: “Beraadslagingen algemene vergadering, schriftelijk door alle middelen van overdracht aan ieder ander persoon al dan niet aandeelhouder voor…” (deed in Dutch)
1 more provision in the deed, see the deed of 26-02-2025

deed of 26-02-2025