BCM Building
ActiveSummary
The computed 12-month bankruptcy probability of BCM Building is 6.0% (elevated). For BCM Building, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €44,057 and a net result of €444. Equity is growing by ~14.9% per year across the filed fiscal years. The company has been active since 2014 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability40▲+1
Solvency100=
Growth35▼-15
Track record92
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
91.3%
Return on assets
0.9%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline30-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-06-2023, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
31 d early
2021
40 d early
2020
19 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 15 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
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Financials · fiscal year 2022, micro schema
Turnover
€26,270▼ 64.1%
2021 · €73,173
EBIT margin
4.6%▲ 3.9pp
2021 · 0.7%
Net result
€444▲ 131%
2021 · €192
Working capital
€48,057▲ 0.9%
2021 · €47,612
Trend over the years
In euros
In per cent
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Turnover€65,302-€114,756▲ 75.7%€76,180▼ 33.6%€73,173▼ 3.9%€26,270▼ 64.1%
Operating result€3,156-€4,683▲ 48.4%€330▼ 92.9%€503▲ 52.4%€1,214▲ 141%
Net result€2,460-€3,604▲ 46.5%€2,038▼ 43.4%€192▼ 90.6%€444▲ 131%
EBIT margin4.8%-4.1%▼ 0.8pp0.4%▼ 3.6pp0.7%▲ 0.3pp4.6%▲ 3.9pp
Equity€25,378-€28,982▲ 14.2%€38,020▲ 31.2%€43,612▲ 14.7%€44,057▲ 1.0%
Total assets€45,516-€57,569▲ 26.5%€44,968▼ 21.9%€47,814▲ 6.3%€48,241▲ 0.9%
Debt€16,137-€24,587▲ 52.4%€2,947▼ 88.0%€202▼ 93.2%€185▼ 8.4%
Working capital€29,378-€32,982▲ 12.3%€42,020▲ 27.4%€47,612▲ 13.3%€48,057▲ 0.9%
Result per fiscal year
Operating resultNet result
After the dip in 2020 the operating result has climbed two years in a row; 2022 is 141% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €48,241
Equity
€44,057 ▲ 1.0%
Provisions
€4,000 =
Debt
€185 ▼ 8.4%
Debt's share of the balance-sheet total stays at 0.4%.
Key figures and ratios
Debt to equity
0.00▼
2021 · 0.00
ROE
1.0%▲
2021 · 0.4%
ROA
0.9%▲
2021 · 0.4%
Debt ≤ 1 year
€185▼
2021 · €202
Income taxes
€185▼
2021 · €269
A ratio outside any meaningful range has been withheld (balance sheet total €48,241, equity €44,057).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €65,302 | €114,756 | €76,180 | €73,173 | €26,270 | ▼ 64.1% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €72,435 | €24,985 | ▼ 65.5% |
| Other operating charges640/8 | - | - | - | €235 | €71 | ▼ 69.8% |
| Gross operating margin9900 | €3,331 | €4,899 | €509 | €739 | €1,285 | ▲ 74.0% |
| Operating profit (loss)9901 | €3,156 | €4,683 | €330 | €503 | €1,214 | ▲ 141% |
| Financial income75/76B | - | - | - | €2 | - | - |
| Recurring financial income75 | - | - | - | €2 | - | - |
| Financial charges65/66B | - | - | - | €45 | €585 | ▲ 1,200% |
| Recurring financial charges65 | €39 | €41 | €44 | €45 | €585 | ▲ 1,200% |
| Profit (loss) for the period before taxes9903 | €3,116 | €4,642 | €2,287 | €461 | €629 | ▲ 36.5% |
| Income taxes67/77 | €658 | €1,038 | €248 | €269 | €185 | ▼ 31.3% |
| Profit (loss) for the period9904 | €2,460 | €3,604 | €2,038 | €192 | €444 | ▲ 131% |
| Profit (loss) for the period to be appropriated9905 | €2,460 | €3,604 | €2,038 | €192 | €444 | ▲ 131% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45,516 | €57,569 | €44,968 | €47,814 | €48,241 | ▲ 0.9% |
| Current assets29/58 | €45,516 | €57,569 | €44,968 | €47,814 | €48,241 | ▲ 0.9% |
| Amounts receivable within one year40/41 | €41,932 | €53,761 | €39,989 | €44,039 | €48,084 | ▲ 9.2% |
| Trade receivables40 | - | - | - | €159 | €360 | ▲ 126% |
| Other amounts receivable41 | - | - | - | €43,880 | €47,724 | ▲ 8.8% |
| Cash at bank and in hand54/58 | €3,584 | €3,808 | €4,978 | €3,776 | €157 | ▼ 95.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45,516 | €57,569 | €44,968 | €47,814 | €48,241 | ▲ 0.9% |
| Equity10/15 | €25,378 | €28,982 | €38,020 | €43,612 | €44,057 | ▲ 1.0% |
| Contributions10/11 | €6,200 | €6,200 | - | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €17,318 | €20,922 | €22,960 | €23,152 | €23,597 | ▲ 1.9% |
| Provisions and deferred taxes16 | €4,000 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Provisions for liabilities and charges160/5 | - | - | - | €4,000 | €4,000 | = |
| Environmental obligations163 | - | - | - | €4,000 | €4,000 | = |
| Amounts payable17/49 | €16,137 | €24,587 | €2,947 | €202 | €185 | ▼ 8.4% |
| Amounts payable within one year42/48 | €16,137 | €24,587 | €2,947 | €202 | €185 | ▼ 8.4% |
| Trade debts44 | €15,479 | €23,594 | €1,705 | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €202 | €185 | ▼ 8.4% |
| Taxes450/3 | - | - | - | €202 | €185 | ▼ 8.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,460 | €3,604 | €2,038 | €192 | €444 | ▲ 131% |
| Operating cash flow (approximation) | €2,460 | €3,604 | €2,038 | €192 | €444 | ▲ 131% |
| Change in cash | - | €225 | €1,170 | -€1,203 | -€3,618 | ▼ 201% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-09
KBO administration
Address struck
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €192 ▼90.6%
Net result drops to €192, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 16current ratio 236.93
Current ratio from 15.26 to 236.93; short-term debt falls from €2,947 to €202.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 7current ratio 15.26
Current ratio from 2.34 to 15.26; short-term debt falls from €24,587 to €2,947.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €3,604 ▲46.5%
Operating result €4,683, net result €3,604, both a record.
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 37 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
2016
15-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 76 days late
2015
08-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 69 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2014
Ground area
534 m²
Building footprint
311 m²
Volume, LiDAR
2,889 m³
2 parcels, Brussels · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LAURENTIU CONSTRUCT
since 20142.228.957.951
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0009/00F014 | Brussels | 305 m² | 1 · 83 m² | 9.8 m · 2 fl. |
| 21562A0170/00X004 | Brussels | 229 m² | 1 · 228 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company details
Identification
Legal formPrivate limited company
Founded12-03-2014
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.