BCLG
ActiveSummary
BCLG has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €902,449 and a net result of €366,783. Equity is growing by ~45.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 19375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 5.46 against 10.61 in 2023; short-term debt: 18.3% and cash: 44.7% of total assets), and 18.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
81.7%
Return on assets
33.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
3 d late
2022
on the day
2021
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€902,449▲ 33.5%
2023 · €675,902
Total assets
€1.1m▲ 48.8%
2023 · €742,569
Net result
€366,783▲ 37.7%
2023 · €266,351
Working capital
€902,557▲ 41.7%
2023 · €637,047
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€210,281-€328,010▲ 56.0%€349,455▲ 6.5%€456,770▲ 30.7%
Net result€159,954above the sector's middle half-€248,596above the sector's middle half▲ 55.4%€266,351above the sector's middle half▲ 7.1%€366,783above the sector's middle half▲ 37.7%
Equity€160,954within the sector's middle half-€409,551above the sector's middle half▲ 154%€675,902above the sector's middle half▲ 65.0%€902,449above the sector's middle half▲ 33.5%
Total assets€257,262within the sector's middle half-€480,945within the sector's middle half▲ 86.9%€742,569within the sector's middle half▲ 54.4%€1.1mabove the sector's middle half▲ 48.8%
Debt€96,308-€71,394▼ 25.9%€66,667▼ 6.6%€202,516▲ 204%
Working capital€126,192above the sector's middle half-€366,477above the sector's middle half▲ 190%€637,047above the sector's middle half▲ 73.8%€902,557above the sector's middle half▲ 41.7%
Solvency62.6%within the sector's middle half-85.2%above the sector's middle half▲ 22.6pp91.0%above the sector's middle half▲ 5.9pp81.7%above the sector's middle half▼ 9.3pp
Current ratio3.12above the sector's middle half-7.20above the sector's middle half▲ 4.0810.61above the sector's middle half▲ 3.415.46above the sector's middle half▼ 5.15
Return on assets (ROA)62.2%above the sector's middle half-51.7%above the sector's middle half▼ 10.5pp35.9%above the sector's middle half▼ 15.8pp33.2%above the sector's middle half▼ 2.7pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 31% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €1.1m
Equity
€902,449 ▲ 33.5%
Debt
€202,516 ▲ 204%
Debt's share of the balance-sheet total rises from 9.0% to 18.3%. Equity and debt are higher.
Key figures and ratios
Quick ratio
5.07▼
2023 · 10.61
Debt to equity
0.22▲
2023 · 0.10
ROE
40.6%▲
2023 · 39.4%
Debt ≤ 1 year
€202,408▲
2023 · €66,287
Income taxes
€112,168▲
2023 · €82,780
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,778 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
2.6%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,778 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,201 | €16,145 | €16,145 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €9,570 | - |
| Other operating charges640/8 | €7,240 | €1,538 | €1,715 | €1,904 | ▲ 11.0% |
| Gross operating margin9900 | €226,722 | €345,693 | €367,316 | €468,244 | ▲ 27.5% |
| Operating profit (loss)9901 | €210,281 | €328,010 | €349,455 | €456,770 | ▲ 30.7% |
| Financial income75/76B | - | - | €514 | €26,554 | ▲ 5,064% |
| Recurring financial income75 | - | - | €514 | €26,554 | ▲ 5,064% |
| Financial charges65/66B | €478 | €666 | €839 | €4,374 | ▲ 422% |
| Recurring financial charges65 | €478 | €666 | €839 | €4,374 | ▲ 422% |
| Profit (loss) for the period before taxes9903 | €209,803 | €327,344 | €349,131 | €478,950 | ▲ 37.2% |
| Income taxes67/77 | €49,849 | €78,748 | €82,780 | €112,168 | ▲ 35.5% |
| Profit (loss) for the period9904 | €159,954 | €248,596 | €266,351 | €366,783 | ▲ 37.7% |
| Transfer to tax-exempt reserves689 | - | - | €147,350 | €147,350 | = |
| Profit (loss) for the period to be appropriated9905 | €159,954 | €248,596 | €119,001 | €219,433 | ▲ 84.4% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €257,262 | €480,945 | €742,569 | €1.1m | ▲ 48.8% |
| Fixed assets21/28 | €71,526 | €55,381 | €39,235 | - | - |
| Tangible fixed assets22/27 | €71,526 | €55,381 | €39,235 | - | - |
| Furniture and vehicles24 | €71,526 | €55,381 | €39,235 | - | - |
| Current assets29/58 | €185,736 | €425,564 | €703,334 | €1.1m | ▲ 57.1% |
| Amounts receivable after more than one year29 | - | - | - | €438,564 | - |
| Other amounts receivable291 | - | - | - | €438,564 | - |
| Stocks and contracts in progress3 | - | - | - | €78,430 | - |
| Stocks30/36 | - | - | - | €78,430 | - |
| Amounts receivable within one year40/41 | €68,150 | €98,209 | €166,399 | €92,162 | ▼ 44.6% |
| Trade receivables40 | €68,150 | €98,209 | €92,914 | €56,184 | ▼ 39.5% |
| Other amounts receivable41 | - | - | €73,484 | €35,978 | ▼ 51.0% |
| Current investments50/53 | - | - | €350,000 | - | - |
| Cash at bank and in hand54/58 | €116,771 | €326,536 | €186,202 | €494,234 | ▲ 165% |
| Deferred charges and accrued income490/1 | €816 | €820 | €733 | €1,574 | ▲ 115% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €257,262 | €480,945 | €742,569 | €1.1m | ▲ 48.8% |
| Equity10/15 | €160,954 | €409,551 | €675,902 | €902,449 | ▲ 33.5% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | - | €400,000 | €647,350 | €894,700 | ▲ 38.2% |
| Tax-exempt reserves132 | - | - | €147,350 | €294,700 | ▲ 100% |
| Distributable reserves133 | - | €400,000 | €500,000 | €600,000 | ▲ 20.0% |
| Profit (loss) carried forward14 | €159,954 | €8,551 | €27,552 | €6,749 | ▼ 75.5% |
| Amounts payable17/49 | €96,308 | €71,394 | €66,667 | €202,516 | ▲ 204% |
| Amounts payable after more than one year17 | €36,763 | €12,307 | - | - | - |
| Financial debts170/4 | €36,763 | €12,307 | - | - | - |
| Amounts payable within one year42/48 | €59,544 | €59,087 | €66,287 | €202,408 | ▲ 205% |
| Current portion of amounts payable after more than one year42 | €24,246 | €24,456 | €12,307 | - | - |
| Trade debts44 | €361 | €23 | €1,100 | €1,304 | ▲ 18.6% |
| Suppliers440/4 | €361 | €23 | €1,100 | €1,304 | ▲ 18.6% |
| Taxes, remuneration and social security45 | €31,603 | €27,829 | €7,039 | €42,597 | ▲ 505% |
| Taxes450/3 | €31,603 | €27,829 | €7,039 | €41,320 | ▲ 487% |
| Remuneration and social security454/9 | - | - | - | €1,277 | - |
| Other amounts payable47/48 | €3,334 | €6,779 | €45,840 | €158,507 | ▲ 246% |
| Accrued charges and deferred income492/3 | - | €0 | €380 | €108 | ▼ 71.7% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €159,954 | €248,596 | €266,351 | €366,783 | ▲ 37.7% |
| + Depreciation and write-downs630 | €9,201 | €16,145 | €16,145 | - | - |
| Operating cash flow (approximation) | €169,155 | €264,742 | €282,497 | €366,783 | ▲ 29.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - |
| Change in cash | - | €209,765 | -€140,334 | €308,033 | ▲ 319% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €366,783 ▲37.7%
Operating result €456,770, net result €366,783, both a record.
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
31-12
Financial
Equity above €500,000Eq €675,902 ▲65%
3 profitable years in a row build equity to €675,902.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 7.20
Current ratio from 3.12 to 7.20; short-term debt falls from €59,544 to €59,087.
31-12
Financial
Equity above €200,000Eq €409,551 ▲154%
2 profitable years in a row build equity to €409,551.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2021
Ground area
562 m²
Building footprint
135 m²
Parcel 92313A0087/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BCLG - BABASCAR
since 20212.311.546.424
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92313A0087/00G000 | Wallonia | 561 m² | 1 · 135 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,699 companies in sector 68121 we hold annual accounts for 7,393. 4,065 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
47812Retail trade
46180Agents specialised in the wholesale of other particular products
46412Wholesale of household textiles and bedding
46423Wholesale of clothing, excluding workwear and underwear
46831Wholesale of construction materials, general range
70200Business and other management consultancy
81220Other building cleaning and industrial cleaning
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0760802771
Registered
13-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.