BCLEAN & PLUS
ActiveSummary
BCLEAN & PLUS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,686 and a net result of €62,686. Its solvency ranks better than 61% of 5,684 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 02-07-2024 Normal situation
- Registered office
- 13 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 2 November 2026.
- Activity
- General cleaning of buildings NACE 81210and 2 others
- Establishment unit
- 2.362.241.097 7140 Morlanwelz, since 02-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 03-08-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- €287,489
- Turnover
- ≈ €560,000
- estimated
- Profit
- €62,686
- Equity
- €67,686
- Total assets
- €133,564
- Staff
- ≈ 3.8 FTE
- estimated
Score breakdownraises riskFounded in 2024Size: total assets €133,564lowers riskLiquidity: current ratio 1.96, cash €38,021Equity €67,686 (50.7% of total assets)Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 60% of them on solvency, 64% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 27-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €4,742 |
| Financial fixed assets | €723 |
| Depreciation and write-downs of the year | €900 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €198,759 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €900 |
| Other operating charges640/8 | €2,965 |
| Gross operating margin9900 | €287,489 |
| Operating profit (loss)9901 | €84,865 |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Financial charges65/66B | €184 |
| Recurring financial charges65 | €184 |
| Profit (loss) for the period before taxes9903 | €84,682 |
| Income taxes67/77 | €21,996 |
| Profit (loss) for the period9904 | €62,686 |
| Profit (loss) for the period to be appropriated9905 | €62,686 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €133,564 | |
| Fixed assets21/28 | €4,565 | |
| Tangible fixed assets22/27 | €3,842 | |
| Furniture and vehicles24 | €3,842 | |
| Financial fixed assets28 | €723 | |
| Current assets29/58 | €128,999 | |
| Amounts receivable within one year40/41 | €90,978 | |
| Trade receivables40 | €82,974 | |
| Other amounts receivable41 | €8,004 | |
| Cash at bank and in hand54/58 | €38,021 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €133,564 | |
| Equity10/15 | €67,686 | |
| Contributions10/11 | €5,000 | |
| Reserves13 | €30,000 | |
| Distributable reserves133 | €30,000 | |
| Profit (loss) carried forward14 | €32,686 | |
| Amounts payable17/49 | €65,878 | |
| Amounts payable within one year42/48 | €65,878 | |
| Trade debts44 | €32,184 | |
| Suppliers440/4 | €32,184 | |
| Taxes, remuneration and social security45 | €33,693 | |
| Taxes450/3 | €9,700 | |
| Remuneration and social security454/9 | €23,993 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €62,686 |
| + Depreciation and write-downs630 | €900 |
| Operating cash flow (approximation) | €63,586 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as BCLEAN & PLUS has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of BCLEAN & PLUS itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BCLEAN & PLUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00350815 |
Board & ownership
Directors
Owners and capital
Shareholders
- BISCAIA CARREIRA Francisco 500 shares (100%) · €5,000 in cash
Capital transactions
- 04-07-2024 Incorporation · €5,000 · 500 shares
Network & group
BCLEAN & PLUS shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of BCLEAN & PLUS. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
04-07
Gazette deed
IncorporationStarting capital €5,000 · Appointment: BISCAIA CARREIRA Francisco (director) · Founder12 points ▸
- Incorporation, “BCLEAN & PLUS” (deed in French)
- Founder, BISCAIA CARREIRA Francisco
- Founding capital, €5,000
- Other provision, “plan financier, fondateur” (deed in French)
- Other provision, “capitaux propres suffisants à la lumière de l’activité projetée, dans le cadre de sa constitution” (deed in French)
- Bank account, “compte bancaire à ouvrir au nom de la société, un ou plusieurs versements à réaliser” (deed in French)
- Other provision, “avantages particuliers attribués au fondateur ou à une personne ayant participé directement ou indirectement à la constitution” (deed in French)
- Other provision, “autorisations préalables, société pourrait devoir obtenir attestations,autorisations ou licences préalables en raison des règles administratives” (deed in French)
- Director appointment, BISCAIA CARREIRA Francisco (director (not named in the articles))
- Other provision, “adresse électronique, pas pour l'instant” (deed in French)
- Other provision, “site internet, pas pour l'instant” (deed in French)
- Power of attorney
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1011.074.748
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 56057A0893/00M000 | Wallonia | 252 m² | 1 · 52 m² | - |