BCHECK
InactiveBCHECK was declared bankrupt on 24-11-2021 (Tribunal de l’entreprise francophone de Bruxelles); the bankruptcy was closed by liquidation by judgment of 11-04-2023, published in the Belgian State Gazette on 19-04-2023.
No longer registered with the KBO; last annual accounts for fiscal year 2020.
Signals
Four signals. The signal on the left, the evidence on the right.
○neutral
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 2 filingsPosition against the passed deadline
31-12-2021 close31-07-2022 deadline21-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 15-10-2021, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
76 d late
2019
48 d late
← before the deadline
after the deadline →
Financials · fiscal year 2020, micro schema
Equity
€-179k
2019 · €717
2019: €717
2019 → 2020
Total assets
€529k▲ 9.4%
2019 · €483k
2019: €483k
2019 → 2020
Net result
€-380k▼ 5.2%
2019 · €-361k
2019: €-361k
2019 → 2020
Working capital
€47k▼ 72.3%
2019 · €171k
2019: €171k
2019 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020Trend
Equity€717-€-179k
Operating result€-356k-€-352k▲ 1.2%
Net result€-361k-€-380k▼ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €352k in 2020 against €356k in 2019; the loss shrinks.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €529k
Fixed assets
€245k▲ 9.7%
Current assets
€284k▲ 9.2%
Key figures and ratios
EBITDA
€-287k▲
2019 · €-295k
Cash flow
€-315k▼
2019 · €-299k
Solvency
-33.9%▼
2019 · 0.1%
Current ratio
1.20▼
2019 · 2.90
Quick ratio
0.88▼
2019 · 2.33
Debt / equity
-2.53
ROA
-71.9%▲
2019 · -74.8%
Debt
€708k▲
2019 · €483k
Debt ≤ 1 year
€237k▲
2019 · €90k
Debt > 1 year
€454k▲
2019 · €382k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2020 against 2019
Balance sheet
Code20192020
Assets
Total assets20/58€483k€529k▲
Fixed assets21/28€223k€245k▲
Intangible fixed assets21€215k€239k▲
Tangible fixed assets22/27€7k€5k▼
Current assets29/58€260k€284k▲
Stocks and contracts in progress3€51k€75k▲
Amounts receivable within one year40/41€119k€89k▼
Cash at bank and in hand54/58€90k€116k▲
Equity and liabilities
Total equity and liabilities10/49€483k€529k▲
Equity10/15€717€-179k▼
Contributions10/11€362k€562k▲
Profit (loss) carried forward14€-361k€-741k▼
Amounts payable17/49€483k€708k▲
Amounts payable after more than one year17€382k€454k▲
Amounts payable within one year42/48€90k€237k▲
Trade debts44€81k€96k▲
Income statement
Code20192020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€65k▲
Gross operating margin9900€-285k€-233k▲
Operating profit (loss)9901€-356k€-352k▲
Recurring financial income75-€316
Recurring financial charges65€5k€28k▲
Profit (loss) for the period before taxes9903€-361k€-380k▼
Profit (loss) for the period9904€-361k€-380k▼
Profit (loss) for the period to be appropriated9905€-361k€-380k▼
Timeline · acts, filings and financial milestones
2023
19-04
Bankruptcy
Bankruptcy closure (by liquidation)
Tribunal de l’entreprise francophone de Bruxelles · BCHECK SA RUE DE LIVOURNE 66/12, 1000 BRUXELLES. déclarée le 24 novembre 2021 · event 11-04-2023
2021
01-12
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · BCHECK SA RUE DE LIVOURNE 66/12, 1000 BRUXELLES 1 · event 24-11-2021
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 76 days late
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
SignalNBB filing
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ANICET BAUM AVENUE ARMAND HUYSMANS 212,
1050 BRUXELLES 5 |
24-11-2021 → present |