BCD2
ActiveSummary
The computed 12-month bankruptcy probability of BCD2 is 5.1% (elevated). The 2016 annual accounts show negative equity (-€154,420) and a net result of -€20,516. Equity is shrinking by about 16% per year across the filed financial years. The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
“Lavente,lalocation,lagestionetl'administrationdetousbiensimmeubles” (deed in French)
From the articles, 3 activitiesNo NACE code in the KBO yet
Size
€3,600turnover 2016
- Equity
- -€154,420
- Loss
- -€20,516
Financial health
- Bankruptcy probabilitywithin 12 months
- 5.1%
2016 figures too old to score
Structure
- Delvaux BernardManager
- Derycke ChristineManager
2017 accounts not filed, 3009 days past the deadline2 of 7 deeds summarised
Signalsraises riskFigures for financial year 2016 (filed 05-07-2017)No registered site in the KBOLiquidity: current ratio 0.00, cash €700, halvedlowers riskSize: turnover €3,600, total assets €434,898neutralNo filing for yearsLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Figures too old
The available figures for FY 2016 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Financial strength, FY 2016 · tick = 2015
Weak
Solvency
0=
equity -35.5% of total assets
Liquidity
0-2
short-term debt 135.5% · cash 0.2%
Profitability
13-2
return on assets -4.7%
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.9%lowest value
12-2024: 4.9%● unchanged vs 11-2024lowest value
01-2025: 4.9%● unchanged vs 12-2024lowest value
02-2025: 4.9%● unchanged vs 01-2025lowest value
03-2025: 4.9%● unchanged vs 02-2025lowest value
04-2025: 4.9%● unchanged vs 03-2025lowest value
05-2025: 4.9%● unchanged vs 04-2025lowest value
06-2025: 4.9%● unchanged vs 05-2025lowest value
07-2025: 4.9%● unchanged vs 06-2025lowest value
08-2025: 4.9%● unchanged vs 07-2025lowest value
09-2025: 4.9%● unchanged vs 08-2025lowest value
10-2025: 5.0%▲ +0.1 percentage points vs 09-2025
11-2025: 5.0%● unchanged vs 10-2025
12-2025: 5.0%● unchanged vs 11-2025
01-2026: 5.0%● unchanged vs 12-2025
02-2026: 5.0%● unchanged vs 01-2026
03-2026: 5.0%● unchanged vs 02-2026
04-2026: 5.1%▲ +0.1 percentage points vs 03-2026highest value
05-2026: 5.1%● unchanged vs 04-2026highest value
06-2026: 5.1%● unchanged vs 05-2026highest value
07-2026: 5.1%● unchanged vs 06-2026highest value
08-2026: 5.1%● unchanged vs 07-2026highest value
09-2026: 5.1%● unchanged vs 08-2026highest value
10-2026: 5.1%● unchanged vs 09-2026highest value
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Signals
Six signals.
lowers riskraises riskneutral
neutral · No filing for years
The last filed financial year closed on 31-12-2016. Since then, 9 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 9 filingsPosition against the passed deadline
31-12-2017 year end31-07-2018 deadline26-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2016 was due by 31-07-2017 and was filed on 30-06-2017, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
tick = median of all Belgian filings
The Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Resignation: Bouchez André (director)Declaration
- Appointments: Derycke Christine (manager) and Delvaux…Power of attorney · Shareholding…
- Annual accounts filedfinancial year 2016 · full…
Financials · financial year 2016, full format
2017 annual accounts not yet filed, deadline passed on 31 July 2018 Financial year closed on 31 December 2017; filing due at the latest 7 months after the close (Companies Code art. 3:10). 9 financial years without a filing since the last one filed. Source: NBB filings, as of 26 October 2026.
Turnover
€3,600=
2015 · €3,600
EBIT margin
Not meaningful: turnover is only a small part of operating income
Net result
-€20,516▼ 43.9%
2015 · -€14,253
Working capital
-€588,618▼ 1.1%
2015 · -€582,149
Trend over the years
2012 to 2016, 5 financial years 2012 to 2016, 5 financial years
The operating result stays negative: a loss of €20,353 in 2016 against €20,542 in 2015; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Turnover€3,600
2016
Operating result-€20,353
2016
Net result-€20,516
2016
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€434,898
2016
Equity-€154,420
2016
Debt€589,318
2016
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€588,618
2016
Use the arrow keys on the chart for the figures per year.
Every figure with its change against the financial year before
favourable
unfavourable
Line20122013201420152016
Turnover€3,600-€1,800▼ 50.0%€3,600€3,600=
Operating result-€25,905--€18,919▲ 27.0%-€23,116▼ 22.2%-€20,542▲ 11.1%-€20,353▲ 0.9%
Net result-€25,933--€18,947▲ 26.9%-€23,140▼ 22.1%-€14,253▲ 38.4%-€20,516▼ 43.9%
Equity-€77,564--€96,511▼ 24.4%-€119,651▼ 24.0%-€133,904▼ 11.9%-€154,420▼ 15.3%
Total assets€419,447-€400,160▼ 4.6%€433,100▲ 8.2%€454,036▲ 4.8%€434,898▼ 4.2%
Debt€497,011-€496,671▼ 0.1%€552,751▲ 11.3%€587,940▲ 6.4%€589,318▲ 0.2%
Working capital-€492,217--€495,600▼ 0.7%-€526,847▼ 6.3%-€582,149▼ 10.5%-€588,618▼ 1.1%
Balance-sheet composition
2016 in colour, 2015 as the grey bar beneath
Assets €434,898
Fixed assets
€434,198 ▼ 3.1%
Current assets
€700 ▼ 87.9%
Equity and liabilities
Equity-€154,420
Debt€589,318
Equity is negative: debt (€589,318) exceeds the balance-sheet total (€434,898).
Key figures and ratios
EBITDA
-€1,224▲
2015 · -€1,621
Cash flow
-€1,387▼
2015 · €4,668
Solvency
-35.5%▼
2015 · -29.5%
Current ratio
0.00▼
2015 · 0.01
ROA
-4.7%▼
2015 · -3.1%
Debt ≤ 1 year
€589,318▲
2015 · €587,940
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2012 | 2013 | 2014 | 2015 | 2016 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €3,600 | €1,800 | - | €3,600 | €3,600 | = |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,404 | €17,527 | €18,051 | €18,921 | €19,129 | ▲ 1.1% |
| Gross operating margin9900 | -€1,468 | €591 | -€2,882 | €122 | €386 | ▲ 216% |
| Operating profit (loss)9901 | -€25,905 | -€18,919 | -€23,116 | -€20,542 | -€20,353 | ▲ 0.9% |
| Recurring financial income75 | €17 | €17 | - | €30 | - | - |
| Recurring financial charges65 | €45 | €45 | €24 | €41 | €163 | ▲ 298% |
| Profit (loss) for the period before taxes9903 | -€25,933 | -€18,947 | -€23,140 | -€14,253 | -€20,516 | ▼ 43.9% |
| Profit (loss) for the period9904 | -€25,933 | -€18,947 | -€23,140 | -€14,253 | -€20,516 | ▼ 43.9% |
| Profit (loss) for the period to be appropriated9905 | -€25,933 | -€18,947 | -€23,140 | -€14,253 | -€20,516 | ▼ 43.9% |
| Line | 2012 | 2013 | 2014 | 2015 | 2016 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €419,447 | €400,160 | €433,100 | €454,036 | €434,898 | ▼ 4.2% |
| Fixed assets21/28 | €414,653 | €399,089 | €407,196 | €448,245 | €434,198 | ▼ 3.1% |
| Tangible fixed assets22/27 | €414,653 | €399,089 | €407,196 | €448,245 | €434,198 | ▼ 3.1% |
| Current assets29/58 | €4,794 | €1,071 | €25,904 | €5,791 | €700 | ▼ 87.9% |
| Cash at bank and in hand54/58 | €4,794 | €1,071 | €25,904 | €5,791 | €700 | ▼ 87.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €419,447 | €400,160 | €433,100 | €454,036 | €434,898 | ▼ 4.2% |
| Equity10/15 | -€77,564 | -€96,511 | -€119,651 | -€133,904 | -€154,420 | ▼ 15.3% |
| Contributions10/11 | €62,500 | €62,500 | €62,500 | €62,500 | €62,500 | = |
| Profit (loss) carried forward14 | -€140,064 | -€159,011 | -€182,151 | -€196,404 | -€216,920 | ▼ 10.4% |
| Amounts payable17/49 | €497,011 | €496,671 | €552,751 | €587,940 | €589,318 | ▲ 0.2% |
| Amounts payable within one year42/48 | €497,011 | €496,671 | €552,751 | €587,940 | €589,318 | ▲ 0.2% |
| Trade debts44 | €303 | - | €588 | €9,376 | €1,194 | ▼ 87.3% |
| Line | 2012 | 2013 | 2014 | 2015 | 2016 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,933 | -€18,947 | -€23,140 | -€14,253 | -€20,516 | ▼ 43.9% |
| + Depreciation and write-downs630 | €17,404 | €17,527 | €18,051 | €18,921 | €19,129 | ▲ 1.1% |
| Operating cash flow (approximation) | -€8,529 | -€1,420 | -€5,089 | €4,668 | -€1,387 | - |
| Investment in fixed assets (approximation) | - | -€1,963 | -€26,158 | -€59,970 | -€5,082 | ▲ 91.5% |
| Change in cash | - | -€3,723 | €24,833 | -€20,113 | -€5,091 | ▲ 74.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2016 | full format | 30-06-2017 | 2017-24500540 |
| 31-12-2015 | full format | 28-06-2016 | 2016-23600370 |
| 31-12-2014 | full format | 30-06-2015 | 2015-24400492 |
| 31-12-2013 | full format | 25-06-2014 | 2014-21100518 |
| 31-12-2012 | full format | 24-06-2013 | 2013-20900159 |
| 31-12-2011 | full format | 27-06-2012 | 2012-21700443 |
| 31-12-2010 | full format | 14-09-2011 | 2011-54500146 |
| 31-12-2009 | full format | 16-08-2010 | 2010-41400008 |
| 31-12-2008 | full format | 11-01-2010 | 2010-01100346 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
2 directors, last change in 2024
Delvaux Bernard
CurrentManager · since 13-05-2024
Derycke Christine
CurrentManager · since 13-05-2024
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
5 of this company's 7 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
3 people since 2012, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Delvaux Bernard |
|
| Derycke Christine |
|
| Bouchez André |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
Stated in the act
act of 13-05-2024 ↗
- Derycke Christine 108 shares
- Delvaux Caroline 392 shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 13-05-2024 Capital stated in the deed · 500 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
History
Acts, filings and financial milestones
2026
01-06
Gazette deed
Resignation: Bouchez André (director)Declaration3 facts ▸
Gazette deed
Resignation: Bouchez André (director)
Declaration3 facts ▸
- Director resignation, Bouchez André (director)
- Declaration, “cessation of all mandates, Président” (deed in French)
- Director in office, Derycke Chistine (manager)
2024
13-05
Gazette deed
Appointments: Derycke Christine (manager) and Delvaux Bernard (manager)Power of attorney · Shareholding · Capital8 facts ▸
Gazette deed
Appointments: Derycke Christine (manager) and Delvaux Bernard (manager)
Power of attorney · Shareholding · Capital8 facts ▸
- Director appointment, Derycke Christine (manager)
- Director appointment, Delvaux Bernard (manager)
- Power of attorney
- General meeting, 15-03-2024
- Other provision, “présenceàl'assemblée”, 15-03-2024 (deed in French)
- Shareholding, 108
- Shareholding, 392
- Capital
2017
30-06
NBB filing
Annual accounts filed
financial year 2016 · full format
2016
28-06
NBB filing
Annual accounts filed
financial year 2015 · full format
2015
30-06
NBB filing
Annual accounts filed
financial year 2014 · full format
2014
25-06
NBB filing
Annual accounts filed
financial year 2013 · full format
2013
24-06
NBB filing
Annual accounts filed
financial year 2012 · full format
2012
27-06
NBB filing
Annual accounts filed
financial year 2011 · full format
2011
14-09
NBB filing
Annual accounts filed
financial year 2010 · full format · 45 days late
2010
16-08
NBB filing
Annual accounts filed
financial year 2009 · full format · 16 days late
11-01
NBB filing
Annual accounts filed
financial year 2008 · full format · 164 days late
Gazette deedNBB filing
2 of 7 deeds read
About the unread acts
Of the 7 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formGeneral partnership
Founded02-11-2007
Financial year end31-12
E-invoicing
Not found in the Peppol Directory
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Florennes
Ground area
2,180 m²
Building footprint
219 m²
Parcel 93022K0277/00M000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 93022K0277/00M000 | Wallonia | 2,179 m² | 1 · 219 m² | - |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Lavente,lalocation,lagestionetl'administrationdetousbiensimmeubles…” (deed in French)
3 activities (deed in French)
- Lavente,lalocation,lagestionetl'administrationdetousbiensimmeubles
- Toutesopérationsserapportantàcetobjet,ycomprisl'achatetlaventedevaleursmobilièresainsiquelemanagement,laprestationdeconseilsetl'exercicedesfonctionsd'administrateursoudeliquidateurdansd'autressociétés
- Constituerdesgarantiespourcomptedetiers
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Who represents it, and how
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- One provision in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Expiration du terme à défaut de prorogation, ou décision anticipée des associés statuant à majorité des trois-quarts et pour justes motifs” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Tant que nomination pas intervenue, gérants, à défaut associés exercent de plein droit, si plus de deux personnes, collège dont modes de…” (deed in French)