Equity
BCD TECH paid out €40,000 in dividends. That is 69% of the 2025 profit.
BCD TECH paid out €40,000 in dividends. That is 69% of the 2025 profit.
Green is investment, beige is depreciation. Machinery stands 912.5% higher than in 2024.
The 2019 accounts came latest: 60 days after the end of the period.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| BCD TECH Dendermonde | €479,110 | €45,990 | 87.8% | - |
| VICTOR INVEST Aalter | €502,624 | €43,097 | 36.6% | - |
| Masscom Deinze | €393,334 | €49,298 | 47.4% | - |
| ToHil Ghent | €425,933 | €42,751 | 32.2% | - |
| INEMCO Ghent | €414,603 | €42,806 | 84.1% | - |
| VANNEVER Zulte | €419,621 | €42,395 | 5.2% | - |
| Iwein Buyse Management Zottegem | €397,514 | €40,361 | 55.2% | - |
These companies have the same main activity as BCD TECH: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €393,000 and €503,000, founded between 2014 and 2017.
BCD TECH files the micro format. That format states no turnover. The gross margin fell from €74,658 in 2016 to €45,990 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €80,000 and €180,000.
Higher than 86% of 41,211 companies in 2025.
Higher than 47% of 40,303 companies in 2025.
Net result: middle half · Equity: top quarter · Balance sheet total: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||
20/58 |
479,110 | 459,996 | 430,544 | 415,753 | 414,389 | 402,405 | 375,239 | 380,324 | 372,026 | 394,343 | |
21/28 |
378,319 | 355,630 | 351,519 | 343,161 | 343,631 | 344,100 | 346,125 | 350,175 | 354,226 | 356,338 | |
21 |
3,393 | 4,993 | 6,593 | - | - | - | - | - | - | - | |
22/27 |
34,927 | 7,917 | 2,206 | 441 | 911 | 1,380 | 3,405 | 7,455 | 11,506 | 13,618 | |
23 |
29,457 | 2,909 | 2,206 | 441 | 911 | 1,380 | - | 646 | 1,293 | - | |
24 |
5,469 | 5,008 | - | - | - | - | - | - | - | - | |
28 |
340,000 | 342,720 | 342,720 | 342,720 | 342,720 | 342,720 | 342,720 | 342,720 | 342,720 | 342,720 | |
29/58 |
100,790 | 104,366 | 79,025 | 72,592 | 70,758 | 58,304 | 29,114 | 30,148 | 17,800 | 38,005 | |
29 |
0 | 20,000 | 20,000 | 20,000 | 20,000 | - | - | - | - | - | |
290 |
- | 0 | 20,000 | 20,000 | - | - | - | - | - | - | |
291 |
0 | 20,000 | - | - | 20,000 | - | - | - | - | - | |
40/41 |
28,253 | 30,879 | 49,606 | 24,896 | 24,608 | 45,575 | 12,978 | 12,717 | 12,637 | 12,167 | |
40 |
12,435 | 24,719 | 49,606 | 24,896 | 24,608 | 37,475 | 12,557 | 12,466 | 12,334 | 12,100 | |
41 |
15,817 | 6,160 | - | - | - | 8,100 | 421 | 251 | 303 | 67 | |
54/58 |
71,715 | 53,459 | 8,793 | 27,567 | 26,014 | 12,729 | 16,136 | 17,431 | 5,163 | 13,838 | |
490/1 |
822 | 29 | 626 | 129 | 136 | - | - | - | - | 12,000 | |
| Balance sheet: equity and liabilities | |||||||||||
10/49 |
479,110 | 459,996 | 430,544 | 415,753 | 414,389 | 402,405 | 375,239 | 380,324 | 372,026 | 394,343 | |
10/15 |
420,808 | 402,888 | 404,487 | 372,104 | 340,172 | 269,790 | 205,038 | 137,050 | 82,827 | 45,135 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 10,700 | 10,700 | 8,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 7,900 | 7,900 | 10,400 | 12,400 | |
13 |
402,208 | 384,288 | 385,887 | 353,504 | 321,572 | 251,190 | 194,338 | 126,350 | 74,627 | 38,935 | |
130/1 |
0 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
0 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | |
133 |
402,208 | 382,428 | 384,027 | 351,644 | 319,712 | 249,330 | 192,478 | 124,490 | 72,767 | 37,075 | |
14 |
0 | 0 | - | - | - | - | - | - | - | - | |
17/49 |
58,302 | 57,108 | 26,057 | 43,649 | 74,216 | 132,615 | 170,201 | 243,274 | 289,199 | 349,209 | |
17 |
- | - | - | 0 | 13,896 | 54,995 | 103,222 | 176,710 | 239,163 | 281,049 | |
170/4 |
- | - | - | 0 | 13,896 | 54,995 | 103,222 | 176,710 | 239,163 | 281,049 | |
42/48 |
58,102 | 57,108 | 26,057 | 43,649 | 60,321 | 77,621 | 66,979 | 66,564 | 50,036 | 68,160 | |
42 |
6,790 | 6,811 | 6,808 | 20,612 | 47,836 | 40,230 | 44,371 | 43,594 | 37,731 | 36,933 | |
43 |
- | - | - | - | - | 5,060 | 2,109 | 3,907 | 3,838 | 3,454 | |
430/8 |
- | - | - | - | - | 5,060 | 2,109 | 3,907 | 3,838 | 3,454 | |
44 |
153 | 1,496 | 2,185 | 1,840 | 762 | 11,051 | 10,875 | 6,763 | 2,957 | 1,335 | |
440/4 |
153 | 1,496 | 2,185 | 1,840 | 762 | 11,051 | 10,875 | 6,763 | 2,957 | 1,335 | |
45 |
5,876 | 4,529 | 3,732 | 7,577 | 6,654 | 11,475 | 8,000 | 11,020 | 5,510 | 26,438 | |
450/3 |
3,918 | 4,529 | 3,732 | 5,718 | 6,010 | 9,628 | 8,000 | 9,213 | 5,510 | 24,589 | |
454/9 |
1,958 | - | - | 1,859 | 644 | 1,847 | - | 1,807 | - | 1,850 | |
47/48 |
45,284 | 44,272 | 13,331 | 13,620 | 5,069 | 9,805 | 1,624 | 1,280 | - | - | |
492/3 |
200 | - | - | - | - | - | - | - | - | - | |
| Income statement | |||||||||||
76A |
- | 0 | 4,525 | - | - | - | - | - | - | - | |
9900 |
45,990 | 39,621 | 57,842 | 62,738 | 65,728 | 68,180 | 71,781 | 73,077 | 73,319 | 74,658 | |
630 |
6,102 | 3,640 | 2,592 | 470 | 470 | 3,433 | 4,051 | 4,051 | 4,051 | 3,405 | |
640/8 |
3,630 | 1,104 | 745 | 571 | 412 | 759 | 1,647 | 886 | 845 | 1,271 | |
9901 |
36,258 | 34,876 | 54,505 | 61,697 | 64,846 | 63,988 | 66,084 | 68,140 | 68,423 | 69,983 | |
75/76B |
41,236 | 31,259 | 35,894 | 30,381 | 34,000 | 43,000 | 32,000 | 16,000 | 0 | - | |
75 |
41,236 | 31,259 | 35,894 | 30,381 | 34,000 | 43,000 | 32,000 | 16,000 | 0 | - | |
65/66B |
6,081 | 4,473 | 3,103 | 1,250 | 2,128 | 3,262 | 5,279 | 7,016 | 7,660 | 4,698 | |
65 |
6,081 | 4,473 | 3,103 | 1,250 | 2,128 | 3,262 | 5,279 | 7,016 | 7,660 | 4,698 | |
9903 |
71,414 | 61,662 | 87,296 | 90,829 | 96,718 | 103,726 | 92,804 | 77,124 | 60,763 | 65,285 | |
67/77 |
13,494 | 13,262 | 20,912 | 22,897 | 26,335 | 19,700 | 23,192 | 23,802 | 25,070 | 26,350 | |
9904 |
57,920 | 48,401 | 66,384 | 67,931 | 70,383 | 84,026 | 69,612 | 53,322 | 35,693 | 38,935 | |
9905 |
57,920 | 48,401 | 66,384 | 67,931 | 70,383 | 84,026 | 69,612 | 53,322 | 35,693 | 38,935 | |
| Appropriation of the result | |||||||||||
9906 |
57,920 | 48,401 | 66,384 | 67,931 | 70,383 | 84,026 | 69,612 | 53,322 | 35,693 | 38,935 | |
791/2 |
40,000 | 50,000 | 34,000 | 36,000 | - | 22,000 | - | - | - | - | |
691/2 |
57,920 | 48,401 | 66,384 | 67,931 | 70,383 | 78,852 | 67,988 | 51,722 | 35,693 | 38,935 | |
6920 |
- | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
57,920 | 48,401 | 66,384 | 67,931 | 70,383 | 78,852 | 67,988 | 51,722 | 35,693 | 37,075 | |
694/7 |
40,000 | 50,000 | 34,000 | 36,000 | - | 27,174 | 1,624 | 1,600 | - | - | |
694 |
40,000 | 50,000 | 34,000 | 36,000 | - | 22,800 | 1,624 | 1,600 | - | - | |
695 |
- | - | - | - | - | 4,374 | - | - | - | - | |
| Document | |||||||||||
The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-08-2026.
2025 annual accounts filed 29 days after the deadline. Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00452102.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-08-2026 | 2026-00452102 | |
| 31-12-2024 | micro format | 27-08-2025 | 2025-00412710 | |
| 31-12-2023 | micro format | 29-07-2024 | 2024-00293791 | |
| 31-12-2022 | micro format | 19-07-2023 | 2023-00249348 | |
| 31-12-2021 | micro format | 22-06-2022 | 2022-20080629 | |
| 31-12-2020 | micro format | 09-08-2021 | 2021-47200251 | |
| 31-12-2019 | micro format | 29-09-2020 | 2020-57000053 | |
| 31-12-2018 | micro format | 31-07-2019 | 2019-42200092 | |
| 31-12-2017 | micro format | 18-07-2018 | 2018-35200443 | |
| 31-12-2016 | micro format | 28-07-2017 | 2017-38500162 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 31,511 | 7,751 | 10,950 | 0 | 0 | 1,409 | 0 | 0 | 1,939 | 361,691 | ||
| 18,257 | 44,666 | -18,774 | 1,554 | 13,284 | -3,407 | -1,295 | 12,268 | -8,675 | - | ||
| 87.8% | 87.6% | 93.9% | 89.5% | 82.1% | 67.0% | 54.6% | 36.0% | 22.3% | 11.4% | ||
| 13.8% | 12.0% | 16.4% | 18.3% | 20.7% | 31.1% | 34.0% | 38.9% | 43.1% | 86.3% | ||
| 12.1% | 10.5% | 15.4% | 16.3% | 17.0% | 20.9% | 18.6% | 14.0% | 9.6% | 9.9% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €31,511 | €7,751 | €2,950 | - | - |
| Intangible fixed assets | - | - | €8,000 | - | - |
| €6,102 | €3,640 | €2,592 | €470 | €470 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 4% higher than in 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 12.4% to 12.2%. Equity and debt are higher.
Source: list of holdings in its own 2023 accounts. Every holding stands with its own latest accounts.
| Name | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|
| 20% | ||||||||
Source: list of holdings in its own accounts
The network starts from the directors of BCD TECH. Every other company they run is a node.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Bookmolenstraat 281 registered office 9200 Dendermonde | 14-01-2016 | 2.249.736.539 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 42002B0955/00N000 | 384 m² | 1 · 78 m² | 11.8 m · 3 |
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