Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BCD SERVICES is 1.8% (moderate). The 2024 annual accounts show negative equity (€-13k) and a net result of €-83k. Its solvency ranks better than 12% of 172 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.8%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Trust signals
3 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Financials
Turnover€597k
EBIT margin-13.9%
Net result€-83k
Working capital€-20k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 08-07-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -7.6% | 34.2% | |
| Net result | €-83k | €27k | |
| Equity | €-13k | €90k | |
| Staff costs | €168k | €249k | |
| Employees (FTE) | 3.8 | 3.3 |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€597k
-
23-24
€-81k
-
far below sector median
€-83k
-
far below sector median
€-82k
-
far below sector median
€170k
+43.8%
+9% vs sector
€-13k
-
far below sector median
€-20k
-
far below sector median
4
+35.7%
23-24
€168k
+116.8%
far above sector median
€655
-97.7%
-87% vs sector
€183k
+284.1%
far above sector median
€183k
+284.1%
far above sector median
0.89
-61.8%
-75% vs sector
0.89
-61.3%
-75% vs sector
-7.6%
-
far below sector median
-14.15
-
far below sector median
645.7%
+720.4%
far above sector median
-49.1%
-
far below sector median
-14.0%
-
23-24
-13.6%
-
23-24
-1326.05
-
far below sector median
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | €597k |
| EBITDA | €-81k |
| Net profit | €-83k |
| Cash flow | €-82k |
| Staff costs | €168k |
| Income taxes | €655 |
| Dividends | - |
| Total assets | €170k |
| Equity | €-13k |
| Debt | €183k |
| of which ≤ 1y | €183k |
| of which > 1y | - |
| Working capital | €-20k |
| Employees (FTE) | 3.8 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.89 |
| Quick ratio | 0.89 |
| Working capital ratio | -12.0% |
| Solvency | -7.6% |
| Debt / equity | -14.15 |
| Long-term debt ratio | - |
| Interest coverage | -1326.05 |
| Gross margin | 50.0% |
| Net margin | -14.0% |
| ROA | -49.1% |
| ROE | 645.7% |
| EBITDA margin | -13.6% |
| Days sales outstanding | 51d |
| Days payable outstanding | 186d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €170k |
| Fixed assets | 21/28 | €7k |
| Formation expenses | 20 | €790 |
| Intangible fixed assets | 21 | €2k |
| Tangible fixed assets | 22/27 | €5k |
| Current assets | 29/58 | €162k |
| Amounts receivable within one year | 40/41 | €88k |
| Cash & bank | 54/58 | €58k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €170k |
| Equity | 10/15 | €-13k |
| Contributions / capital | 10/11 | €15k |
| Accumulated profits (losses) | 14 | €-28k |
| Amounts payable | 17/49 | €183k |
| Amounts payable within one year | 42/48 | €183k |
| Trade debts payable within one year | 44 | €152k |
| Income statement | ||
| Turnover | 70 | €597k |
| Operating result | 9901 | €-83k |
| Financial income | 75 | €465 |
| Financial charges | 65 | €61 |
| Result before taxes | 9903 | €-83k |
| Income taxes | 67/77 | €655 |
| Net result for the period | 9904 | €-83k |
| Result to be appropriated | 9905 | €-83k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed2
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
3 locationsBCD SERVICES
since 20222.335.800.481
BCD SERVICES
since 20262.388.036.070
BCD SERVICES
since 20262.388.036.763
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels4
Ground area6.1 ha
Buildings4
Building footprint2.1 ha
Volume (LiDAR)145,146 m³
Tallest building17.5 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053G0172/00G002 | Flanders | 3.7 ha | 1 · 1.9 ha | 9.8 m · 2 fl. |
| 43302F0873/00D000 | Flanders | 1.9 ha | 1 · 628 m² | 17.5 m · 1 fl. |
| 31808K0324/00E002 | Flanders | 4,736 m² | 1 · 1,212 m² | 11.5 m · 3 fl. |
| 34352A0088/00N006 | Flanders | 157 m² | 1 · 124 m² | 13.9 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes41
/ 100
Fragile profile, watch health in particular.
Health
2
Profitability
33
Solvency
42
Growth
32
Stability
94
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameNL | BCD SERVICES |
Registered office
Industriepark Rosteyne 1
9060 Zelzate, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.