Equity
€86,718 ▲ 65.5%
BCC-Tech paid out €56,471 in dividends. That is 62% of the 2025 profit.
BCC-Tech
Overview
Lifetime
4 annual accounts with figures on one time axispeak €122,566 (2025)
€122,566▲ 177%
peak €90,785 (2025)
€90,785▲ 173%
peak €86,718 (2025)
€86,718▲ 65.5%
€57,224▲ 91.6%
Board1 name since 2022
1 directorCOCKAERT Bram Hendrik Lea
Documentsfilings and deeds
28-04-202694 days before the deadline
2025micro format
Gross margin from €44,255 to €122,566Result from €33,286 to €90,785Dividend €56,471Equity from €52,404 to €86,718Debts from €29,874 to €57,224Investments €11,219
Key points
from the 2025 annual accountsResult
€90,785 ▲ 173%
The result rose in 2025 from €33,286 to €90,785.
Turnover
≈ €190,000 estimated
The micro format states no turnover.
Investments
€11,219 5.3 × depreciation
Green is investment, beige is depreciation.
Filings
4 annual accounts 1 late
The 2022 accounts came 60 days late. The other three were filed on time.
Position in the sector
€90,785
Higher net result than 91% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Checked score
96
Excellent
Financially stronger than 71% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.33, cash €127,763
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €143,942
Equity €86,718 (60.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 52% of them on solvency, 65% on liquidity, 82% on profitability and 84% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BCC-Tech has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BCC-Tech itself is lower: < 0.1% within 12 months. It rests on far more data about BCC-Tech than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BCC-Tech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.33 (2.71 in 2024), above the usual 1.5. Short-term debt is 39.8% and cash 88.8% of total assets. 39.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
94 days early
2024
1 day early
2023
on the day
2022
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 9 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (3 of the last 4 accounts filed within 60 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0791900476
Incorporation
Founding capital of €1,000, 100 shares · Founder: COCKAERT Bram Hendrik Lea · Appointment: COCKAERT Bram Hendrik Lea (director) · published on 07-10-2022 · Gazette deed
First establishment
Bassinstraat 10, Boom
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BCC-Tech Boom | €143,942 | €122,566 | 60.2% | - |
| Arno's Data Expertise Aalter | €139,180 | €118,306 | 70.2% | - |
| NEPHOSIFY Auderghem | €141,088 | €121,571 | 5.0% | - |
| SVDM Consulting Rotselaar | €131,948 | €119,530 | 3.8% | - |
| XELMES Wemmel | €154,608 | €115,396 | 38.3% | - |
| JZA Bierbeek | €133,526 | €112,903 | 60.9% | - |
| BCL Consulting Leuven | €147,233 | €137,100 | 8.7% | - |
These companies have the same main activity as BCC-Tech: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €132,000 and €155,000, founded in 2022.
Official details
Source: KBO- Status
- Active since 05-10-2022Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.338.009.2122850 Boom, since 05-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 14-07-2025
Annual accounts 2025
- €122,566▲ 177%
- €90,785▲ 173%
- €86,718▲ 65.5%
- €143,942▲ 74.9%
- Filing
- Filed on 28-04-2026, 94 days before the end of the filing period
Insights on BCC-Tech
BCC-Tech files the micro format. That format states no turnover. The gross margin rose from €1,561 in 2022 to €122,566 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-04-2026, 94 days before the deadline€122,566
▲ 177%
€119,514
▲ 179%
€90,785
▲ 173%
€76,352
▲ 49.3%
60.2%
▼ 3.4 percentage points
2.33
▼ 0.38
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €170,000 and €240,000.
Balance sheet
balance sheet total €143,942 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
60.2%
Higher than 50% of 21,208 companies in 2025.
2.33
Higher than 48% of 20,571 companies in 2025.
63.1%
Higher than 92% of 20,746 companies in 2025.
BCC-Tech
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
143,942 | 82,277 | 32,941 | 14,792 | |
21/28 |
10,365 | 1,249 | 2,045 | 574 | |
22/27 |
10,365 | 1,249 | 2,045 | 574 | |
24 |
10,365 | 1,249 | 2,045 | 574 | |
29/58 |
133,576 | 81,028 | 30,896 | 14,219 | |
40/41 |
3,304 | 34,144 | 9,257 | 7,220 | |
40 |
3,291 | 34,144 | 9,257 | 6,545 | |
41 |
12 | - | - | 675 | |
54/58 |
127,763 | 44,617 | 18,875 | 4,235 | |
490/1 |
2,510 | 2,267 | 2,764 | 2,764 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
143,942 | 82,277 | 32,941 | 14,792 | |
10/15 |
86,718 | 52,404 | 19,118 | 2,238 | |
10/11 |
1,000 | 1,000 | 1,000 | 1,000 | |
13 |
85,718 | 51,404 | 18,118 | 1,238 | |
133 |
85,718 | 51,404 | 18,118 | 1,238 | |
14 |
0 | - | - | - | |
17/49 |
57,224 | 29,874 | 13,824 | 12,554 | |
42/48 |
57,224 | 29,874 | 13,824 | 12,554 | |
44 |
1,325 | 977 | 3,591 | 4,168 | |
440/4 |
1,325 | 977 | 3,591 | 4,168 | |
45 |
26,875 | 19,393 | 4,748 | 310 | |
450/3 |
26,875 | 19,393 | 4,748 | 310 | |
47/48 |
29,025 | 9,504 | 5,485 | 8,077 | |
| Income statement | |||||
9900 |
122,566 | 44,255 | 22,019 | 1,561 | |
630 |
2,103 | 1,101 | 746 | 3 | |
640/8 |
949 | 255 | 109 | - | |
9901 |
119,514 | 42,899 | 21,164 | 1,558 | |
75/76B |
0 | - | - | - | |
75 |
0 | - | - | - | |
65/66B |
2,198 | 1,109 | 65 | 11 | |
65 |
2,198 | 1,109 | 65 | 11 | |
9903 |
117,316 | 41,790 | 21,099 | 1,548 | |
67/77 |
26,531 | 8,504 | 4,220 | 310 | |
9904 |
90,785 | 33,286 | 16,879 | 1,238 | |
9905 |
90,785 | 33,286 | 16,879 | 1,238 | |
| Appropriation of the result | |||||
9906 |
90,785 | 33,286 | 16,879 | 1,238 | |
791/2 |
56,471 | - | - | - | |
691/2 |
90,785 | 33,286 | 16,879 | 1,238 | |
6921 |
90,785 | 33,286 | 16,879 | 1,238 | |
694/7 |
56,471 | - | - | - | |
694 |
56,471 | - | - | - | |
| Document | |||||
The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 28-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 121,617 | 44,000 | 21,910 | 1,561 | ||
| 92,887 | 34,387 | 17,626 | 1,241 | ||
| 11,219 | 305 | 2,218 | 577 | ||
| 83,146 | 25,741 | 14,641 | - | ||
| 76,352 | 51,154 | 17,072 | 1,664 | ||
| 60.2% | 63.7% | 58.0% | 15.1% | ||
| 2.33 | 2.71 | 2.23 | 1.13 | ||
| 0.66 | 0.57 | 0.72 | 5.61 | ||
| 104.7% | 63.5% | 88.3% | 55.3% | ||
| 63.1% | 40.5% | 51.2% | 8.4% | ||
| 55.32 | 39.67 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €11,219 | €305 | €2,218 | €577 |
| Financial fixed assets | €0 | - | - | - |
| €2,103 | €1,101 | €746 | €3 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on BCC-Tech
The operating result for 2025 is 179% higher than in 2024 and the highest since 2022. It is the third rise in a row.
Debt's share of the balance-sheet total rises from 36.3% to 39.8%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 05-10-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 28-04-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 07-10-2022
Mandates through the years
1 name, the dashed line is todayCOCKAERT Bram Hendrik Lea
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- COCKAERT Bram Hendrik Lea
- Director (not named in the articles), from 05-10-2022 to date
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €867 in 2025
- Source
- deed of 07-10-2022
Articles of association
deed of 07-10-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 07-10-2022 ↗
- COCKAERT Bram Hendrik Lea 100 shares (100%) · €1,000
Network & group
No group
BCC-Tech has no parent and no holdings in its annual accounts. COCKAERT Bram Hendrik Lea is the only director. BCC-Tech shares no director with another company.
Timeline
Timeline
8 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 94 days before the deadline
2025
Highest result from 2022 to 2025 net €90,785 ▲173% The operating result of €119,514 and the net result of €90,785 are both a record.
Annual accounts 2024 filed PDFmicro format · 1 day before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0791900476
2024
Annual accounts 2023 filed PDFmicro format · on the deadline day
2023
Annual accounts 2022 filed PDFmicro format · 60 days late
2022
IncorporationFounding capital of €1,000, 100 shares · Founder: COCKAERT Bram Hendrik Lea · Appointment: COCKAERT Bram Hendrik Lea (director) · published on 07-10-20226 points ▸
- Registered office clause, Bassinstraat 10 B2.2, 2850 Boom
- Board rule, 1
- Director appointment, COCKAERT Bram Hendrik Lea (director (not named in the articles))
- Founder, COCKAERT Bram Hendrik Lea
- Founding capital, €1,000, 100 shares
- COCKAERT Bram Hendrik Lea holds all the shares
- The deed holds 2 more points.
First establishment Bassinstraat 10, Boom
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
BCC-Tech was incorporated on 5 October 2022 as a private limited company by one natural person, with a starting capital of €1,000.12 Since 2022, COCKAERT Bram Hendrik Lea has served as director.3 Total assets rose from €14,792 in 2022 to €143,942 in 2025.4
Company details
Identity
- Enterprise number
- 0791.900.476
- VAT number
- BE 0791.900.476
- Peppol ID
- 0208:0791900476
- Other Peppol ID
- 9925:BE0791900476
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 05-10-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00deed of 07-10-2022 (in Dutch)
- Peppol
- Reachable since 14-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BCC-Tech in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 07-10-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 07-10-2022 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
62090
Computer programming, consultancy and related activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Ontwerpen en programmeren van computerprogramma’s; Overige uitgeverijen van software; Computerconsultancy-activiteiten; Overige diensten op…”deed of 07-10-2022 (in Dutch)
31 activities
- Ontwerpen en programmeren van computerprogramma’s;
- Overige uitgeverijen van software;
- Computerconsultancy-activiteiten;
- Overige diensten op het gebied van informatietechnologie en computer;
- Gegevensverwerking,webhosting en aanverwante activiteiten;
- Overige dienstverlenende activiteiten op het gebied van informatie,n.e.g;
- Activiteiten van consultancy en management activiteiten;
- Adviesverlening;
- Handelsbemiddeling in sanitaire artikelen;
- Advies en consultancy bij Installatie,onderhoud en herstelling van verwarming,klimaatregeling en ventilatie;
- Advies en consultancy bij Installatie in gebouwen,onderhoud en herstelling van verwarmingssystemen op electriciteit,gas en stookolie,verwarmingsketels,apparaten en leidingen voor ventilatie en klimaatregeling;
- Advies en consultancy bij Installatie van verwarming,warmtepompen electriciteit,sanitair,klimaatregeling en ventilatie,sanitair en toebehoren.Isolatie werkzaamheden aan verwarmingsleidingen en leidingen van koelsystemen,de reparatie en het onderhoud van verwarmingsinstallaties,het schoorsteenvegen en het schoonmaken van vuurplaatsen,kachels,ovens,ketels van centrale verwarming,ventilatiekanalen en uitlaatsystemen,vervaardigen van uitrusting voor de koeltechniekregeling voor niet huishoudelijk gebruik en alle overige loodgieterswerk;
- Advies en consultancy bij Installatie in gebouwen en andere bouwwerken,onderhoud en herstelling van loodgieterswerk en sanitaire apparaten,gasleidingen en aansluitingen m.u.v.gasleidingen voor verwarmingssystemen,waterleidingen en brandblusinstallaties;
- Uitvoeren van opdrachten(zoals consultancy)in verband met overdracht van kennis via onderwijs of elke andere daaraan gelijkgestelde vorm;
- Het waarnemen en uitoefenen van allerhande bestuurs-en beheersopdrachten en mandaten.
- Adviesbureaus op het gebied van public relations en communicatie;
- Overige adviesbureaus op het gebied van bedrijfsbeheer,adviesbureaus op het gebied van bedrijfsvoering;
- Verhuur en lease van andere consumentenartikelen;
- Diverse administratieve activiteiten ten behoeve van kantoren;
- Overige zakelijke dienstverlening;
- Het deelnemen in of de directie voeren over andere vennootschappen en ondernemingen,het management en het bestuur van om het even welke ondernemingen en vennootschappen,het optreden als vereffenaar;
- Het verlenen van technische,administratieve of commerciële bijstand aan alle Belgische en buitenlandse ondernemingen;
- Het verlenen van financiële bijstand;
- Het verlenen van diensten op gebied van informatie;
- Zowel in België als in het buitenland,onder eender welke vorm,participaties te verwerven en aan te houden;
- Haar patrimonium,bestaande uit onroerende en roerende goederen of rechten,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden;
- Het aankopen,verkopen,opschikken,uitrusten,valoriseren,bouwen,verhuren,onderverhuren of in huur nemen van onroerende goederen,al dan niet gemeubeld;
- De aankoop,verhuur,onderhoud en verkoop van alle roerende goederen-desgevallend ten behoeve van eigen handelsverrichtingen of voor handelsverrichtingen van derden-zoals alle soorten materieel,gereedschappen,machines,installaties en computers,soft-en hardware;
- Het aanvragen,verwerven,verhandelen en exploiteren van licenties,octrooien,merken en dergelijke;
- Het administratief opvolgen en beheer van bestanden en archieven;
- Het begeleiden van kleine,middelgrote en grote ondernemingen in de meest ruime zin;
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Bassinstraat 10 registered office 2850 Boom | 05-10-2022 | 2.338.009.212 |
Buildings and parcels at the address
- Ground area
- 2,496 m²
- Buildings
- 416 m²
- Volume, LiDAR
- 7,978 m³
- Tallest building
- 24.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11005B0626/00R002 | 2,496 m² | 1 · 416 m² | 24.2 m · 7 |