BCC
Open bankruptcyA bankruptcy procedure is open for BCC according to publications in the Belgian State Gazette; curator: ELEONORE WESTERLINCK. The 2021 annual accounts show equity of €233k and a net result of €37k.
Signals
Three signals.
+raises risk○neutral
Financials · fiscal year 2021, micro schema
Equity
€233k▲ 19.0%
2020 · €196k
2018: €138k
2019: €161k
2020: €196k
2018 → 2021
Total assets
€291k▲ 15.2%
2020 · €252k
2018: €187k
2019: €208k
2020: €252k
2018 → 2021
Net result
€37k▲ 8.1%
2020 · €34k
2018: €23k
2019: €23k
2020: €34k
2018 → 2021
Working capital
€229k▲ 19.3%
2020 · €192k
2018: €134k
2019: €158k
2020: €192k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Equity€138k-€161k▲ 16.6%€196k▲ 21.3%€233k▲ 19.0%
Operating result€31k-€34k▲ 10.4%€47k▲ 36.7%€52k▲ 11.4%
Net result€23k-€23k▼ 0.8%€34k▲ 49.6%€37k▲ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2021 is 11% above 2020 and is the highest result in the available series.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €291k
Fixed assets
€4k=
Current assets
€287k▲ 15.4%
Equity and liabilities €291k
Equity
€233k▲ 19.0%
Debt
€58k▲ 2.0%
The debt ratio falls from 22.4% to 19.8%. Equity and debt are higher.
Key figures and ratios
Solvency
80.2%▲
2020 · 77.6%
Current ratio
4.98▲
2020 · 4.40
Quick ratio
4.98▲
2020 · 4.40
Debt / equity
0.25▼
2020 · 0.29
ROE
15.9%▼
2020 · 17.6%
ROA
12.8%▼
2020 · 13.6%
Debt
€58k▲
2020 · €57k
Debt ≤ 1 year
€58k▲
2020 · €57k
Income taxes
€14k▲
2020 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€252k€291k▲
Fixed assets21/28€4k€4k=
Financial fixed assets28€4k€4k=
Current assets29/58€249k€287k▲
Amounts receivable within one year40/41€242k€280k▲
Trade receivables40€14k€15k▲
Other amounts receivable41€228k€264k▲
Cash at bank and in hand54/58€6k€7k▲
Deferred charges and accrued income490/1€176€176=
Equity and liabilities
Total equity and liabilities10/49€252k€291k▲
Equity10/15€196k€233k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€188k€225k▲
Amounts payable17/49€57k€58k▲
Amounts payable within one year42/48€57k€58k▲
Trade debts44€25k€24k▼
Suppliers440/4€25k€24k▼
Taxes, remuneration and social security45€31k€34k▲
Taxes450/3€31k€34k▲
Income statement
Code20202021
Other operating charges640/8€1k-
Gross operating margin9900€48k€52k▲
Operating profit (loss)9901€47k€52k▲
Financial charges65/66B€138€1k▲
Recurring financial charges65€138€1k▲
Profit (loss) for the period before taxes9903€47k€51k▲
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€34k€37k▲
Profit (loss) for the period to be appropriated9905€34k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€188k€225k▲
Profit (loss) brought forward from the previous period14P€153k€188k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
Bankruptcy
Opening
Tribunal de l’entreprise du Brabant wallon · BCC SPRL RUE DE L’ARGENTINE 39 1, 1310 LA HULPE · event 22-07-2026
2023
27-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 239 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 604 days late
2021
31-12
Financial
Highest result since 2018net €37k ▲8.1%
Operating result €52k, net result €37k, both a record.
31-12
Financial
Equity above €200kEq €233k ▲19%
4 profitable years in a row build equity to €233k.
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 151 days late
2019
31-12
Financial
Weakest financial yearnet €23k ▼0.8%
Net result drops to €23k, the lowest in the series.
31-12
Financial
Equity above €150kEq €161k ▲16.6%
2 profitable years in a row build equity to €161k.
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 141 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Argentine 391310 La HulpeGround area
131 m²
Building footprint
128 m²
Volume, LiDAR
1,196 m³
Parcel 25050B0428/00S000, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050B0428/00S000 | Wallonia | 131 m² | 1 · 128 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ELEONORE WESTERLINCK RUE DE SAINT GHIS-
LAIN 11, 1348 LOUVAIN-LA-NEUVE |
22-07-2026 → present |
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-09-2014
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.