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BCBG MANAGEMENT

Active
Public limited companyfounded 20215 yrs activeFonsnylaan 14, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0765.887.155
Summary

BCBG MANAGEMENT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,847 and a net result of €16,538. Equity is shrinking by ~25.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 80% of 3243 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+13
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 6.9 against 2.77 in 2024; short-term debt: 14.5% and cash: 25.5% of total assets), and 14.6% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.4%
Return on assets
37.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
3 d early
2024
on the day
2023
33 d early
2022
27 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 16 January (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 31 March 2021, BCBG MANAGEMENT was incorporated as a Public limited company.1 Total assets went from EUR 120,937 in 2022 to EUR 44,300 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16,538
2024 · -€49,729
Working capital
€37,876▲ 72.4%
2024 · €21,972
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€8,244-€1,776▼ 78.5%-€45,362€17,879
Net result€7,176within the sector's middle half-€1,862within the sector's middle half▼ 74.1%-€49,729below the sector's middle half€16,538within the sector's middle half
Equity€69,176below the sector's middle half-€71,038below the sector's middle half▲ 2.7%€21,309below the sector's middle half▼ 70.0%€37,847below the sector's middle half▲ 77.6%
Total assets€120,937below the sector's middle half-€137,788below the sector's middle half▲ 13.9%€34,356below the sector's middle half▼ 75.1%€44,300below the sector's middle half▲ 28.9%
Debt€51,761-€66,750▲ 29.0%€13,047▼ 80.5%€6,453▼ 50.5%
Working capital€69,716within the sector's middle half-€65,408within the sector's middle half▼ 6.2%€21,972within the sector's middle half▼ 66.4%€37,876within the sector's middle half▲ 72.4%
Solvency57.2%within the sector's middle half-51.6%within the sector's middle half▼ 5.6pp62.0%within the sector's middle half▲ 10.5pp85.4%above the sector's middle half▲ 23.4pp
Current ratio2.36within the sector's middle half-1.99within the sector's middle half▼ 0.372.77within the sector's middle half▲ 0.796.90above the sector's middle half▲ 4.12
Return on assets (ROA)5.9%within the sector's middle half-1.4%within the sector's middle half▼ 4.6pp-144.7%below the sector's middle half▼ 146.1pp37.3%above the sector's middle half▲ 182.1pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0€20,000Operating result 2022: €8,244€8,244Net result 2022: €7,176€7,176Operating result 2023: €1,776€1,776Net result 2023: €1,862€1,862Operating result 2024: -€45,362-€45,362Net result 2024: -€49,729-€49,729Operating result 2025: €17,879€17,879Net result 2025: €16,538€16,5382022202320242025-€60,000-€40,000-€20,000€0€20,000Operating result 2023: €1,776€1,780Net result 2023: €1,862€1,860Operating result 2024: -€45,362-€45,400Net result 2024: -€49,729-€49,700Operating result 2025: €17,879€17,900Net result 2025: €16,538€16,500202320242025
The operating result returns to profit in 2025: €17,879 after a loss of €45,362 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €44,300
Equity €37,847 ▲ 77.6%
Debt €6,453 ▼ 50.5%
Debt's share of the balance-sheet total falls from 38.0% to 14.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.17▼
2024 · 0.61
ROE
43.7%▲
2024 · -233.4%
Debt ≤ 1 year
€6,424▼
2024 · €12,384
Income taxes
€120▼
2024 · €127
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€34,356€44,300▲
Current assets29/58€34,356€44,300▲
Amounts receivable within one year40/41€30,360€32,424▲
Trade receivables40€6,050€20,000▲
Other amounts receivable41€24,310€12,424▼
Cash at bank and in hand54/58€3,129€11,280▲
Deferred charges and accrued income490/1€867€596▼
Equity and liabilities
Total equity and liabilities10/49€34,356€44,300▲
Equity10/15€21,309€37,847▲
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€6,200€6,200=
Non-distributable reserves130/1€6,200€6,200=
Legal reserve130€6,200€6,200=
Profit (loss) carried forward14-€46,891-€30,353▲
Amounts payable17/49€13,047€6,453▼
Amounts payable within one year42/48€12,384€6,424▼
Trade debts44€7,688€1,489▼
Suppliers440/4€7,688€1,489▼
Taxes, remuneration and social security45€958€1,198▲
Taxes450/3€958€1,198▲
Other amounts payable47/48€3,738€3,738=
Accrued charges and deferred income492/3€663€29▼
Income statement Code20242025
Other operating charges640/8€32,753€431▼
Gross operating margin9900-€12,609€18,310▲
Operating profit (loss)9901-€45,362€17,879▲
Financial income75/76B€250-
Recurring financial income75€250-
Financial charges65/66B€4,490€1,220▼
Recurring financial charges65€4,490€1,220▼
Profit (loss) for the period before taxes9903-€49,602€16,658▲
Income taxes67/77€127€120▼
Profit (loss) for the period9904-€49,729€16,538▲
Profit (loss) for the period to be appropriated9905-€49,729€16,538▲
Appropriation of the result
Profit (loss) to be appropriated9906-€46,891-€30,353▲
Profit (loss) brought forward from the previous period14P€2,838-€46,891▼
Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,155----
Other operating charges640/8€706€392€32,753€431▼ 98.7%
Gross operating margin9900€12,105€2,168-€12,609€18,310▲ 245%
Operating profit (loss)9901€8,244€1,776-€45,362€17,879▲ 139%
Financial income75/76B€3,039€3,304€250--
Recurring financial income75€3,039€3,304€250--
Financial charges65/66B€2,308€2,621€4,490€1,220▼ 72.8%
Recurring financial charges65€2,308€2,621€4,490€1,220▼ 72.8%
Profit (loss) for the period before taxes9903€8,975€2,459-€49,602€16,658▲ 134%
Income taxes67/77€1,799€597€127€120▼ 5.5%
Profit (loss) for the period9904€7,176€1,862-€49,729€16,538▲ 133%
Profit (loss) for the period to be appropriated9905€7,176€1,862-€49,729€16,538▲ 133%
Line2022202320242025Change
Assets
Total assets20/58€120,937€137,788€34,356€44,300▲ 28.9%
Fixed assets21/28-€6,200---
Financial fixed assets28-€6,200---
Current assets29/58€120,937€131,588€34,356€44,300▲ 28.9%
Amounts receivable within one year40/41€104,200€124,039€30,360€32,424▲ 6.8%
Trade receivables40-€8,000€6,050€20,000▲ 231%
Other amounts receivable41€104,200€116,039€24,310€12,424▼ 48.9%
Cash at bank and in hand54/58€15,882€5,783€3,129€11,280▲ 261%
Deferred charges and accrued income490/1€855€1,766€867€596▼ 31.3%
Equity and liabilities
Total equity and liabilities10/49€120,937€137,788€34,356€44,300▲ 28.9%
Equity10/15€69,176€71,038€21,309€37,847▲ 77.6%
Contributions10/11€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000=
Reserves13€6,200€6,200€6,200€6,200=
Non-distributable reserves130/1€6,200€6,200€6,200€6,200=
Legal reserve130€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14€976€2,838-€46,891-€30,353▲ 35.3%
Amounts payable17/49€51,761€66,750€13,047€6,453▼ 50.5%
Amounts payable within one year42/48€51,221€66,180€12,384€6,424▼ 48.1%
Trade debts44€1,460€710€7,688€1,489▼ 80.6%
Suppliers440/4€1,460€710€7,688€1,489▼ 80.6%
Taxes, remuneration and social security45€3,761€2,941€958€1,198▲ 25.0%
Taxes450/3€3,761€2,941€958€1,198▲ 25.0%
Other amounts payable47/48€46,000€62,529€3,738€3,738=
Accrued charges and deferred income492/3€540€570€663€29▼ 95.7%
Line2022202320242025Change
Profit (loss) for the period9904€7,176€1,862-€49,729€16,538▲ 133%
+ Depreciation and write-downs630€3,155----
Operating cash flow (approximation)€10,331€1,862-€49,729€16,538▲ 133%
Change in cash--€10,099-€2,654€8,151▲ 407%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
28-01
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial Back to profitnet €16,538
Net result €16,538 after one loss-making year.
30-06
Financial Liquidity doublescurrent ratio 6.90
Current ratio from 2.77 to 6.90; short-term debt falls from €12,384 to €6,424.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial Weakest financial yearnet -€49,729
Net result drops to -€49,729, the lowest in the series; recovery starts the following year.
2023
29-12
NBB filing Annual accounts filed
fiscal year 2023 · full schema
04-01
NBB filing Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,523 m²
Building footprint
1,222 m²
Volume, LiDAR
28,569 m³
2 parcels, Brussels, Flanders · tallest building 29.8 m, ±9 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
BCBG MANAGEMENT
Poverstraat 48, 1731 AsseBusiness consulting
since 20212.315.803.734
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21562A0388/00B006 Brussels 1,399 m² 1 · 1,098 m² 29.8 m · 9 fl.
23068B0053/00E002 Flanders 123 m² 1 · 123 m² 10.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,601 companies in sector 70200 we hold annual accounts for 52,615. 36,329 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded31-03-2021
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0765887155
Registered 06-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.