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BCAD Bisdom Gent

Active
Non-profit associationfounded 196956 yrs activeBiezekapelstraat 2, 9000 Gent, BelgiumKBO/BCE: BE 0409.073.942
Summary

BCAD Bisdom Gent has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of -€54,473. Equity remains stable across the filed fiscal years (±1.8% per year). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
BCAD Bisdom GentActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Activity not known
Size
€1.1mtotal assets 2025
Equity
€1.1m
Loss
-€54,473
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 31 d early0 of 14 deeds read
Why 96- Loss of €54,473, the second in a row (FY 2025)+ Legal form Non-profit association+ Size: total assets €1.1m+ Equity €1.1m (100.0% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 64% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 84-16
short-term debt 0.0% · cash 27.1%
Profitability 13-5
return on assets -4.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▲ +3.3% vs 12-2024highest value 02-2025: < 0.1%● 0.0% vs 01-2025highest value 03-2025: < 0.1%● 0.0% vs 02-2025highest value 04-2025: < 0.1%▼ -51.6% vs 03-2025 05-2025: < 0.1%▼ -6.7% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +7.1% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -26.7% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Legal form Non-profit association lowers the probability
  • Size: total assets €1.1m lowers the probability for this profile
  • Equity €1.1m (100.0% of total assets) lowers the probability
  • Loss of €54,473, the second in a row (FY 2025) raises the probability
Credit up to €100,000 at 30 days acceptable
short-term debt: 0% and cash: 27.1% of total assets, and 0% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 76%, profitability 13%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €1.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €1.1m (100.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €54,473, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
22 d early
2023
15 d early
2022
14 d early
2021
24 d early
2020
26 d early
2019
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 24 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €1mEq €1.1m ▲53.3%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€54,473 View
  • Positive: Equity rose in 2025from €725,953 to €1.1m ▲ 53.3% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1969founded 27-11-1969 56 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Loss
-€54,473
Solvency
100.0%
Turnover▼ 16.8%
Net result
20192024
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 31-12-2025Equity above €1m
  3. 09-07-2025Annual accounts filed
Go to Timeline

Company details

Legal form
Non-profit association
Founded
27-11-1969
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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