Result
€19,985 ▼ 73.1%
The result fell in 2025 from €74,253 to €19,985.
BCA Consulting
Lifetime
9 annual accounts with figures on one time axispeak €163,966 (2016)
€25,036▼ 76.6%
lowest -€169,524 (2016)
€19,985▼ 73.1%
peak €211,016 (2025)
€211,016▲ 10.5%
€74,379▲ 25.5%
peak 8.9 FTE (2016)
-not published
Board3 names since 2019
2 directorsAesseloos Charles and 1 other
Documentsfilings and deeds
30-10-202530 days late
2025financial year
Gross margin from €106,885 to €25,036Result from €74,253 to €19,985Debts from €59,264 to €74,379Cash from €6,236 to €1,421
Key points
from the 2025 annual accountsFilings
9 annual accounts 9 late
The 2017 accounts came latest: 61 days after the end of the period.
Position in the sector
73.9%
Higher solvency than 85% of companies in retail trade. Sector median 36.2% · 5,070 companies.
Checked score
54
Fair
Financially stronger than 56% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.0%
01-2025: 1.9%▼ -0.1 percentage points vs 12-2024
02-2025: 1.9%● unchanged vs 01-2025
03-2025: 1.8%▼ -0.1 percentage points vs 02-2025
04-2025: 1.8%● unchanged vs 03-2025
05-2025: 1.8%● unchanged vs 04-2025
06-2025: 2.0%▲ +0.2 percentage points vs 05-2025
07-2025: 2.3%▲ +0.3 percentage points vs 06-2025highest value
08-2025: 1.0%▼ -1.3 percentage points vs 07-2025
09-2025: 1.1%▲ +0.1 percentage points vs 08-2025
10-2025: 1.3%▲ +0.2 percentage points vs 09-2025
11-2025: 1.2%▼ -0.1 percentage points vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.0%▼ -0.2 percentage points vs 04-2026
06-2026: 1.1%▲ +0.1 percentage points vs 05-2026
07-2026: 1.0%▼ -0.1 percentage points vs 06-2026
08-2026: 1.0%● unchanged vs 07-2026lowest value
09-2026: 1.2%▲ +0.2 percentage points vs 08-2026
10-2026: 1.7%▲ +0.5 percentage points vs 09-2026
11-2026: 2.1%▲ +0.4 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2025 (filed on 30-10-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 32 days late; 3 of the last 3 accounts late
Liquidity: current ratio 3.83, cash €1,421, halved
Size: total assets €285,394
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 84% of them on solvency, 38% on liquidity, 39% on profitability and 61% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 28-02-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as BCA Consulting has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of BCA Consulting itself is higher: 2.1% within 12 months. It rests on far more data about BCA Consulting than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for BCA Consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.83 (4.22 in 2024), above the usual 1.5. Short-term debt is 26.1% and cash 0.5% of total assets. 26.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
192021232425
2019 to 2025 · latest year €211,016
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 30-10-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
30 days late
2024
31 days late
2023
61 days late
2021
31 days late
2020
57 days late
2019
31 days late
2018
1 day late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- Charles Aesseloos 52 sharesdeed of 11-07-2019
- Amedeo Calderaro 48 sharesdeed of 11-07-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0556747237
Company renamed to BCA Consulting
New name: BCA Consulting · Resignations: Aesseloos Charles (manager) and BCAL MANAGEMENT (manager) · Reappointments: Aesseloos Charles (director) and BCAL MANAGEMENT (director) · General meeting of 06-07-2023 · Gazette deed
Registered office moved from Namur to Yvoir
New registered office: Sur Champt 17 5530 YVOIR · Previous registered office: Place Louise Godin 15 à 5000 NAMUR · Resignation: Amedeo Calderaro (manager) · General meeting of 28-05-2020 · Gazette deed
Registered office moved from Yvoir to Namur
New registered office: Place Louise Godin 15 à 5000 Namur · Previous registered office: Sur Champt 17 à 5530 Yvoir · Reappointment: Charles Aesseloos (manager) · General meeting of 25-06-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BCA Consulting Hannut | €285,394 | €25,036 | 73.9% | - |
| GURJEET Herstal | €254,987 | €23,429 | 75.2% | - |
| De Ruisbroekmolen Bierbeek | €283,670 | €23,910 | 96.2% | - |
| MARKET ALBAZI Ixelles | €287,989 | €22,508 | 12.9% | - |
| EURO SHOP TRADER Uccle | €245,305 | €26,230 | 24.9% | - |
| LA POMME VERTE Sint-Genesius-Rode | €312,319 | €28,678 | 25.3% | - |
| GEMRIN Aalst | €350,151 | €27,616 | 26.2% | - |
These companies have the same main activity as BCA Consulting: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €245,000 and €350,000, founded between 2012 and 2015.
Official details
Source: KBO- Status
- Active since 22-07-2014Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Establishment unit
- 2.236.197.3195530 Yvoir, since 16-10-2014
- Financial year end
- 28 February
- Peppol
- Reachable since 21-09-2025
Annual accounts to 28-02-2025
- ≈ €290,000estimated
- €285,394▲ 14.0%
- Filing
- Filed on 30-10-2025
Insights on BCA Consulting
BCA Consulting has existed since 2014. The gross margin fell from €163,966 in 2016 to €16,805 in 2017 and staff from 8.9 to 1.2 full-time equivalents.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BCA Consulting
- What is the company number of BCA Consulting?
- The company number of BCA Consulting is 0556.747.237. The VAT number is the same number with BE in front: BE 0556.747.237.
- Where is BCA Consulting based?
- The registered office is at Rue d'Avennes 1, 4280 Hannut.Company details
- What does BCA Consulting do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of BCA Consulting?
- BCA Consulting is a private limited company (BV).
- When was BCA Consulting founded?
- BCA Consulting was founded on 22-07-2014.
- Is BCA Consulting still active?
- Yes, BCA Consulting is an active enterprise in the KBO register.
- How many employees does BCA Consulting have?
- BCA Consulting had an average of 1.4 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of BCA Consulting?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €25,036 and 188 comparable companies (NACE 47110). It probably lies between €190,000 and €440,000.
- Is BCA Consulting profitable?
- In financial year 2025, BCA Consulting made a profit of €19,985.
- Where can I find the annual accounts of BCA Consulting?
- BCA Consulting filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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