Financials
- Financial year
- 2025
- Total assets
- €285,394
- Profit
- €19,985
- Solvency
- 73.9%
Total assets▲ 14.0%
Net result
20192025
BCA Consulting
ActiveSummary
The computed 12-month bankruptcy probability of BCA Consulting is 1.7% (moderate). The 2025 annual accounts show equity of €211,016 and a net result of €19,985. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 85% of 5,014 sector peers (NACE 47, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€285,394total assets 2025
- Equity
- €211,016
- Profit
- €19,985
Structure
- Aesseloos CharlesDirector
- BCAL MANAGEMENTDirector
2025 accounts filed 30 days late1 of 5 deeds summarised
Why 56raises risk1 financial year not filed after the legal deadline; last filed accounts filed 32 days late; 3 of the last 3 lateFigures for financial year 2025 (filed 30-10-2025)Liquidity: current ratio 3.83, cash €1,421, halvedSize: total assets €285,394Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 56% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency
99-1
equity 73.9% of total assets
Liquidity
41-4
short-term debt 26.1% · cash 0.5%
Profitability
55-45
return on assets 7.0%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.0%
12-2024: 2.0%● unchanged vs 11-2024
01-2025: 1.9%▼ -0.1 percentage points vs 12-2024
02-2025: 1.9%● unchanged vs 01-2025
03-2025: 1.8%▼ -0.1 percentage points vs 02-2025
04-2025: 1.8%● unchanged vs 03-2025
05-2025: 1.8%● unchanged vs 04-2025
06-2025: 2.0%▲ +0.2 percentage points vs 05-2025
07-2025: 2.3%▲ +0.3 percentage points vs 06-2025highest value
08-2025: 1.0%▼ -1.3 percentage points vs 07-2025
09-2025: 1.1%▲ +0.1 percentage points vs 08-2025
10-2025: 1.3%▲ +0.2 percentage points vs 09-2025
11-2025: 1.2%▼ -0.1 percentage points vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.0%▼ -0.2 percentage points vs 04-2026
06-2026: 1.1%▲ +0.1 percentage points vs 05-2026
07-2026: 1.0%▼ -0.1 percentage points vs 06-2026
08-2026: 1.0%● unchanged vs 07-2026lowest value
09-2026: 1.2%▲ +0.2 percentage points vs 08-2026
10-2026: 1.7%▲ +0.5 percentage points vs 09-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.83, compared with 4.22 in 2024, above the usual 1.5; short-term debt: 26.1% and cash: 0.5% of total assets), and 26.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 84% on solvency, 38% on liquidity, 39% on profitability and 61% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
192021232425
2019 to 2025 · latest year €211,016
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 30-10-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
30 days late
2024
31 days late
2023
61 days late
2021
31 days late
2020
57 days late
2019
31 days late
2018
1 day late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · full…
- Equity above €200,000equity €211,016 ▲10.5%
- Annual accounts filedfinancial year 2024 · full…
Key points
By topic
Board & ownership
- Board
- 2 members
- Aesseloos CharlesDirector
- BCAL MANAGEMENTDirector
Timeline
- Events
- 17
- Since
- 2016
- 29-02-2024Liquidity doubles
- 29-02-2024Equity above €150,000
- 30-11-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 22-07-2014
- Year ends
- 28-02
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 24
- Annual meeting
- First Friday of August at 18:00
- Purpose
- “L’exploitation, directe ou indirecte, d’un (de) point(s) de vente, sous franchise ou non…” (deed in French)
Key facts about BCA Consulting
- What is the company number of BCA Consulting?
- 0556.747.237. In Belgium the VAT number is the company number with BE in front: BE 0556.747.237.
- Where is BCA Consulting based?
- The registered office is at Rue d'Avennes 1, 4280 Hannut.Company details
- What does BCA Consulting do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of BCA Consulting?
- Private limited company (BV).
- When was BCA Consulting founded?
- On 22-07-2014.
- Is BCA Consulting still active?
- Yes, BCA Consulting is an active enterprise in the KBO register.
- How many employees does BCA Consulting have?
- On average 1.4 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of BCA Consulting?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is BCA Consulting profitable?
- In financial year 2025, BCA Consulting made a profit of €19,985.
- Where can I find the annual accounts of BCA Consulting?
- BCA Consulting filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
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