BC Techniek
ActiveSummary
The computed 12-month bankruptcy probability of BC Techniek is 2.1% (moderate). The 2025 annual accounts show equity of €85k and a net result of €24k. Its solvency ranks better than 76% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-6
Solvency96▲+26
Growth52
Track record82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 2.48 against 1.42 in 2024; short-term debt: 28.9% and cash: 42.9% of total assets), and 28.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.1%
Return on assets
20.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
72 d early
2024
142 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 40.2%
2024 · €61k
2024: €61k
2025: €85k▲ +40.2% vs 2024
2024 → 2025
Total assets
€120k▼ 10.8%
2024 · €134k
2024: €134k
2025: €120k▼ -10.8% vs 2024
2024 → 2025
Net result
€24k▼ 56.1%
2024 · €56k
2024: €56k
2025: €24k▼ -56.1% vs 2024
2024 → 2025
Working capital
€51k▲ 127%
2024 · €23k
2024: €23k
2025: €51k▲ +127% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€61k-€85k▲ 40.2%
2024: €61k
2025: €85k▲ +40.2% vs 2024
Operating result€71k-€32k▼ 55.2%
2024: €71k
2025: €32k▼ -55.2% vs 2024
Net result€56k-€24k▼ 56.1%
2024: €56k
2025: €24k▼ -56.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€34k ▼ 40.9%
Current assets
€86k ▲ 11.7%
Equity and liabilities €120k
Equity
€85k ▲ 40.2%
Debt
€35k ▼ 52.9%
Debt's share of the balance-sheet total falls from 54.8% to 28.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▼
2024 · €84k
Cash flow
€48k▼
2024 · €69k
Current ratio
2.48▲
2024 · 1.42
Debt to equity
0.41▼
2024 · 1.21
ROE
28.7%▼
2024 · 91.7%
ROA
20.4%▼
2024 · 41.5%
Interest coverage
36.16▼
2024 · 61.72
Debt ≤ 1 year
€35k▼
2024 · €54k
Income taxes
€6k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€134k€120k▼
Fixed assets21/28€57k€34k▼
Tangible fixed assets22/27€57k€34k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€51k€31k▼
Current assets29/58€77k€86k▲
Amounts receivable within one year40/41€35k€34k▼
Trade receivables40€35k€21k▼
Other amounts receivable41€646€13k▲
Cash at bank and in hand54/58€41k€51k▲
Deferred charges and accrued income490/1-€855
Equity and liabilities
Total equity and liabilities10/49€134k€120k▼
Equity10/15€61k€85k▲
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Share premium1100/10€5k€5k=
Profit (loss) carried forward14€56k€80k▲
Amounts payable17/49€73k€35k▼
Amounts payable after more than one year17€19k-
Financial debts170/4€19k-
Amounts payable within one year42/48€54k€35k▼
Current portion of amounts payable after more than one year42€21k€19k▼
Trade debts44€2k€15k▲
Suppliers440/4€2k€15k▲
Taxes, remuneration and social security45€14k-
Taxes450/3€14k-
Other amounts payable47/48€17k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€23k▲
Other operating charges640/8€631€574▼
Gross operating margin9900€85k€56k▼
Operating profit (loss)9901€71k€32k▼
Financial income75/76B€20€272▲
Recurring financial income75€20€272▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€70k€31k▼
Income taxes67/77€14k€6k▼
Profit (loss) for the period9904€56k€24k▼
Profit (loss) for the period to be appropriated9905€56k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€80k▲
Profit (loss) brought forward from the previous period14P-€56k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €23k | ▲ 79.2% |
| Other operating charges640/8 | €631 | €574 | ▼ 9.1% |
| Gross operating margin9900 | €85k | €56k | ▼ 34.1% |
| Operating profit (loss)9901 | €71k | €32k | ▼ 55.2% |
| Financial income75/76B | €20 | €272 | ▲ 1,258% |
| Recurring financial income75 | €20 | €272 | ▲ 1,258% |
| Financial charges65/66B | €1k | €2k | ▲ 12.2% |
| Recurring financial charges65 | €1k | €2k | ▲ 12.2% |
| Profit (loss) for the period before taxes9903 | €70k | €31k | ▼ 56.1% |
| Income taxes67/77 | €14k | €6k | ▼ 56.0% |
| Profit (loss) for the period9904 | €56k | €24k | ▼ 56.1% |
| Profit (loss) for the period to be appropriated9905 | €56k | €24k | ▼ 56.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €134k | €120k | ▼ 10.8% |
| Fixed assets21/28 | €57k | €34k | ▼ 40.9% |
| Tangible fixed assets22/27 | €57k | €34k | ▼ 40.9% |
| Plant, machinery and equipment23 | €6k | €3k | ▼ 47.4% |
| Furniture and vehicles24 | €51k | €31k | ▼ 40.2% |
| Current assets29/58 | €77k | €86k | ▲ 11.7% |
| Amounts receivable within one year40/41 | €35k | €34k | ▼ 5.0% |
| Trade receivables40 | €35k | €21k | ▼ 39.8% |
| Other amounts receivable41 | €646 | €13k | ▲ 1,866% |
| Cash at bank and in hand54/58 | €41k | €51k | ▲ 23.8% |
| Deferred charges and accrued income490/1 | - | €855 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €134k | €120k | ▼ 10.8% |
| Equity10/15 | €61k | €85k | ▲ 40.2% |
| Contributions10/11 | €5k | €5k | = |
| Outside capital11 | €5k | €5k | = |
| Share premium1100/10 | €5k | €5k | = |
| Profit (loss) carried forward14 | €56k | €80k | ▲ 43.9% |
| Amounts payable17/49 | €73k | €35k | ▼ 52.9% |
| Amounts payable after more than one year17 | €19k | - | - |
| Financial debts170/4 | €19k | - | - |
| Amounts payable within one year42/48 | €54k | €35k | ▼ 36.1% |
| Current portion of amounts payable after more than one year42 | €21k | €19k | ▼ 8.6% |
| Trade debts44 | €2k | €15k | ▲ 631% |
| Suppliers440/4 | €2k | €15k | ▲ 631% |
| Taxes, remuneration and social security45 | €14k | - | - |
| Taxes450/3 | €14k | - | - |
| Other amounts payable47/48 | €17k | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €56k | €24k | ▼ 56.1% |
| + Depreciation and write-downs630 | €13k | €23k | ▲ 79.2% |
| Operating cash flow (approximation) | €69k | €48k | ▼ 30.3% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €10k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2024
Ground area
655 m²
Building footprint
214 m²
Volume, LiDAR
1,142 m³
Parcel 13035B0304/00K002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BC Techniek
since 20242.355.256.604
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13035B0304/00K002 | Flanders | 655 m² | 1 · 213 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 96 EUR awarded · 96 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 96 EUR |
| 2024 | 1 | 96 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 8,811 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43110Demolition
43212Electrical installation work in industrial facilities
43221Plumbing work
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.