BC SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of BC SERVICES is 2.0% (moderate). The 2025 annual accounts show equity of €93k and a net result of €67k. Its solvency ranks better than 37% of 18400 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+13
Solvency44▲+14
Growth78
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.65 in 2024; short-term debt: 54.3% and cash: 25% of total assets), and 80.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.4%
Return on assets
13.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 254%
2024 · €26k
Total assets
€479k▼ 6.5%
2024 · €512k
Net result
€67k▲ 310%
2024 · €16k
Working capital
€-46k▲ 63.8%
2024 · €-128k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€27k-€102k▲ 281%
Net result€16k-€67k▲ 310%
Equity€26k-€93k▲ 254%
Total assets€512k-€479k▼ 6.5%
Debt€485k-€386k▼ 20.5%
Working capital€-128k-€-46k▲ 63.8%
Staff (FTE)0.5-2▲ 300%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 281% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €479k
Fixed assets
€265k ▼ 4.9%
Current assets
€214k ▼ 8.3%
Equity and liabilities €479k
Equity
€93k ▲ 254%
Debt
€386k ▼ 20.5%
Debt's share of the balance-sheet total falls from 94.9% to 80.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€151k▲
2024 · €41k
Cash flow
€116k▲
2024 · €30k
Current ratio
0.82▲
2024 · 0.65
Quick ratio
0.70▲
2024 · 0.61
Debt to equity
4.16▼
2024 · 18.51
ROE
71.7%▲
2024 · 61.9%
ROA
13.9%▲
2024 · 3.2%
Interest coverage
29.05▲
2024 · 9.15
Debt ≤ 1 year
€260k▼
2024 · €361k
Debt > 1 year
€122k▲
2024 · €121k
Income taxes
€30k▲
2024 · €6k
Staff costs
€97k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €23k | €97k | ▲ 321% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €49k | ▲ 249% |
| Other operating charges640/8 | €815 | €3k | ▲ 300% |
| Gross operating margin9900 | €65k | €252k | ▲ 289% |
| Operating profit (loss)9901 | €27k | €102k | ▲ 281% |
| Financial income75/76B | €10 | €150 | ▲ 1,356% |
| Recurring financial income75 | €10 | €150 | ▲ 1,356% |
| Financial charges65/66B | €4k | €5k | ▲ 16.6% |
| Recurring financial charges65 | €4k | €5k | ▲ 16.6% |
| Profit (loss) for the period before taxes9903 | €22k | €97k | ▲ 334% |
| Income taxes67/77 | €6k | €30k | ▲ 399% |
| Profit (loss) for the period9904 | €16k | €67k | ▲ 310% |
| Profit (loss) for the period to be appropriated9905 | €16k | €67k | ▲ 310% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €512k | €479k | ▼ 6.5% |
| Fixed assets21/28 | €279k | €265k | ▼ 4.9% |
| Intangible fixed assets21 | €206k | €175k | ▼ 15.0% |
| Tangible fixed assets22/27 | €70k | €87k | ▲ 24.8% |
| Plant, machinery and equipment23 | €4k | €3k | ▼ 21.1% |
| Furniture and vehicles24 | €66k | €84k | ▲ 27.4% |
| Financial fixed assets28 | €3k | €3k | = |
| Current assets29/58 | €233k | €214k | ▼ 8.3% |
| Stocks and contracts in progress3 | €12k | €31k | ▲ 152% |
| Stocks30/36 | €12k | €31k | ▲ 152% |
| Amounts receivable within one year40/41 | €83k | €61k | ▼ 26.8% |
| Trade receivables40 | €83k | €61k | ▼ 26.9% |
| Other amounts receivable41 | - | €140 | - |
| Cash at bank and in hand54/58 | €137k | €120k | ▼ 12.8% |
| Deferred charges and accrued income490/1 | €152 | €2k | ▲ 999% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €512k | €479k | ▼ 6.5% |
| Equity10/15 | €26k | €93k | ▲ 254% |
| Contributions10/11 | €10k | €10k | = |
| Reserves13 | €16k | €83k | ▲ 410% |
| Distributable reserves133 | €16k | €83k | ▲ 410% |
| Amounts payable17/49 | €485k | €386k | ▼ 20.5% |
| Amounts payable after more than one year17 | €121k | €122k | ▲ 0.2% |
| Financial debts170/4 | €121k | €122k | ▲ 0.2% |
| Amounts payable within one year42/48 | €361k | €260k | ▼ 28.0% |
| Current portion of amounts payable after more than one year42 | €20k | €26k | ▲ 27.8% |
| Trade debts44 | €137k | €8k | ▼ 94.1% |
| Suppliers440/4 | €137k | €8k | ▼ 94.1% |
| Taxes, remuneration and social security45 | €26k | €50k | ▲ 92.9% |
| Taxes450/3 | €24k | €38k | ▲ 56.4% |
| Remuneration and social security454/9 | €2k | €12k | ▲ 596% |
| Other amounts payable47/48 | €177k | €176k | ▼ 0.8% |
| Accrued charges and deferred income492/3 | €3k | €4k | ▲ 36.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €67k | ▲ 310% |
| + Depreciation and write-downs630 | €14k | €49k | ▲ 249% |
| Operating cash flow (approximation) | €30k | €116k | ▲ 282% |
| Investment in fixed assets (approximation) | - | €-36k | - |
| Change in cash | - | €-18k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Modave · 1 establishment unit since 2024
Ground area
144 m²
Building footprint
155 m²
Volume, LiDAR
887 m³
Parcel 61064B0236/00X002, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Tige de Strée 39, 4577 Modave
since 20242.361.826.967
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61064B0236/00X002 | Wallonia | 144 m² | 1 · 155 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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RZK CAR STORE
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VAG AUTO PARTS
BE 0632.745.846
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SB AUTOMOBILE
BE 0741.487.596
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,218. 3,622 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.