Result
€66,542 ▲ 310%
The result rose in 2025 from €16,220 to €66,542.
BC SERVICES
Lifetime
2 annual accounts with figures on one time axispeak €251,642 (2025)
€251,642▲ 289%
peak €66,542 (2025)
€66,542▲ 310%
peak €92,762 (2025)
€92,762▲ 254%
€385,799▼ 20.5%
Board1 name since 2024
1 directorCLOSQUET Benjamin,Christian
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €64,746 to €251,642Result from €16,220 to €66,542Equity from €26,220 to €92,762Debts from €485,407 to €385,799
Key points
from the 2025 annual accountsDebts
€385,799 81% of the balance sheet
Financial debts 32%Suppliers 2%Taxes and wages 13%Other 53%
Of this, €259,854 falls due within a year.
Position in the sector
€66,542
Higher net result than 91% of companies in retail trade. Sector median €5,052 · 22,922 companies.
Checked score
84
Excellent
Financially stronger than 68% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.6%
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.7%▲ +0.1 percentage points vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.8%▲ +0.1 percentage points vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.9%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.5%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 0.5%● unchanged vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 0.82, cash €119,641
Size: total assets €478,561
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 35% of them on solvency, 59% on liquidity, 81% on profitability and 97% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as BC SERVICES has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BC SERVICES itself is lower: 0.5% within 12 months. It rests on far more data about BC SERVICES than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for BC SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.82 (0.65 in 2024), below 1. Short-term debt is 54.3% and cash 25% of total assets. 80.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 day early
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 1 day before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011388811
Incorporation
Founder: CLOSQUET Benjamin, Christian (constituant) · 1,000 shares · Appointment: CLOSQUET Benjamin, Christian (director) · published on 12-07-2024 · Gazette deed
First establishment
Rue Tige de Strée 39, Modave
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BC SERVICES Modave | €478,561 | €251,642 | 19.4% | - |
| SINGH MOTORS Oudenburg | €549,463 | €265,645 | 29.8% | - |
| Garage Dubrunfaut Anzegem | €422,988 | €224,705 | 23.1% | - |
| ROCARS Herstal | €455,899 | €269,429 | 62.0% | - |
| D-MAN LOGISTICS Ternat | €375,269 | €307,170 | 9.0% | - |
| Garage Ben Vercammen Zoersel | €532,654 | €326,230 | 21.6% | 3.8 |
| CPR CARS Aiseau-Presles | €596,866 | €251,898 | 21.4% | - |
These companies have the same main activity as BC SERVICES: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €375,000 and €597,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 10-07-2024Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811
- Establishment unit
- 2.361.826.9674577 Modave, since 10-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 23-04-2025
Annual accounts 2025
- ≈ €2.2mestimated
- €478,561▼ 6.5%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on BC SERVICES
BC SERVICES has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,762 and a net result of €66,542.
Its solvency ranks better than 38% of 22,939 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BC SERVICES
- What is the company number of BC SERVICES?
- The company number of BC SERVICES is 1011.388.811. The VAT number is the same number with BE in front: BE 1011.388.811.
- Where is BC SERVICES based?
- The registered office is at Rue Tige de Strée 39, 4577 Modave.Company details
- What does BC SERVICES do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of BC SERVICES?
- BC SERVICES is a private limited company (BV).
- When was BC SERVICES founded?
- BC SERVICES was founded on 10-07-2024.
- Is BC SERVICES still active?
- Yes, BC SERVICES is an active enterprise in the KBO register.
- How many employees does BC SERVICES have?
- BC SERVICES had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BC SERVICES?
- The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €251,642 and 35 comparable companies (NACE 47811). It probably lies between €1.1m and €3.2m.
- Is BC SERVICES profitable?
- In financial year 2025, BC SERVICES made a profit of €66,542.
- Where can I find the annual accounts of BC SERVICES?
- BC SERVICES filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BC SERVICES due?
- BC SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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