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BC Renovation

Active
Private limited companyfounded 2020active for 6 yearsAntoine Clessestraat 4, 1020 Brussel, BelgiumKBO/BCE: BE 0744.678.601
Summary

The computed 12-month bankruptcy probability of BC Renovation is 12.4% (high). The 2024 annual accounts show equity of €13,240 and a net result of €2,013. Equity is growing by about 33% per year across the filed financial years. Its solvency ranks better than 32% of 9,841 sector peers (NACE 41, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€99,827turnover 2024
Equity
€13,240
Profit
€2,013
Financial health
31 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
12.4%
Structure
Accounts 79 days overdue1 of 5 deeds read
Why 31raises risk1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 138 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 16-12-2025)Founded in 2020Show the evidence

Checked score

Score 2024
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 43% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Average
Solvency 50+14
equity 25.5% of total assets
Liquidity 44+18
short-term debt 36.0% · cash 7.9%
Profitability 73+9
return on assets 3.9%
Bankruptcy probability, 12 months
12.4% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,421 companies, NACE 41, micro)
Last 24 months 11-2024: 7.5%lowest value 12-2024: 8.7%▲ +1.2 percentage points vs 11-2024 01-2025: 11.1%▲ +2.4 percentage points vs 12-2024 02-2025: 17.5%▲ +6.4 percentage points vs 01-2025highest value 03-2025: 11.3%▼ -6.2 percentage points vs 02-2025 04-2025: 10.7%▼ -0.6 percentage points vs 03-2025 05-2025: 10.7%● unchanged vs 04-2025 06-2025: 10.6%▼ -0.1 percentage points vs 05-2025 07-2025: 10.6%● unchanged vs 06-2025 08-2025: 13.1%▲ +2.5 percentage points vs 07-2025 09-2025: 13.1%● unchanged vs 08-2025 10-2025: 13.0%▼ -0.1 percentage points vs 09-2025 11-2025: 13.7%▲ +0.7 percentage points vs 10-2025 12-2025: 13.7%● unchanged vs 11-2025 01-2026: 8.6%▼ -5.1 percentage points vs 12-2025 02-2026: 8.6%● unchanged vs 01-2026 03-2026: 8.7%▲ +0.1 percentage points vs 02-2026 04-2026: 9.4%▲ +0.7 percentage points vs 03-2026 05-2026: 9.8%▲ +0.4 percentage points vs 04-2026 06-2026: 7.7%▼ -2.1 percentage points vs 05-2026 07-2026: 7.6%▼ -0.1 percentage points vs 06-2026 08-2026: 8.6%▲ +1.0 percentage point vs 07-2026 09-2026: 9.2%▲ +0.6 percentage points vs 08-2026 10-2026: 12.4%▲ +3.2 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.36, compared with 1.02 in 2023, below the usual 1.5; short-term debt: 36% and cash: 7.9% of total assets), and 74.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 32% on solvency, 41% on liquidity, 47% on profitability and 51% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 138 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 16-12-2025)
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 79 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline18-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-12-2025, 138 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
138 days late
2023
503 days late
2022
72 days late
2021
74 days late
2020
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 171 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Resignation: Scripa Constantin (director)Share transfer · Director discharge…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 79 days late View
  • Positive: 5 profitable years in a rowprofit 2024: €2,013 5 years View
  • Turnover 20242 financial years filed €99,827 View

By topic

Financials

Financial year
2024
Turnover
€99,827
Profit
€2,013
Solvency
25.5%
Turnover▼ 7.0%
Net result
20232024
Go to Financials

Timeline

Events
8
Since
2021
  1. 11-10-2023Annual accounts filed
  2. 31-12-2022Liquidity more than doubled
  3. 13-10-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
03-03-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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