BC Projects is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €165k and a net result of €-47k. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 8024 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
37 d early
2023
42 d early
2022
17 d late
2021
2 d early
2020
156 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▼ 21.9%
2024 · €212k
2018: €267k
2019: €230k
2020: €307k
2021: €233k
2022: €232k
2023: €189k
2024: €212k
2018 → 2025
Net result
€-47k
2024 · €23k
2018: €-16k
2019: €-12k
2020: €77k
2021: €75k
2022: €29k
2023: €107k
2024: €23k
2018 → 2025
Total assets
€198k▼ 18.3%
2024 · €243k
2018: €710k
2019: €601k
2020: €307k
2021: €240k
2022: €275k
2023: €221k
2024: €243k
2018 → 2025
Solvency
83.5%▼ 3.9pp
2024 · 87.3%
2018: 37.6%
2019: 38.2%
2020: 99.9%
2021: 97.1%
2022: 84.4%
2023: 85.5%
2024: 87.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€233k-€232k▼ 0.4%€189k▼ 18.4%€212k▲ 12.0%€165k▼ 21.9%
Operating result€90k-€31k▼ 64.9%€131k▲ 317%€21k▼ 84.1%€-53k
Net result€75k-€29k▼ 61.3%€107k▲ 271%€23k▼ 78.8%€-47k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €53k after €21k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€5k▼ 35.2%
Current assets
€194k▼ 17.8%
Equity and liabilities €198k
Equity
€165k▼ 21.9%
Debt
€33k▲ 6.5%
The debt ratio rises from 12.7% to 16.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
83.5%▼
2024 · 87.3%
ROE
-28.1%▼
2024 · 10.7%
ROA
-23.5%▼
2024 · 9.4%
Debt
€33k▲
2024 · €31k
Debt ≤ 1 year
€33k▲
2024 · €31k
Income taxes
€0▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€243k€198k▼
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€276€90▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€236k€194k▼
Amounts receivable within one year40/41€140k€143k▲
Trade receivables40-€67
Other amounts receivable41€140k€143k▲
Cash at bank and in hand54/58€95k€51k▼
Equity and liabilities
Total equity and liabilities10/49€243k€198k▼
Equity10/15€212k€165k▼
Contributions10/11€150k€150k=
Reserves13€62k€15k▼
Distributable reserves133€62k€15k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€31k€33k▲
Amounts payable within one year42/48€31k€33k▲
Trade debts44€612€0▼
Suppliers440/4€612€0▼
Taxes, remuneration and social security45-€836
Taxes450/3-€836
Other amounts payable47/48€30k€32k▲
Accrued charges and deferred income492/3-€61
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€513€528▲
Gross operating margin9900€24k€-50k▼
Operating profit (loss)9901€21k€-53k▼
Financial income75/76B€11k€9k▼
Recurring financial income75€11k€9k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€29k€-47k▼
Income taxes67/77€6k€0▼
Profit (loss) for the period9904€23k€-47k▼
Profit (loss) for the period to be appropriated9905€23k€-47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-47k▼
Transfer from equity791/2€0€47k▲
Transfer to equity691/2€23k€0▼
To other reserves6921€23k€0▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-47k ▼305%
Net result drops to €-47k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €212k ▲12%
5 profitable years in a row build equity to €212k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €107k ▲271%
Operating result €131k, net result €107k, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €77k
Net result €77k after 2 loss-making years.
31-12
Financial
Liquidity times 9current ratio 1611.45
Current ratio from 170.50 to 1611.45; short-term debt falls from €4k to €189.
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2019
31-12
Financial
Liquidity times 18current ratio 170.50
Current ratio from 9.45 to 170.50; short-term debt falls from €75k to €4k.
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoutelaan 1738300 Knokke-HeistGround area
1,182 m²
Building footprint
297 m²
Volume, LiDAR
1,092 m³
Parcel 31332E1116/00R000, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BC Projects
since 20152.241.685.143
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332E1116/00R000 | Flanders | 1,182 m² | 1 · 297 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 13,386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.