BC Pierre
ActiveThe computed 12-month bankruptcy probability of BC Pierre is 1.8% (moderate). The annual accounts of BC Pierre for fiscal year 2025 show a net loss of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 13159 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-7
Solvency27▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.53 against 0.86 in 2024; short-term debt: 69.1% and cash: 0.5% of total assets), and 97.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.1%
Return on assets
-6.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
1 d early
2022
2 d early
2021
8 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 74.7%
2024 · €8k
2018: €11k
2019: €881
2020: €-5k
2021: €-4k
2022: €-3k
2023: €12k
2024: €8k
2018 → 2025
Total assets
€97k▼ 19.0%
2024 · €119k
2018: €32k
2019: €13k
2020: €744
2021: €36k
2022: €35k
2023: €130k
2024: €119k
2018 → 2025
Net result
€-6k▼ 41.9%
2024 · €-4k
2018: €31k
2019: €-10k
2020: €-6k
2021: €1k
2022: €683
2023: €-9k
2024: €-4k
2018 → 2025
Working capital
€-32k▼ 228%
2024 · €-10k
2018: €14k
2019: €881
2020: €-5k
2021: €-4k
2022: €-3k
2023: €-12k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€-3k▲ 16.8%€12k€8k▼ 34.5%€2k▼ 74.7%
Operating result€1k-€780▼ 31.3%€-7k€1k€-1k
Net result€1k-€683▼ 37.6%€-9k€-4k▲ 53.8%€-6k▼ 41.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€62k=
Current assets
€35k▼ 39.2%
Equity and liabilities €97k
Equity
€2k▼ 74.7%
Debt
€95k▼ 15.0%
The debt ratio rises from 93.2% to 97.9%. Equity and debt are lower.
Key figures and ratios
Solvency
2.1%▼
2024 · 6.8%
Current ratio
0.53▼
2024 · 0.86
Quick ratio
0.03▼
2024 · 0.37
Debt / equity
46.18▲
2024 · 13.74
ROE
-295.2%▼
2024 · -52.6%
ROA
-6.3%▼
2024 · -3.6%
Debt
€95k▼
2024 · €111k
Debt ≤ 1 year
€67k▼
2024 · €68k
Debt > 1 year
€27k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€97k▼
Fixed assets21/28€62k€62k=
Tangible fixed assets22/27€62k€62k=
Plant, machinery and equipment23€62k€62k=
Current assets29/58€58k€35k▼
Stocks and contracts in progress3€33k€33k▼
Stocks30/36€33k€33k▼
Amounts receivable within one year40/41€24k€2k▼
Trade receivables40€20k€0▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€660€459▼
Equity and liabilities
Total equity and liabilities10/49€119k€97k▼
Equity10/15€8k€2k▼
Contributions10/11€31k€31k=
Reserves13€9k€9k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-32k€-38k▼
Amounts payable17/49€111k€95k▼
Amounts payable after more than one year17€43k€27k▼
Financial debts170/4€43k€27k▼
Amounts payable within one year42/48€68k€67k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Trade debts44€22k€21k▼
Suppliers440/4€22k€21k▼
Advances received on contracts in progress46€24k€0▼
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48€6k€26k▲
Accrued charges and deferred income492/3€591€591=
Income statement
Code20242025
Other operating charges640/8€524€861▲
Gross operating margin9900€2k€-564▼
Operating profit (loss)9901€1k€-1k▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-4k€-6k▼
Profit (loss) for the period9904€-4k€-6k▼
Profit (loss) for the period to be appropriated9905€-4k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-38k▼
Profit (loss) brought forward from the previous period14P€-28k€-32k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-10k ▼134%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karel Govaertsstraat(ITE) 22222 Heist-op-den-BergGround area
456 m²
Building footprint
281 m²
Volume, LiDAR
1,179 m³
Parcel 12017B0377/00M000, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BC Pierre
since 20102.191.308.786
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017B0377/00M000 | Flanders | 456 m² | 1 · 280 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TNL
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TAHAR
BE 0688.925.969
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HANNAN MORAD
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 3,057 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2010
Fiscal year end30-09
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.