BC-MOVE
ActiveSummary
BC-MOVE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,679 and a net result of €60,212. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 18973 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+16
Solvency45▼-41
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 2.41 in 2024; short-term debt: 80.5% and cash: 63.5% of total assets), and 80.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
45.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
23 d early
2024
28 d early
2023
23 d early
2022
21 d early
2021
20 d early
2020
8 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€25,679▼ 65.0%
2024 · €73,467
Total assets
€131,482▲ 9.8%
2024 · €119,778
Net result
€60,212▲ 300%
2024 · €15,039
Working capital
€24,360▼ 62.8%
2024 · €65,400
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€58,426▲ 22.4%€51,399▼ 12.0%€39,582▼ 23.0%€20,108▼ 49.2%€78,206▲ 289%
Net result€44,201above the sector's middle half▲ 11.3%€39,775above the sector's middle half▼ 10.0%€30,112above the sector's middle half▼ 24.3%€15,039within the sector's middle half▼ 50.1%€60,212above the sector's middle half▲ 300%
Equity€108,101within the sector's middle half▲ 107%€72,876within the sector's middle half▼ 32.6%€101,322within the sector's middle half▲ 39.0%€73,467within the sector's middle half▼ 27.5%€25,679within the sector's middle half▼ 65.0%
Total assets€167,674within the sector's middle half▲ 5.1%€171,771within the sector's middle half▲ 2.4%€154,716within the sector's middle half▼ 9.9%€119,778within the sector's middle half▼ 22.6%€131,482within the sector's middle half▲ 9.8%
Debt€59,573▼ 44.4%€98,895▲ 66.0%€53,393▼ 46.0%€46,311▼ 13.3%€105,804▲ 128%
Working capital€88,195above the sector's middle half▲ 142%€50,656within the sector's middle half▼ 42.6%€83,562above the sector's middle half▲ 65.0%€65,400within the sector's middle half▼ 21.7%€24,360within the sector's middle half▼ 62.8%
Solvency64.5%above the sector's middle half▲ 31.7pp42.4%within the sector's middle half▼ 22.0pp65.5%above the sector's middle half▲ 23.1pp61.3%within the sector's middle half▼ 4.2pp19.5%within the sector's middle half▼ 41.8pp
Current ratio3.26above the sector's middle half▲ 1.691.53within the sector's middle half▼ 1.742.57within the sector's middle half▲ 1.042.41within the sector's middle half▼ 0.151.23within the sector's middle half▼ 1.18
Return on assets (ROA)26.4%above the sector's middle half▲ 1.5pp23.2%above the sector's middle half▼ 3.2pp19.5%above the sector's middle half▼ 3.7pp12.6%above the sector's middle half▼ 6.9pp45.8%above the sector's middle half▲ 33.2pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 289% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131,482
Fixed assets
€1,319 ▼ 83.7%
Current assets
€130,164 ▲ 16.5%
Equity and liabilities €131,482
Equity
€25,679 ▼ 65.0%
Debt
€105,804 ▲ 128%
Debt's share of the balance-sheet total rises from 38.7% to 80.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€84,955▲
2024 · €30,319
Cash flow
€66,961▲
2024 · €25,250
Quick ratio
0.92▼
2024 · 1.81
Debt to equity
4.12▲
2024 · 0.63
ROE
234.5%▲
2024 · 20.5%
Interest coverage
50.18▼
2024 · 53.68
Debt ≤ 1 year
€105,804▲
2024 · €46,311
Income taxes
€16,302▲
2024 · €4,518
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | €1 | €0 | €11 | - | - |
| Remuneration, social security and pensions62 | €56 | €56 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,914 | €15,698 | €9,539 | €10,211 | €6,749 | ▼ 33.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €2,000 | - |
| Other operating charges640/8 | €141 | €229 | €1,439 | €331 | €291 | ▼ 12.1% |
| Gross operating margin9900 | €77,537 | €67,382 | €50,560 | €30,650 | €87,246 | ▲ 185% |
| Operating profit (loss)9901 | €58,426 | €51,399 | €39,582 | €20,108 | €78,206 | ▲ 289% |
| Financial income75/76B | €299 | €573 | €80 | €14 | - | - |
| Recurring financial income75 | €299 | €573 | €80 | €14 | - | - |
| Financial charges65/66B | €1,892 | €893 | €1,357 | €565 | €1,693 | ▲ 200% |
| Recurring financial charges65 | €1,892 | €875 | €1,347 | €565 | €1,693 | ▲ 200% |
| Non-recurring financial charges66B | - | €18 | €10 | - | - | - |
| Profit (loss) for the period before taxes9903 | €56,834 | €51,079 | €38,305 | €19,557 | €76,513 | ▲ 291% |
| Income taxes67/77 | €12,633 | €11,304 | €8,193 | €4,518 | €16,302 | ▲ 261% |
| Profit (loss) for the period9904 | €44,201 | €39,775 | €30,112 | €15,039 | €60,212 | ▲ 300% |
| Profit (loss) for the period to be appropriated9905 | €44,201 | €39,775 | €30,112 | €15,039 | €60,212 | ▲ 300% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €167,674 | €171,771 | €154,716 | €119,778 | €131,482 | ▲ 9.8% |
| Fixed assets21/28 | €40,518 | €24,819 | €17,760 | €8,068 | €1,319 | ▼ 83.7% |
| Tangible fixed assets22/27 | €40,518 | €24,819 | €17,607 | €7,874 | €1,125 | ▼ 85.7% |
| Plant, machinery and equipment23 | - | - | €2,055 | €1,590 | €1,125 | ▼ 29.3% |
| Furniture and vehicles24 | €17,425 | €7,937 | €4,879 | €1,821 | - | - |
| Leasing and similar rights25 | €23,093 | €16,883 | €10,672 | €4,462 | - | - |
| Financial fixed assets28 | - | - | €154 | €194 | €194 | = |
| Current assets29/58 | €127,156 | €146,952 | €136,955 | €111,711 | €130,164 | ▲ 16.5% |
| Stocks and contracts in progress3 | €42,559 | €63,443 | €39,864 | €27,666 | €32,883 | ▲ 18.9% |
| Stocks30/36 | €42,559 | €63,443 | €39,864 | €27,666 | €32,883 | ▲ 18.9% |
| Amounts receivable within one year40/41 | €14,167 | €45,425 | €16,472 | €49,732 | €13,761 | ▼ 72.3% |
| Trade receivables40 | €11,054 | €28,374 | €12,306 | €11,495 | €13,279 | ▲ 15.5% |
| Other amounts receivable41 | €3,113 | €17,050 | €4,167 | €38,238 | €482 | ▼ 98.7% |
| Cash at bank and in hand54/58 | €70,431 | €38,084 | €80,619 | €34,313 | €83,519 | ▲ 143% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €167,674 | €171,771 | €154,716 | €119,778 | €131,482 | ▲ 9.8% |
| Equity10/15 | €108,101 | €72,876 | €101,322 | €73,467 | €25,679 | ▼ 65.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €89,501 | €54,276 | €82,722 | €54,867 | €1,867 | ▼ 96.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €87,641 | €52,416 | €82,722 | €54,867 | €1,867 | ▼ 96.6% |
| Profit (loss) carried forward14 | - | - | - | - | €5,212 | - |
| Amounts payable17/49 | €59,573 | €98,895 | €53,393 | €46,311 | €105,804 | ▲ 128% |
| Amounts payable after more than one year17 | €20,611 | €2,599 | - | - | - | - |
| Financial debts170/4 | €20,611 | €2,599 | - | - | - | - |
| Amounts payable within one year42/48 | €38,962 | €96,296 | €53,393 | €46,311 | €105,804 | ▲ 128% |
| Current portion of amounts payable after more than one year42 | €22,962 | €17,118 | €2,599 | - | - | - |
| Trade debts44 | €9,000 | €574 | €3,472 | - | €135 | - |
| Suppliers440/4 | €9,000 | €574 | €3,472 | - | €135 | - |
| Taxes, remuneration and social security45 | €6,440 | €14,854 | €3,816 | €9,851 | €20,945 | ▲ 113% |
| Taxes450/3 | €6,440 | €14,854 | €3,816 | €9,851 | €20,945 | ▲ 113% |
| Other amounts payable47/48 | €560 | €63,750 | €43,506 | €36,460 | €84,723 | ▲ 132% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,201 | €39,775 | €30,112 | €15,039 | €60,212 | ▲ 300% |
| + Depreciation and write-downs630 | €18,914 | €15,698 | €9,539 | €10,211 | €6,749 | ▼ 33.9% |
| Operating cash flow (approximation) | €63,115 | €55,473 | €39,652 | €25,250 | €66,961 | ▲ 165% |
| Investment in fixed assets (approximation) | - | €0 | -€2,480 | -€518 | -€0 | ▲ 100.0% |
| Change in cash | - | -€32,347 | €42,534 | -€46,306 | €49,206 | ▲ 206% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €60,212 ▲300%
Operating result €78,206, net result €60,212, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100,000Eq €101,322 ▲39%
5 profitable years in a row build equity to €101,322.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.26
Current ratio from 1.57 to 3.26; short-term debt falls from €63,624 to €38,962.
31-12
Financial
Equity above €100,000Eq €108,101 ▲107%
3 profitable years in a row build equity to €108,101.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Londerzeel · 2 establishment units since 2018
Ground area
3,733 m²
Building footprint
2,449 m²
Volume, LiDAR
799 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Nieuwstraat 16, 1840 Londerzeel
since 20182.279.322.727
Move Passion
since 20202.307.475.392
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030D1027/00A000 | Flanders | 2,968 m² | 1 · 2,309 m² | - |
| 23045B0127/00X000 | Flanders | 765 m² | 1 · 140 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,464 companies in this sector we hold annual accounts for 733. 412 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded05-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47632Retail sale of bicycles
85510Sports and recreation education
93130Fitness centres
E-invoicing
Reachable via Peppol
Peppol ID
0208:0702818250
Also
9925:BE0702818250
Registered
31-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.