BC INTERIORS
ActiveSummary
The annual accounts of BC INTERIORS for fiscal year 2025 show a net loss of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €42k and a net result of €-62k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 3480 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-7
Solvency44▼-14
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.21 against 1.47 in 2024; short-term debt: 81.1% and cash: 0.2% of total assets), and 81.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.9%
Return on assets
-27.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-62k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
18 d late
2023
110 d late
2022
84 d late
2021
109 d late
2020
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▼ 59.5%
2024 · €104k
2020: €31k
2021: €55k
2022: €83k
2023: €132k
2024: €104k
2020 → 2025
Total assets
€222k▼ 29.1%
2024 · €313k
2020: €236k
2021: €289k
2022: €322k
2023: €432k
2024: €313k
2020 → 2025
Net result
€-62k▼ 116%
2024 · €-29k
2020: €-9k
2021: €24k
2022: €28k
2023: €49k
2024: €-29k
2020 → 2025
Working capital
€38k▼ 61.3%
2024 · €97k
2020: €30k
2021: €54k
2022: €83k
2023: €125k
2024: €97k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€83k▲ 51.4%€132k▲ 58.5%€104k▼ 21.6%€42k▼ 59.5%
Operating result€28k-€35k▲ 23.5%€63k▲ 81.8%€-28k€-62k▼ 122%
Net result€24k-€28k▲ 19.6%€49k▲ 72.4%€-29k€-62k▼ 116%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €62k in 2025 against €28k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222k
Fixed assets
€4k ▼ 31.3%
Current assets
€218k ▼ 29.0%
Equity and liabilities €222k
Equity
€42k ▼ 59.5%
Debt
€180k ▼ 14.0%
Debt's share of the balance-sheet total rises from 66.9% to 81.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-60k▼
2024 · €-26k
Cash flow
€-60k▼
2024 · €-27k
Current ratio
1.21▼
2024 · 1.47
Quick ratio
0.17▼
2024 · 0.37
Debt to equity
4.29▲
2024 · 2.02
ROE
-147.0%▼
2024 · -27.5%
ROA
-27.8%▼
2024 · -9.1%
Interest coverage
-312.00▼
2024 · -29.04
Debt ≤ 1 year
€180k▼
2024 · €209k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€313k€222k▼
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€210-
Furniture and vehicles24€6k€4k▼
Current assets29/58€307k€218k▼
Stocks and contracts in progress3€229k€187k▼
Stocks30/36€229k€187k▼
Amounts receivable within one year40/41€18k€29k▲
Trade receivables40€17k€28k▲
Other amounts receivable41€777€777=
Cash at bank and in hand54/58€59k€475▼
Deferred charges and accrued income490/1€996€990▼
Equity and liabilities
Total equity and liabilities10/49€313k€222k▼
Equity10/15€104k€42k▼
Contributions10/11€40k€40k=
Reserves13€64k€2k▼
Distributable reserves133€64k€2k▼
Amounts payable17/49€209k€180k▼
Amounts payable within one year42/48€209k€180k▼
Trade debts44€7k€13k▲
Suppliers440/4€7k€13k▲
Taxes, remuneration and social security45€24k€1k▼
Taxes450/3€24k€1k▼
Other amounts payable47/48€179k€166k▼
Income statement
Code20242025
Non-recurring operating income76A€6k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€121k€46k▼
Other operating charges640/8€387€408▲
Non-recurring operating charges66A€3k-
Gross operating margin9900€99k€-13k▼
Operating profit (loss)9901€-28k€-62k▼
Financial income75/76B€30-
Recurring financial income75€30-
Financial charges65/66B€888€191▼
Recurring financial charges65€888€191▼
Profit (loss) for the period before taxes9903€-29k€-62k▼
Profit (loss) for the period9904€-29k€-62k▼
Profit (loss) for the period to be appropriated9905€-29k€-62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-62k▼
Transfer from equity791/2€29k€62k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-62k
Net result drops to €-62k, the lowest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 110 days late
2023
31-12
Financial
Highest result since 2020net €49k ▲72.4%
Operating result €63k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €132k ▲58.5%
3 profitable years in a row build equity to €132k.
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 84 days late
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 109 days late
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosveldweg 791180 UkkelGround area
1,610 m²
Building footprint
289 m²
Volume, LiDAR
2,226 m³
Parcel 21612C0168/00F005, Brussels · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BC INTERIORS
since 20192.294.615.172
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0168/00F005 | Brussels | 1,610 m² | 1 · 288 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Nova Brico
BE 0464.971.082
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Atelier Création graphique
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Of 1,236 companies in sector 74140 we hold annual accounts for 353. 282 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.