BC Consultancy
ActiveSummary
The annual accounts of BC Consultancy for fiscal year 2026 show a net loss of 183% of total assets and of 73% of the equity at the start of that year. The 2026 annual accounts show equity of €40k and a net result of €-118k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 45% of 358 sector peers (fiscal year 2026). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2026
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability0▼-100
Solvency86▼-14
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.11 against 5.18 in 2025; short-term debt: 38.6% and cash: 34.3% of total assets), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
61.2%
Return on assets
-182.7%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 31-08-2026, 61 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
61 d early
2025
63 d early
2024
62 d early
2023
60 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€40k▼ 75.5%
2025 · €162k
2023: €59k
2024: €107k
2025: €162k
2023 → 2026
Total assets
€65k▼ 67.1%
2025 · €197k
2023: €98k
2024: €144k
2025: €197k
2023 → 2026
Net result
€-118k
2025 · €54k
2023: €58k
2024: €62k
2025: €54k
2023 → 2026
Working capital
€28k▼ 81.3%
2025 · €148k
2023: €47k
2024: €94k
2025: €148k
2023 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2023202420252026Trend
Equity€59k-€107k▲ 80.4%€162k▲ 50.6%€40k▼ 75.5%
Operating result€83k-€86k▲ 3.6%€78k▼ 9.6%€-117k
Net result€58k-€62k▲ 6.2%€54k▼ 12.6%€-118k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €117k after €78k in 2025, the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €65k
Fixed assets
€12k ▼ 10.2%
Current assets
€53k ▼ 71.3%
Equity and liabilities €65k
Equity
€40k ▼ 75.5%
Debt
€25k ▼ 29.0%
Debt's share of the balance-sheet total rises from 18.0% to 38.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-115k▼
2025 · €79k
Cash flow
€-117k▼
2025 · €55k
Current ratio
2.11▼
2025 · 5.18
Debt to equity
0.64▲
2025 · 0.22
ROE
-298.8%▼
2025 · 33.6%
ROA
-182.7%▼
2025 · 27.6%
Interest coverage
-69.53▼
2025 · 30.07
Debt ≤ 1 year
€25k▼
2025 · €35k
Income taxes
€190▼
2025 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 45 lines
Balance sheet
Code20252026
Assets
Total assets20/58€197k€65k▼
Fixed assets21/28€14k€12k▼
Tangible fixed assets22/27€14k€12k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€12k€11k▼
Current assets29/58€184k€53k▼
Amounts receivable within one year40/41€168k€29k▼
Trade receivables40€21k€15k▼
Other amounts receivable41€147k€14k▼
Cash at bank and in hand54/58€16k€22k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€197k€65k▼
Equity10/15€162k€40k▼
Contributions10/11€1k€1k=
Reserves13€161k€161k=
Distributable reserves133€161k€161k=
Profit (loss) carried forward14€156€-122k▼
Amounts payable17/49€35k€25k▼
Amounts payable within one year42/48€35k€25k▼
Trade debts44€728€3k▲
Suppliers440/4€728€3k▲
Taxes, remuneration and social security45€35k€21k▼
Taxes450/3€32k€19k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48-€430
Accrued charges and deferred income492/3-€183
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€195k
Other operating charges640/8€742€748▲
Gross operating margin9900€80k€80k=
Operating profit (loss)9901€78k€-117k▼
Financial income75/76B€40€29▼
Recurring financial income75€40€29▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€76k€-118k▼
Income taxes67/77€21k€190▼
Profit (loss) for the period9904€54k€-118k▼
Profit (loss) for the period to be appropriated9905€54k€-118k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€-118k▼
Profit (loss) brought forward from the previous period14P€141€156▲
Transfer to equity691/2€54k-
To other reserves6921€54k-
Profit to be distributed694/7-€4k
Return on contributions (dividend)694-€4k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €-118k ▼318%
Net result drops to €-118k, the lowest in the series.
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €150kEq €162k ▲50.6%
3 profitable years in a row build equity to €162k.
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2023net €62k ▲6.2%
Operating result €86k, net result €62k, both a record.
31-03
Financial
Equity above €100kEq €107k ▲80.4%
2 profitable years in a row build equity to €107k.
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijngaardberg 12560 NijlenGround area
932 m²
Building footprint
164 m²
Volume, LiDAR
902 m³
Parcel 12026D0780/00B005, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BC Consultancy
since 20222.330.126.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0780/00B005 | Flanders | 932 m² | 1 · 164 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,640 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2022
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.