Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Every financial year from 2022 to 2025 closed with a loss. 2024 was the heaviest.
The micro format states no turnover.
Latest accounts filed late: after the legal deadline.
Lower solvency than 95% of companies in repair and installation of machinery. Sector median 45.4% · 1,801 companies.
In July 2024, 6,018 companies had the same profile as BC CONSTRUCTIE has now. Each dot stands for 16 companies, two years later.
Another 0.8% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,018 companies, not a prediction for BC CONSTRUCTIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| BC CONSTRUCTIE Wingene | €61,759 | €9,000 | -26.0% | - |
| MLC Services Hechtel-Eksel | €53,755 | €8,786 | 90.4% | - |
| FORTYTWO MECHANICS Ledegem | €62,963 | €10,063 | -23.4% | - |
| QTRONICS Kuurne | €64,266 | €7,017 | 48.2% | - |
| ACSENT MANAGEMENT Genk | €55,256 | €6,835 | 95.1% | - |
| VHLM PRODUCTS Beveren-Kruibeke-Zwijndrecht | €43,906 | €8,063 | 32.1% | - |
| PE-Service Brecht | €71,827 | €6,372 | 91.8% | - |
These companies have the same main activity as BC CONSTRUCTIE: repair and maintenance of machinery (NACE 33120). They are comparable in size and age: total assets between €43,900 and €71,800, founded between 2016 and 2022.
BC CONSTRUCTIE files the micro format. That format states no turnover. The gross margin fell from €68,359 in 2020 to €9,000 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €68,000. Estimated: probably between €31,000 and €160,000.
Lower than 95% of 1,801 companies in 2025.
Higher than 12% of 1,759 companies in 2025.
Higher than 6% of 1,766 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
61,759 | 86,533 | 159,741 | 183,959 | 153,760 | 134,930 | |
21/28 |
7,747 | 50,506 | 75,620 | 96,794 | 61,436 | 63,230 | |
22/27 |
7,747 | 50,506 | 75,620 | 96,794 | 61,436 | 63,230 | |
22 |
4,131 | 4,842 | 5,553 | 6,264 | 4,879 | - | |
23 |
0 | 4,704 | 9,556 | 14,521 | 19,573 | 14,526 | |
24 |
0 | 14,154 | 25,405 | 32,604 | 36,984 | 48,704 | |
25 |
0 | 22,595 | 30,299 | 38,002 | - | - | |
26 |
3,616 | 4,212 | 4,807 | 5,402 | - | - | |
29/58 |
54,012 | 36,027 | 84,121 | 87,165 | 92,324 | 71,700 | |
3 |
0 | 686 | 2,403 | 4,226 | - | - | |
30/36 |
0 | 686 | 2,403 | 4,226 | - | - | |
40/41 |
54,012 | 12,437 | 71,549 | 57,500 | 56,683 | 47,874 | |
40 |
54,012 | 12,437 | 66,682 | 52,632 | 56,683 | 46,846 | |
41 |
- | 0 | 4,867 | 4,867 | - | 1,028 | |
54/58 |
0 | 19,057 | 7,045 | 21,911 | 33,324 | 23,306 | |
490/1 |
0 | 3,848 | 3,125 | 3,529 | 2,317 | 521 | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
61,759 | 86,533 | 159,741 | 183,959 | 153,760 | 134,930 | |
10/15 |
-16,035 | -3,154 | 33,414 | 50,306 | 60,540 | 48,270 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | |
13 |
- | 0 | 28,414 | 45,306 | 55,540 | 43,270 | |
133 |
- | 0 | 28,414 | 45,306 | 55,540 | 43,270 | |
14 |
-21,035 | -8,154 | - | - | - | - | |
17/49 |
77,794 | 89,688 | 126,327 | 133,653 | 93,220 | 86,661 | |
17 |
0 | 15,757 | 23,482 | 30,856 | - | - | |
170/4 |
0 | 15,757 | 23,482 | 30,856 | - | - | |
42/48 |
77,794 | 73,931 | 102,845 | 102,797 | 93,220 | 86,661 | |
42 |
0 | 7,723 | 7,386 | 7,086 | - | - | |
43 |
3,545 | - | - | - | - | - | |
430/8 |
3,545 | - | - | - | - | - | |
44 |
606 | 3,122 | 36,780 | 42,676 | 44,677 | 48,549 | |
440/4 |
606 | 3,122 | 36,780 | 42,676 | 44,677 | 48,549 | |
45 |
18,977 | 14,627 | 12,612 | 15,641 | 26,153 | 14,466 | |
450/3 |
18,977 | 14,627 | 12,612 | 11,641 | 23,653 | 13,216 | |
454/9 |
- | - | 0 | 4,000 | 2,500 | 1,250 | |
47/48 |
54,666 | 48,458 | 46,067 | 37,394 | 22,390 | 23,646 | |
| Income statement | |||||||
76A |
381 | 0 | 8,637 | - | - | - | |
9900 |
9,000 | -2,963 | 13,248 | 11,164 | 32,713 | 68,359 | |
630 |
9,419 | 25,113 | 25,133 | 18,934 | 16,407 | 9,814 | |
640/8 |
701 | 5,220 | 806 | 597 | 530 | 919 | |
66A |
7,468 | - | - | - | - | 3,347 | |
9901 |
-8,588 | -33,296 | -12,691 | -8,367 | 15,777 | 54,279 | |
75/76B |
- | 0 | 0 | 26 | 106 | 10 | |
75 |
- | 0 | 0 | 26 | 106 | 10 | |
65/66B |
4,152 | 3,133 | 4,069 | 1,760 | 993 | 115 | |
65 |
4,152 | 3,133 | 4,069 | 1,760 | 993 | 115 | |
9903 |
-12,740 | -36,429 | -16,760 | -10,101 | 14,890 | 54,175 | |
67/77 |
141 | 140 | 132 | 133 | 2,619 | 10,905 | |
9904 |
-12,881 | -36,568 | -16,892 | -10,234 | 12,270 | 43,270 | |
9905 |
-12,881 | -36,568 | -16,892 | -10,234 | 12,270 | 43,270 | |
| Appropriation of the result | |||||||
9906 |
-21,035 | -36,568 | -16,892 | -10,234 | 12,270 | 43,270 | |
14P |
-8,154 | - | - | - | - | - | |
791/2 |
0 | 28,414 | 16,892 | 10,234 | - | - | |
691/2 |
- | - | - | - | 12,270 | 43,270 | |
6921 |
- | - | - | - | 12,270 | 43,270 | |
| Document | |||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-11-2026.
2025 annual accounts filed 95 days after the deadline. Filed on 3 November 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00601246.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 03-11-2026 | 2026-00601246 | |
| 31-12-2024 | micro format | 07-11-2025 | 2025-00565636 | |
| 31-12-2023 | micro format | 30-09-2024 | 2024-00490369 | |
| 31-12-2022 | micro format | 09-10-2023 | 2023-00483704 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20386448 | |
| 31-12-2020 | micro format | 29-07-2021 | 2021-41600401 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 831 | -8,183 | 12,442 | 10,567 | 32,184 | 64,093 | ||
| -3,462 | -11,455 | 8,241 | 8,701 | 28,677 | 53,083 | ||
| -33,341 | 0 | 5,653 | 54,292 | 14,612 | 78,044 | ||
| -19,057 | 12,012 | -14,866 | -11,413 | 10,018 | - | ||
| -23,782 | -37,904 | -18,723 | -15,632 | -896 | -14,960 | ||
| -26.0% | -3.6% | 20.9% | 27.3% | 39.4% | 35.8% | ||
| 0.69 | 0.49 | 0.82 | 0.85 | 0.99 | 0.83 | ||
| 0.69 | 0.48 | 0.79 | 0.81 | 0.99 | 0.83 | ||
| - | - | 3.78 | 2.66 | 1.54 | 1.80 | ||
| - | - | -50.6% | -20.3% | 20.3% | 89.6% | ||
| -20.9% | -42.3% | -10.6% | -5.6% | 8.0% | 32.1% | ||
| 0.20 | -2.61 | 3.06 | 6.00 | 32.40 | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €5,653 | €54,292 | €14,612 |
| €9,419 | €25,113 | €25,133 | €18,934 | €16,407 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €8,588, smaller than the loss of €33,296 in 2024.
Equity is negative. Debt (€77,794) exceeds the balance-sheet total (€61,759).
BC CONSTRUCTIE has no parent and no holdings in its annual accounts. is the only director. BC CONSTRUCTIE shares no director with another company.
| Wylants, Veerle (sole trader)
establishment since 01-10-2021 |
founded in 2021 0766.585.456 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Bruggesteenweg 104 registered office 8755 Wingene | 21-10-2019 | 2.294.875.686 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 37012A0273/00D002 | 847 m² | 1 · 140 m² | 7.8 m · 1 |
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