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BC 46

Active
Private limited companyfounded 20251 yr activeRue du Pont-de-Wandre 75, 4020 Liège, BelgiumKBO/BCE: BE 1024.974.947
Summary

The computed 12-month bankruptcy probability of BC 46 is 3.7% (moderate). The 2025 annual accounts show equity of €40,298 and a net result of €37,298. Its solvency ranks better than 59% of 13683 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency66
Growth-
Track record67
Bankruptcy probability, 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.04; short-term debt: 56.5% and cash: 54.9% of total assets), and 58.9% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.1%
Return on assets
38%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-08-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
15 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BC 46 was incorporated on 1 July 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€40,298
Total assets
€98,166
Net result
€37,298
Working capital
€2,046

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €98,166
Fixed assets €40,652
Current assets €57,514
Equity and liabilities €98,166
Equity €40,298
Debt €57,868
Debt finances 58.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€51,225
Cash flow
€40,561
Current ratio
1.04
Quick ratio
0.97
Debt to equity
1.44
ROE
92.6%
ROA
38.0%
Interest coverage
31.99
Debt ≤ 1 year
€55,468
Income taxes
€9,100
Staff costs
€54,365

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 3.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€98,166
Fixed assets21/28€40,652
Tangible fixed assets22/27€40,652
Plant, machinery and equipment23€14,997
Furniture and vehicles24€25,656
Current assets29/58€57,514
Stocks and contracts in progress3€3,502
Stocks30/36€3,502
Cash at bank and in hand54/58€53,906
Deferred charges and accrued income490/1€106
Equity and liabilities
Total equity and liabilities10/49€98,166
Equity10/15€40,298
Contributions10/11€3,000
Reserves13€37,298
Distributable reserves133€37,298
Amounts payable17/49€57,868
Amounts payable within one year42/48€55,468
Trade debts44€2,959
Suppliers440/4€2,959
Taxes, remuneration and social security45€34,045
Taxes450/3€13,570
Remuneration and social security454/9€20,474
Other amounts payable47/48€18,464
Accrued charges and deferred income492/3€2,400
Income statement Code2025
Remuneration, social security and pensions62€54,365
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,262
Other operating charges640/8€63
Gross operating margin9900€105,654
Operating profit (loss)9901€47,963
Financial income75/76B€36
Recurring financial income75€36
Financial charges65/66B€1,601
Recurring financial charges65€1,601
Profit (loss) for the period before taxes9903€46,398
Income taxes67/77€9,100
Profit (loss) for the period9904€37,298
Profit (loss) for the period to be appropriated9905€37,298
Appropriation of the result
Profit (loss) to be appropriated9906€37,298
Transfer to equity691/2€37,298
To other reserves6921€37,298

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€54,365
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,262
Other operating charges640/8€63
Gross operating margin9900€105,654
Operating profit (loss)9901€47,963
Financial income75/76B€36
Recurring financial income75€36
Financial charges65/66B€1,601
Recurring financial charges65€1,601
Profit (loss) for the period before taxes9903€46,398
Income taxes67/77€9,100
Profit (loss) for the period9904€37,298
Profit (loss) for the period to be appropriated9905€37,298
Line2025
Assets
Total assets20/58€98,166
Fixed assets21/28€40,652
Tangible fixed assets22/27€40,652
Plant, machinery and equipment23€14,997
Furniture and vehicles24€25,656
Current assets29/58€57,514
Stocks and contracts in progress3€3,502
Stocks30/36€3,502
Cash at bank and in hand54/58€53,906
Deferred charges and accrued income490/1€106
Equity and liabilities
Total equity and liabilities10/49€98,166
Equity10/15€40,298
Contributions10/11€3,000
Reserves13€37,298
Distributable reserves133€37,298
Amounts payable17/49€57,868
Amounts payable within one year42/48€55,468
Trade debts44€2,959
Suppliers440/4€2,959
Taxes, remuneration and social security45€34,045
Taxes450/3€13,570
Remuneration and social security454/9€20,474
Other amounts payable47/48€18,464
Accrued charges and deferred income492/3€2,400
Line2025
Profit (loss) for the period9904€37,298
+ Depreciation and write-downs630€3,262
Operating cash flow (approximation)€40,561

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
08-09
State Gazette act Incorporation · Founder
Founding capital · Legal form clause
15-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 15 days late
State Gazette actNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Liège · 2 establishment units since 2025
seat establishment All 2 establishment units on the map
Ground area
1,004 m²
Building footprint
139 m²
Volume, LiDAR
1,338 m³
2 parcels, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Tasty Food Wandre
Rue du Pont-de-Wandre 75, 4020 LiègeLimited-service restaurants, excluding mobile food services
since 20252.375.557.219
Banger - Herstal
Rue Elisa Dumonceau 76, 4040 HerstalLimited-service restaurants, excluding mobile food services
since 20262.392.085.029
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62313E0930/00G000 Wallonia 893 m² 1 · 49 m² 11.5 m · 3 fl.
62113B0240/00P002 Wallonia 110 m² 1 · 90 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Herstal2.392.085.029
1 permission
Toelating · Frituur · since 07-08-2026
Liège2.375.557.219
1 permission
Toelating · Eetgelegenheid · since 11-07-2025

Similar companies · same sector, comparable size

Of 21,835 companies in this sector we hold annual accounts for 9,786. 8,461 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded01-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1024974947
Also 9925:BE1024974947

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.