BbyD
ActiveSummary
BbyD has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €383,960 and a net result of €150,555. Equity is growing by ~66.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 3.85 against 2.72 in 2023; short-term debt: 22.2% and cash: 18.1% of total assets), and 22.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
77.8%
Return on assets
30.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
22 d late
2022
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€383,960▲ 64.5%
2023 · €233,405
Total assets
€493,739▲ 39.0%
2023 · €355,285
Net result
€150,555▼ 5.8%
2023 · €159,795
Working capital
€312,348▲ 48.7%
2023 · €210,039
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€90,485-€205,878▲ 128%€184,684▼ 10.3%
Net result€71,610above the sector's middle half-€159,795above the sector's middle half▲ 123%€150,555above the sector's middle half▼ 5.8%
Equity€73,610within the sector's middle half-€233,405within the sector's middle half▲ 217%€383,960above the sector's middle half▲ 64.5%
Total assets€144,361within the sector's middle half-€355,285within the sector's middle half▲ 146%€493,739above the sector's middle half▲ 39.0%
Debt€70,750-€121,880▲ 72.3%€109,778▼ 9.9%
Working capital€44,680within the sector's middle half-€210,039above the sector's middle half▲ 370%€312,348above the sector's middle half▲ 48.7%
Solvency51.0%within the sector's middle half-65.7%within the sector's middle half▲ 14.7pp77.8%within the sector's middle half▲ 12.1pp
Current ratio1.63within the sector's middle half-2.72within the sector's middle half▲ 1.093.85within the sector's middle half▲ 1.12
Return on assets (ROA)49.6%above the sector's middle half-45.0%above the sector's middle half▼ 4.6pp30.5%within the sector's middle half▼ 14.5pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €493,739
Fixed assets
€71,612 ▲ 206%
Current assets
€422,127 ▲ 27.2%
Equity and liabilities €493,739
Equity
€383,960 ▲ 64.5%
Debt
€109,778 ▼ 9.9%
Debt's share of the balance-sheet total falls from 34.3% to 22.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€192,462▼
2023 · €212,928
Cash flow
€158,334▼
2023 · €166,844
Debt to equity
0.29▼
2023 · 0.52
ROE
39.2%▼
2023 · 68.5%
Interest coverage
1028.77▼
2023 · 5685.65
Debt ≤ 1 year
€109,778▼
2023 · €121,880
Income taxes
€44,245▼
2023 · €46,913
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,128 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.8%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,128 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,344 | €7,049 | €7,779 | ▲ 10.3% |
| Other operating charges640/8 | €388 | €424 | €433 | ▲ 2.1% |
| Gross operating margin9900 | €96,216 | €213,352 | €192,895 | ▼ 9.6% |
| Operating profit (loss)9901 | €90,485 | €205,878 | €184,684 | ▼ 10.3% |
| Financial income75/76B | - | €867 | €10,304 | ▲ 1,089% |
| Recurring financial income75 | - | €867 | €10,304 | ▲ 1,089% |
| Financial charges65/66B | €7 | €37 | €187 | ▲ 400% |
| Recurring financial charges65 | €7 | €37 | €187 | ▲ 400% |
| Profit (loss) for the period before taxes9903 | €90,478 | €206,708 | €194,800 | ▼ 5.8% |
| Income taxes67/77 | €18,868 | €46,913 | €44,245 | ▼ 5.7% |
| Profit (loss) for the period9904 | €71,610 | €159,795 | €150,555 | ▼ 5.8% |
| Transfer to tax-exempt reserves689 | - | €77,885 | €71,570 | ▼ 8.1% |
| Profit (loss) for the period to be appropriated9905 | €71,610 | €81,910 | €78,985 | ▼ 3.6% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €144,361 | €355,285 | €493,739 | ▲ 39.0% |
| Fixed assets21/28 | €28,930 | €23,366 | €71,612 | ▲ 206% |
| Tangible fixed assets22/27 | €28,930 | €23,366 | €20,472 | ▼ 12.4% |
| Furniture and vehicles24 | €25,340 | €20,219 | €14,057 | ▼ 30.5% |
| Other tangible fixed assets26 | €3,590 | €3,147 | €6,415 | ▲ 104% |
| Financial fixed assets28 | - | - | €51,140 | - |
| Current assets29/58 | €115,430 | €331,919 | €422,127 | ▲ 27.2% |
| Amounts receivable within one year40/41 | €26,021 | €20,990 | €30,122 | ▲ 43.5% |
| Trade receivables40 | €26,021 | €20,990 | €30,122 | ▲ 43.5% |
| Current investments50/53 | - | €150,000 | €300,000 | ▲ 100% |
| Cash at bank and in hand54/58 | €89,304 | €159,958 | €89,502 | ▼ 44.0% |
| Deferred charges and accrued income490/1 | €105 | €972 | €2,502 | ▲ 158% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €144,361 | €355,285 | €493,739 | ▲ 39.0% |
| Equity10/15 | €73,610 | €233,405 | €383,960 | ▲ 64.5% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | - | €77,885 | €149,455 | ▲ 91.9% |
| Tax-exempt reserves132 | - | €77,885 | €149,455 | ▲ 91.9% |
| Profit (loss) carried forward14 | €71,610 | €153,520 | €232,505 | ▲ 51.4% |
| Amounts payable17/49 | €70,750 | €121,880 | €109,778 | ▼ 9.9% |
| Amounts payable within one year42/48 | €70,750 | €121,880 | €109,778 | ▼ 9.9% |
| Trade debts44 | €1,321 | - | - | - |
| Suppliers440/4 | €1,321 | - | - | - |
| Taxes, remuneration and social security45 | €32,050 | €63,162 | €67,299 | ▲ 6.5% |
| Taxes450/3 | €32,050 | €63,162 | €67,299 | ▲ 6.5% |
| Other amounts payable47/48 | €37,379 | €58,718 | €42,480 | ▼ 27.7% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €71,610 | €159,795 | €150,555 | ▼ 5.8% |
| + Depreciation and write-downs630 | €5,344 | €7,049 | €7,779 | ▲ 10.3% |
| Operating cash flow (approximation) | €76,954 | €166,844 | €158,334 | ▼ 5.1% |
| Investment in fixed assets (approximation) | - | -€1,485 | -€56,025 | ▼ 3,673% |
| Change in cash | - | €70,654 | -€70,455 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
18-08
State Gazette act
Appointment: Arielle Frydman (day-to-day manager)2 facts ▸
State Gazette act
Appointment: Arielle Frydman (day-to-day manager)
2 facts ▸
- General meeting, 04-08-2026
- Director appointment, Arielle Frydman (day-to-day manager)
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Highest result since 2022net €159,795 ▲123%
Operating result €205,878, net result €159,795, both a record.
31-12
Financial
Equity above €200,000Eq €233,405 ▲217%
2 profitable years in a row build equity to €233,405.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 office holder, last change in 2026
Day-to-day management 1
Arielle Frydman
CurrentDay-to-day manager · since 05-08-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 2 establishment units since 2022
Ground area
3,976 m²
Building footprint
1,111 m²
Volume, LiDAR
19,067 m³
2 parcels, Brussels, Wallonia · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
BbyD
since 20222.330.289.101
Armand Huysmanslaan 85, 1050 Elsene
since 20252.386.322.833
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446D0007/00Y007 | Brussels | 2,656 m² | 1 · 956 m² | 22.5 m · 6 fl. |
| 25743K0009/00M008 | Wallonia | 1,319 m² | 1 · 155 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Day-to-day management
| Name | Functions and periods |
|---|---|
| Arielle Frydman |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Recognitions · licences · registrations
Legal Entity Identifier
8755004JLNVOF9QBR819
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 36,669 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0784534911
Registered
22-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.