Equity
BBSo paid out €11,900 in dividends. That is 25% of the 2025 profit.
BBSo paid out €11,900 in dividends. That is 25% of the 2025 profit.
The micro format states no turnover.
Of this, €372,432 falls due within a year.
In 2025, 1 person joined and 1 left.
Latest accounts filed late: after the legal deadline.
Higher net result than 83% of companies in other professional activities. Sector median €9,329 · 4,350 companies.
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 33% of them on solvency, 9% on liquidity, 53% on profitability and 73% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 5,053 companies had the same profile as BBSo has now. Each dot stands for 13 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BBSo itself: 1.9% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for BBSo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.36 (1.32 in 2024), below the usual 1.5. Short-term debt is 70.6% and cash 1.3% of total assets. 72.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 71 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| BBSo Anderlecht | €527,636 | €329,438 | 27.5% | - |
| UF-O Antwerp | €634,528 | €289,952 | 29.5% | 2.6 |
| HEMERA PHOTO Anderlecht | €540,019 | €214,226 | 9.2% | 2 |
| Flora Films Mechelen | €489,921 | €408,067 | 11.2% | - |
| BE-WOOD Beersel | €309,526 | €259,777 | 20.3% | - |
| DR. VAN BREUSEGHEM IWAN, RADIOLOGIE Waasmunster | €792,546 | €274,015 | 71.3% | - |
| TRIBU NEWS La Hulpe | €660,865 | €556,826 | 64.0% | 5 |
These companies have the same main activity as BBSo: other photographic activities (NACE 74209). They are comparable in size and age: total assets between €310,000 and €793,000, founded between 2005 and 2016.
BBSo files the micro format. That format states no turnover. The gross margin rose from €12,032 in 2012 to €329,438 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €660,000. Estimated: probably between €460,000 and €960,000.
Higher than 32% of 4,355 companies in 2025.
Higher than 36% of 4,187 companies in 2025.
Higher than 48% of 4,217 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
Staff costs divided by the average number of full-time equivalents.
In 2025, 1 person joined and 1 left.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||
20/58 |
527,636 | 405,318 | 404,677 | 442,149 | 251,526 | 327,183 | 350,895 | 288,472 | 266,885 | 123,614 | 123,296 | 56,350 | 71,751 | 20,581 | |
21/28 |
22,324 | 32,419 | 36,353 | 34,681 | 39,163 | 50,632 | 39,918 | 28,514 | 19,778 | 18,552 | 23,512 | 29,764 | 23,705 | 2,695 | |
21 |
3,285 | 4,599 | 5,913 | 7,227 | 8,541 | 9,855 | - | - | - | - | - | - | - | - | |
22/27 |
17,539 | 26,320 | 28,940 | 25,954 | 29,122 | 39,277 | 38,418 | 27,014 | 18,278 | 17,052 | 23,512 | 29,764 | 23,705 | 2,695 | |
22 |
- | 9,367 | 12,282 | 14,079 | 18,374 | 22,670 | 22,968 | 13,555 | 12,091 | 9,692 | 11,928 | 14,164 | 10,416 | - | |
23 |
1,735 | 325 | 1,276 | 2,762 | 6,541 | 10,886 | 10,152 | 11,095 | 2,706 | 661 | 882 | - | - | - | |
24 |
9,352 | 16,628 | 15,382 | 9,113 | 4,207 | 5,721 | 5,298 | 2,364 | 3,481 | 6,699 | 10,702 | 15,600 | 13,289 | 2,695 | |
26 |
6,452 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
28 |
1,500 | 1,500 | 1,500 | 1,500 | 1,500 | 1,500 | 1,500 | 1,500 | 1,500 | 1,500 | - | - | - | - | |
29/58 |
505,312 | 372,899 | 368,324 | 407,468 | 212,363 | 276,551 | 310,977 | 259,958 | 247,107 | 105,062 | 99,784 | 26,586 | 48,046 | 17,886 | |
3 |
33,807 | 30,000 | 46,783 | 49,432 | 44,152 | 37,328 | 40,678 | 30,878 | 23,078 | 21,027 | - | - | - | - | |
30/36 |
33,807 | 30,000 | 46,783 | 49,432 | 44,152 | 37,328 | 40,678 | 30,878 | 23,078 | 21,027 | - | - | - | - | |
40/41 |
348,155 | 255,875 | 289,429 | 340,329 | 167,618 | 212,353 | 238,436 | 227,501 | 193,052 | 84,032 | 99,009 | 24,742 | 41,904 | 12,260 | |
40 |
242,567 | 205,200 | 254,626 | 307,147 | 150,175 | 183,526 | 216,028 | 217,777 | 192,689 | 80,632 | 99,009 | 17,832 | 36,660 | 8,868 | |
41 |
105,588 | 50,675 | 34,803 | 33,182 | 17,443 | 28,827 | 22,408 | 9,724 | 363 | 3,400 | - | 6,910 | 5,244 | 3,392 | |
54/58 |
6,953 | 72,091 | 31,111 | 17,126 | - | 26,174 | 31,544 | 1,369 | 30,977 | 3 | 775 | 153 | 6,142 | 5,626 | |
490/1 |
116,398 | 14,932 | 1,001 | 581 | 593 | 696 | 319 | 210 | - | - | - | 1,691 | - | - | |
| Balance sheet: equity and liabilities | |||||||||||||||
10/49 |
527,636 | 405,318 | 404,677 | 442,149 | 251,526 | 327,183 | 350,895 | 288,472 | 266,885 | 123,614 | 123,296 | 56,350 | 71,751 | 20,581 | |
10/15 |
145,007 | 110,218 | 69,673 | 43,886 | 39,810 | 90,083 | 84,473 | 82,183 | 54,863 | 26,471 | 24,339 | 11,052 | 18,492 | 9,999 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
115,020 | 68,332 | 27,786 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
130/1 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
1311 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | - | - | - | - | - | - | - | - | |
133 |
113,020 | 66,332 | 25,786 | - | - | - | - | - | - | - | - | - | - | - | |
14 |
23,787 | 35,687 | 35,687 | 35,686 | 31,610 | 81,883 | 76,273 | 73,983 | 46,663 | 18,271 | 16,139 | 2,852 | 10,292 | 1,799 | |
17/49 |
382,628 | 295,100 | 335,004 | 398,263 | 211,716 | 237,100 | 266,422 | 206,289 | 212,022 | 97,143 | 98,957 | 45,298 | 53,259 | 10,582 | |
17 |
10,196 | 12,727 | - | - | - | - | - | - | - | - | 3,910 | 9,599 | 8,004 | - | |
170/4 |
10,196 | 12,727 | - | - | - | - | - | - | - | - | 3,910 | 9,599 | 8,004 | - | |
42/48 |
372,432 | 282,372 | 335,004 | 398,263 | 209,316 | 237,100 | 266,422 | 205,089 | 209,022 | 97,143 | 95,047 | 33,699 | 45,255 | 10,582 | |
42 |
2,531 | 2,366 | - | - | - | - | - | - | - | 3,910 | 5,689 | 5,470 | 2,651 | - | |
43 |
- | - | - | - | 2,043 | - | - | - | - | 5,009 | 2,314 | 2,374 | - | - | |
430/8 |
- | - | - | - | 2,043 | - | - | - | - | 5,009 | 2,314 | 2,374 | - | - | |
44 |
319,166 | 263,937 | 289,271 | 354,421 | 180,625 | 206,241 | 248,137 | 179,228 | 189,586 | 77,062 | 69,942 | 16,176 | 32,932 | 3,115 | |
440/4 |
319,166 | 263,937 | 289,271 | 354,421 | 180,625 | 206,241 | 248,137 | 179,228 | 189,586 | 77,062 | 69,942 | 16,176 | 32,932 | 3,115 | |
45 |
42,405 | 16,069 | 45,733 | 43,842 | 26,648 | 30,859 | 18,285 | 25,861 | 19,436 | 10,673 | 5,425 | 3,004 | 3,358 | 2,563 | |
450/3 |
21,363 | - | 10,874 | 23,242 | 8,568 | 12,014 | 536 | 11,944 | 11,755 | 5,845 | 4,282 | - | 1,100 | 2,200 | |
454/9 |
21,042 | 16,069 | 34,859 | 20,600 | 18,080 | 18,845 | 17,749 | 13,917 | 7,681 | 4,828 | 1,143 | 3,004 | 2,258 | 363 | |
47/48 |
8,330 | - | - | - | - | - | - | - | - | 489 | 11,677 | 6,675 | 6,314 | 4,904 | |
492/3 |
- | - | - | - | 2,400 | - | - | 1,200 | 3,000 | - | - | 2,000 | - | - | |
| Income statement | |||||||||||||||
76A |
- | - | 1,199 | - | - | 7,838 | - | - | - | - | - | - | - | - | |
9900 |
329,438 | 278,009 | 228,035 | 198,474 | 119,815 | 160,687 | 138,116 | 138,748 | 96,650 | 43,143 | 32,592 | 12,738 | 53,815 | 12,032 | |
62 |
231,474 | 190,407 | 180,500 | 166,960 | 150,243 | 140,342 | 122,006 | 93,317 | 46,354 | 28,757 | 8,755 | 9,505 | 32,014 | 4,112 | |
630 |
14,141 | 13,081 | 11,345 | 11,252 | 12,629 | 11,831 | 13,148 | 9,417 | 6,200 | 8,358 | 8,475 | 8,170 | 6,031 | 1,505 | |
640/8 |
2,965 | 5,619 | 750 | 453 | 682 | 1,122 | 489 | 608 | 1,327 | 360 | 388 | 939 | 683 | 367 | |
66A |
- | - | - | - | - | - | - | - | - | - | - | 450 | - | - | |
9901 |
80,858 | 68,902 | 35,440 | 19,809 | -43,739 | 7,392 | 2,473 | 35,406 | 42,769 | 5,668 | 14,974 | -5,876 | 15,087 | 6,048 | |
75/76B |
2,777 | 2,054 | 1,508 | 3,442 | 1,774 | 3,494 | 1,412 | 329 | 63 | 37 | 5,560 | 2 | - | - | |
75 |
2,777 | 2,054 | 1,508 | 3,442 | 1,774 | 3,494 | 1,412 | 329 | 63 | 37 | 5,560 | 2 | - | - | |
65/66B |
14,152 | 11,913 | 7,994 | 19,175 | 7,947 | 1,647 | 1,302 | 1,305 | 2,578 | 1,905 | 974 | 1,043 | 226 | 49 | |
65 |
14,152 | 10,127 | 7,994 | 19,175 | 7,947 | 1,647 | 1,302 | 1,305 | 2,578 | 1,905 | 974 | 1,043 | 226 | 49 | |
66B |
- | 1,786 | - | - | - | - | - | - | - | - | - | - | - | - | |
9903 |
69,482 | 59,043 | 28,954 | 4,076 | -49,912 | 9,239 | 2,583 | 34,430 | 40,254 | 3,800 | 19,560 | -7,367 | 14,861 | 5,999 | |
67/77 |
22,793 | 18,497 | 3,168 | - | 361 | 3,629 | 293 | 7,110 | 11,862 | 1,668 | 6,273 | 73 | 6,368 | 2,200 | |
9904 |
46,689 | 40,545 | 25,786 | 4,076 | -50,273 | 5,610 | 2,290 | 27,320 | 28,392 | 2,132 | 13,287 | -7,440 | 8,493 | 3,799 | |
9905 |
46,689 | 40,545 | 25,786 | 4,076 | -50,273 | 5,610 | 2,290 | 27,320 | 28,392 | 2,132 | 13,287 | -7,440 | 8,493 | 3,799 | |
| Appropriation of the result | |||||||||||||||
9906 |
82,376 | 76,232 | 61,473 | 35,686 | 31,610 | 81,883 | 76,273 | 73,983 | 46,663 | 18,271 | 16,139 | 2,852 | 10,292 | 3,799 | |
14P |
35,687 | 35,687 | 35,687 | 31,610 | 81,883 | - | - | - | - | - | - | - | - | - | |
691/2 |
46,689 | 40,545 | 25,786 | - | - | - | - | - | - | - | - | - | - | 2,000 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 2,000 | |
6921 |
46,689 | 40,545 | 25,786 | - | - | - | - | - | - | - | - | - | - | - | |
694/7 |
11,900 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
694 |
11,900 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | |||||||||||||||
9087 |
5.4 | 5 | 4.6 | 3.8 | 4 | 4 | 4.4 | 3.3 | 2.2 | 1.9 | 1 | 0.7 | 1 | 0.3 | |
Hours worked1013 |
8,857 | 8,093 | 7,834 | 6,434 | 6,161 | 6,140 | 7,530 | 6,026 | 4,040 | 3,073 | 1,568 | 570 | 1,320 | 220 | |
| Document | |||||||||||||||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-10-2026.
2025 annual accounts filed 76 days after the deadline. Filed on 15 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00558762.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-10-2026 | 2026-00558762 | |
| 31-12-2024 | micro format | 30-09-2025 | 2025-00515806 | |
| 31-12-2023 | micro format | 30-09-2024 | 2024-00489370 | |
| 31-12-2022 | micro format | 24-10-2023 | 2023-00492256 | |
| 31-12-2021 | micro format | 30-11-2022 | 2022-20530457 | |
| 31-12-2020 | micro format | 30-09-2021 | 2021-70100242 | |
| 31-12-2019 | micro format | 28-08-2020 | 2020-46500557 | |
| 31-12-2018 | micro format | 29-08-2019 | 2019-55000241 | |
| 31-12-2017 | micro format | 31-07-2018 | 2018-41100583 | |
| 31-12-2016 | micro format | 27-07-2017 | 2017-36300065 | |
| 31-12-2015 | full format | 03-08-2016 | 2016-39800572 | |
| 31-12-2014 | full format | 27-08-2015 | 2015-48400265 | |
| 31-12-2013 | full format | 16-08-2014 | 2014-42700562 | |
| 31-12-2012 | full format | 26-08-2013 | 2013-46000471 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 94,999 | 81,983 | 46,785 | 31,061 | -31,110 | 19,223 | 15,621 | 44,823 | 48,969 | 14,026 | 23,449 | 2,294 | 21,118 | 7,553 | ||
| 60,830 | 53,627 | 37,131 | 15,328 | -37,644 | 17,441 | 15,438 | 36,737 | 34,592 | 10,490 | 21,762 | 730 | 14,524 | 5,304 | ||
| 4,045 | 19,509 | 29,917 | 6,770 | 14,392 | 19,847 | 24,552 | 18,153 | 12,593 | 3,398 | 2,223 | 15,212 | 27,041 | 4,200 | ||
| -65,139 | 40,980 | 13,985 | - | - | -5,370 | 30,175 | -29,608 | 30,974 | -772 | 622 | -5,989 | 516 | - | ||
| 132,880 | 90,526 | 33,320 | 9,205 | 3,047 | 39,451 | 44,555 | 54,869 | 38,085 | 7,919 | 4,737 | -7,113 | 2,791 | 7,304 | ||
| 27.5% | 27.2% | 17.2% | 9.9% | 15.8% | 27.5% | 24.1% | 28.5% | 20.6% | 21.4% | 19.7% | 19.6% | 25.8% | 48.6% | ||
| 1.36 | 1.32 | 1.10 | 1.02 | 1.01 | 1.17 | 1.17 | 1.27 | 1.18 | 1.08 | 1.05 | 0.79 | 1.06 | 1.69 | ||
| 1.27 | 1.21 | 0.96 | 0.90 | 0.80 | 1.01 | 1.01 | 1.12 | 1.07 | 0.87 | 1.05 | 0.79 | 1.06 | 1.69 | ||
| 2.64 | 2.68 | 4.81 | 9.07 | 5.32 | 2.63 | 3.15 | 2.51 | 3.86 | 3.67 | 4.07 | 4.10 | 2.88 | 1.06 | ||
| 32.2% | 36.8% | 37.0% | 9.3% | -126.3% | 6.2% | 2.7% | 33.2% | 51.8% | 8.1% | 54.6% | -67.3% | 45.9% | 38.0% | ||
| 8.8% | 10.0% | 6.4% | 0.9% | -20.0% | 1.7% | 0.7% | 9.5% | 10.6% | 1.7% | 10.8% | -13.2% | 11.8% | 18.5% | ||
| 6.71 | 8.10 | 5.85 | 1.62 | -3.91 | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 6 | 6 | 6 | 4 | 4 |
| full-time | 5 | 5 | 6 | 4 | 4 |
| part-time | 1 | 1 | - | - | - |
| in full-time equivalents | 5.5 | 5.5 | 6 | 4 | 4 |
| 5.4 | 5 | 4.6 | 3.8 | 4 | |
| On a permanent contract | 6 | 3 | 4 | 3 | 4 |
| Joined | 1 | - | 7 | 3 | - |
| Left | 1 | - | 5 | 3 | - |
| Training hours | - | - | 464 | - | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €4,045 | €19,509 | €29,917 | €6,770 | €14,392 |
| €14,141 | €13,081 | €11,345 | €11,252 | €12,629 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 17% higher than in 2024 and the highest since 2012. It is the fourth rise in a row, after the fall in 2021.
Debt's share of the balance-sheet total falls from 72.8% to 72.5%. Equity and debt are higher.
BBSo has no parent and no holdings in its annual accounts. GARCIA GARRIDO Leticia is the only director. BBSo shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Dorpsstraat 61 registered office 1070 Anderlecht | ||
| Golden Hopestraat 13 1620 Drogenbos 35140 Electricity, gas, steam and air conditioning supply | 09-03-2012 | 2.373.713.823 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22001A0058/00L000 | Flanders | 4,023 m² | 1 · 1,681 m² | 9.0 m · 3 |
| 21001A0599/00A014 | Brussels | 229 m² | 1 · 204 m² | 14.9 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0844.301.856
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