BBS Concept
ActiveSummary
The computed 12-month bankruptcy probability of BBS Concept is 2.9% (moderate). The 2024 annual accounts show negative equity (-€35,489) and a net result of €9,329. Equity has been shrinking by about 100% per year since 2020. Its solvency ranks better than 5% of 6,086 sector peers (NACE 96, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 01-10-2019 Normal situation
- Activity
- Personal service activities NACE 96101and 2 others
- Establishment unit
- 2.295.069.092 1030 Schaarbeek, since 01-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 18-09-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.9%
- Turnover
- €53,985
- ▼ 24.2%
- Profit
- €9,329
- Equity
- -€35,489
- ▲ 20.8%
- Total assets
- €355
- ▼ 96.3%
- Staff
- ≈ 0.8 FTE
- estimated
- Negative equity on 31-12-2024
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 17-08-2025)1 financial year not filed after the legal deadline; last filed accounts filed 11 days late; 1 of the last 3 accounts lateFounded in 2019lowers riskLiquidity: current ratio 0.01, cash €355, halvedShow the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 11% of them on solvency, 47% on liquidity, 93% on profitability and 41% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 5 accounts on average 20 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 11-08-2025 PDF all 5 filings
Every figure per financial year
The operating result for 2024 is a profit of €9,781, after a loss of €32,738 in 2023. It is the highest result since 2020.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €38,508 | €71,182 | €53,985 | ▼ 24.2% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €35,226 | €35,846 | €25,551 | ▼ 28.7% |
| Remuneration, social security and pensions62 | - | €5,085 | €19,102 | €67,719 | €18,653 | ▼ 72.5% |
| Other operating charges640/8 | - | - | - | €355 | - | - |
| Gross operating margin9900 | €2,203 | €657 | €7,282 | €35,336 | €28,434 | ▼ 19.5% |
| Operating profit (loss)9901 | €2,203 | -€4,427 | -€11,820 | -€32,738 | €9,781 | - |
| Financial income75/76B | - | - | - | - | €1 | - |
| Recurring financial income75 | - | - | - | - | €1 | - |
| Financial charges65/66B | - | €108 | €153 | €255 | €454 | ▲ 78.0% |
| Recurring financial charges65 | €20 | €108 | €153 | €255 | €454 | ▲ 78.0% |
| Profit (loss) for the period before taxes9903 | €2,183 | -€4,535 | -€11,974 | -€32,993 | €9,329 | - |
| Profit (loss) for the period9904 | €2,183 | -€4,535 | -€11,974 | -€32,993 | €9,329 | - |
| Profit (loss) for the period to be appropriated9905 | €2,183 | -€4,535 | -€11,974 | -€32,993 | €9,329 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6,991 | €10,578 | €11,747 | €9,553 | €355 | ▼ 96.3% |
| Current assets29/58 | €6,991 | €10,578 | €11,747 | €9,553 | €355 | ▼ 96.3% |
| Amounts receivable within one year40/41 | €1,203 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €5,788 | €10,578 | €11,747 | €9,553 | €355 | ▼ 96.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6,991 | €10,578 | €11,747 | €9,553 | €355 | ▼ 96.3% |
| Equity10/15 | €4,683 | €148 | -€11,825 | -€44,818 | -€35,489 | ▲ 20.8% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Capital10 | - | €2,500 | - | - | - | - |
| Issued capital100 | - | €2,500 | - | - | - | - |
| Contributions outside capital11 | - | - | - | €2,500 | €2,500 | = |
| Other1109/19 | - | - | - | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €2,183 | -€2,352 | -€14,325 | -€47,318 | -€37,989 | ▲ 19.7% |
| Amounts payable17/49 | €2,307 | €10,430 | €23,572 | €54,371 | €35,845 | ▼ 34.1% |
| Amounts payable within one year42/48 | €2,307 | €10,430 | €22,205 | €54,371 | €35,845 | ▼ 34.1% |
| Trade debts44 | €2,307 | €1,175 | €3,876 | €18,531 | €10,511 | ▼ 43.3% |
| Suppliers440/4 | - | €1,175 | €3,876 | €18,531 | €10,511 | ▼ 43.3% |
| Taxes, remuneration and social security45 | - | €2,277 | €9,351 | €28,115 | €6,474 | ▼ 77.0% |
| Taxes450/3 | - | €797 | €1,301 | €15,397 | €4,834 | ▼ 68.6% |
| Remuneration and social security454/9 | - | €1,480 | €8,051 | €12,718 | €1,640 | ▼ 87.1% |
| Other amounts payable47/48 | - | €6,978 | €8,977 | €7,725 | €18,860 | ▲ 144% |
| Accrued charges and deferred income492/3 | - | - | €1,367 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,183 | -€4,535 | -€11,974 | -€32,993 | €9,329 | - |
| Operating cash flow (approximation) | €2,183 | -€4,535 | -€11,974 | -€32,993 | €9,329 | - |
| Change in cash | - | €4,790 | €1,169 | -€2,194 | -€9,197 | ▼ 319% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,180 companies had the same profile as BBS Concept has now. Two years later, 88.8% were still going and 4.8% had gone bankrupt.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BBS Concept itself: 2.9% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for BBS Concept. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 11-08-2025 | 2025-00378625 | |
| 31-12-2023 | micro format | 13-09-2024 | 2024-00462244 | |
| 31-12-2022 | micro format | 29-08-2023 | 2023-00369809 | |
| 31-12-2021 | micro format | 04-08-2022 | 2022-20276954 | |
| 31-12-2020 | micro format | 12-08-2021 | 2021-48300385 |
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Bouzakhti Soumaya |
|
| Bouzakhti Ismael |
|
Network & group
BBS Concept shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of BBS Concept. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
06-07
Gazette deed
Registered office moved to BruxellesNew seat: avenue de la Reine 27 1030 Bruxelles · Resignation: Bouzakhti Ismael (director) · Appointment: Bouzakhti Soumaya (director)4 points ▸
- General meeting, 01-01-2023
- Registered-office move, avenue de la Reine 27 1030 Bruxelles
- Director resignation, Bouzakhti Ismael (director)
- Director appointment, Bouzakhti Soumaya (director)
06-12
Gazette deed
Registered office moved to BruxellesNew seat: avenue de la basilique 377 bte 3 1081 Bruxelles · Resignation: Bouzakhti Soumaya (director) · Appointment: Bouzakhti Ismael (director)4 points ▸
- General meeting, 06-10-2022
- Registered-office move, avenue de la basilique 377 bte 3 1081 Bruxelles
- Director resignation, Bouzakhti Soumaya (director)
- Director appointment, Bouzakhti Ismael (director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21910E0043/00A008 | Brussels | 115 m² | 1 · 91 m² | 17.6 m · 5 |