BBMS
ActiveSummary
The computed 12-month bankruptcy probability of BBMS is 3.4% (moderate). The 2025 annual accounts show equity of €89,640 and a net result of -€19,080. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 1885 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-70
Solvency92▼-8
Growth52=
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 5.46 against 3.24 in 2024; short-term debt: 10.8% and cash: 37.1% of total assets), and 32.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
-14.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
1 d early
2022
136 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 57 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, abbreviated schema
Equity
€89,640▼ 17.5%
2024 · €108,720
Total assets
€133,312▲ 9.2%
2024 · €122,075
Net result
-€19,080
2024 · €2,087
Working capital
€64,070▲ 114%
2024 · €29,918
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€84,240-€60,781▼ 27.8%€1,466▼ 97.6%-€11,380
Net result€56,693within the sector's middle half-€46,940above the sector's middle half▼ 17.2%€2,087within the sector's middle half▼ 95.6%-€19,080below the sector's middle half
Equity€59,693below the sector's middle half-€106,633above the sector's middle half▲ 78.6%€108,720above the sector's middle half▲ 2.0%€89,640within the sector's middle half▼ 17.5%
Total assets€172,357below the sector's middle half-€158,043within the sector's middle half▼ 8.3%€122,075within the sector's middle half▼ 22.8%€133,312below the sector's middle half▲ 9.2%
Debt€112,664-€51,410▼ 54.4%€13,355▼ 74.0%€43,672▲ 227%
Working capital€98,740within the sector's middle half-€48,610within the sector's middle half▼ 50.8%€29,918within the sector's middle half▼ 38.5%€64,070within the sector's middle half▲ 114%
Solvency34.6%within the sector's middle half-67.5%above the sector's middle half▲ 32.8pp89.1%above the sector's middle half▲ 21.6pp67.2%above the sector's middle half▼ 21.8pp
Current ratio2.42above the sector's middle half-1.95within the sector's middle half▼ 0.483.24above the sector's middle half▲ 1.295.46above the sector's middle half▲ 2.22
Return on assets (ROA)32.9%above the sector's middle half-29.7%above the sector's middle half▼ 3.2pp1.7%within the sector's middle half▼ 28.0pp-14.3%below the sector's middle half▼ 16.0pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11,380 after €1,466 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133,312
Fixed assets
€54,872 ▼ 30.4%
Current assets
€78,439 ▲ 81.3%
Equity and liabilities €133,312
Equity
€89,640 ▼ 17.5%
Debt
€43,672 ▲ 227%
Debt's share of the balance-sheet total rises from 10.9% to 32.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€4,344▼
2024 · €16,939
Cash flow
-€12,044▼
2024 · €17,561
Debt to equity
0.49▲
2024 · 0.12
ROE
-21.3%▼
2024 · 1.9%
Interest coverage
-2.96▼
2024 · 98.64
Debt ≤ 1 year
€14,369▲
2024 · €13,355
Debt > 1 year
€29,303
Income taxes
€6,256▲
2024 · -€733
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,227 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.9%
went bankrupt
8.6%
stopped otherwise
87%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,227 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €409 | €3,369 | €15,474 | €7,036 | ▼ 54.5% |
| Other operating charges640/8 | €364 | €697 | €4,612 | €23,800 | ▲ 416% |
| Gross operating margin9900 | €85,013 | €64,846 | €21,552 | €19,456 | ▼ 9.7% |
| Operating profit (loss)9901 | €84,240 | €60,781 | €1,466 | -€11,380 | ▼ 876% |
| Financial income75/76B | - | €0 | €60 | €22 | ▼ 62.9% |
| Recurring financial income75 | - | €0 | €60 | €22 | ▼ 62.9% |
| Financial charges65/66B | €47 | €341 | €172 | €1,467 | ▲ 754% |
| Recurring financial charges65 | €47 | €341 | €172 | €1,467 | ▲ 754% |
| Profit (loss) for the period before taxes9903 | €84,193 | €60,440 | €1,354 | -€12,824 | ▼ 1,047% |
| Income taxes67/77 | €27,500 | €13,500 | -€733 | €6,256 | ▲ 953% |
| Profit (loss) for the period9904 | €56,693 | €46,940 | €2,087 | -€19,080 | ▼ 1,014% |
| Profit (loss) for the period to be appropriated9905 | €56,693 | €46,940 | €2,087 | -€19,080 | ▼ 1,014% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €172,357 | €158,043 | €122,075 | €133,312 | ▲ 9.2% |
| Fixed assets21/28 | €4,226 | €58,022 | €78,802 | €54,872 | ▼ 30.4% |
| Tangible fixed assets22/27 | €4,226 | €58,022 | €78,602 | €54,672 | ▼ 30.4% |
| Land and buildings22 | - | - | €3,620 | €3,243 | ▼ 10.4% |
| Plant, machinery and equipment23 | - | €667 | €12,063 | €9,445 | ▼ 21.7% |
| Furniture and vehicles24 | €1,641 | €55,076 | €60,946 | €40,317 | ▼ 33.8% |
| Other tangible fixed assets26 | €2,585 | €2,279 | €1,974 | €1,668 | ▼ 15.5% |
| Financial fixed assets28 | - | - | €200 | €200 | = |
| Current assets29/58 | €168,130 | €100,021 | €43,273 | €78,439 | ▲ 81.3% |
| Amounts receivable within one year40/41 | €135,662 | €23,264 | €8,641 | €7,441 | ▼ 13.9% |
| Trade receivables40 | €123,087 | €4,459 | €7,324 | €6,744 | ▼ 7.9% |
| Other amounts receivable41 | €12,575 | €18,805 | €1,317 | €697 | ▼ 47.1% |
| Current investments50/53 | €19,040 | €19,040 | €19,040 | €19,040 | = |
| Cash at bank and in hand54/58 | €13,428 | €56,463 | €13,187 | €49,517 | ▲ 276% |
| Deferred charges and accrued income490/1 | - | €1,254 | €2,405 | €2,441 | ▲ 1.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €172,357 | €158,043 | €122,075 | €133,312 | ▲ 9.2% |
| Equity10/15 | €59,693 | €106,633 | €108,720 | €89,640 | ▼ 17.5% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Outside capital11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Other1109/19 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €55,000 | €55,000 | €55,000 | €55,000 | = |
| Distributable reserves133 | €55,000 | €55,000 | €55,000 | €55,000 | = |
| Profit (loss) carried forward14 | €1,693 | €48,633 | €50,720 | €31,640 | ▼ 37.6% |
| Amounts payable17/49 | €112,664 | €51,410 | €13,355 | €43,672 | ▲ 227% |
| Amounts payable after more than one year17 | €43,274 | - | - | €29,303 | - |
| Financial debts170/4 | - | - | - | €29,303 | - |
| Trade debts175 | €43,274 | - | - | - | - |
| Amounts payable within one year42/48 | €69,390 | €51,410 | €13,355 | €14,369 | ▲ 7.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €7,601 | - |
| Trade debts44 | - | €482 | €6,987 | €1,737 | ▼ 75.1% |
| Suppliers440/4 | - | €482 | €6,987 | €1,737 | ▼ 75.1% |
| Taxes, remuneration and social security45 | €69,390 | €50,928 | €1,951 | €1,574 | ▼ 19.3% |
| Taxes450/3 | €69,390 | €50,928 | €459 | €1,574 | ▲ 243% |
| Remuneration and social security454/9 | - | - | €1,491 | - | - |
| Other amounts payable47/48 | - | - | €4,417 | €3,457 | ▼ 21.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €56,693 | €46,940 | €2,087 | -€19,080 | ▼ 1,014% |
| + Depreciation and write-downs630 | €409 | €3,369 | €15,474 | €7,036 | ▼ 54.5% |
| Operating cash flow (approximation) | €57,102 | €50,308 | €17,561 | -€12,044 | ▼ 169% |
| Investment in fixed assets (approximation) | - | -€57,164 | -€36,253 | €16,894 | ▲ 147% |
| Change in cash | - | €43,035 | -€43,276 | €36,330 | ▲ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
09-07
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 13-02-2025
- Registered-office move, Kleine Molensstraat 3,1800 Vilvoorde
2025
31-12
Financial
Weakest financial yearnet -€19,080
Net result drops to -€19,080, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100,000Eq €106,633 ▲78.6%
2 profitable years in a row build equity to €106,633.
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 136 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2022
Ground area
176 m²
Building footprint
144 m²
Volume, LiDAR
1,196 m³
Parcel 23642D0515/00V000, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BBMS
since 20222.329.687.701
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0515/00V000 | Flanders | 176 m² | 1 · 144 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,972 companies in sector 49320 we hold annual accounts for 2,716. 1,957 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
55100Hotels and similar accommodation
49330On-demand passenger transport by chauffeured vehicle
55204Guest rooms (bed and breakfast)
55209Other holiday and short-stay accommodation
Contact
E-mail
bbmsbvba@gmail.comVilvoorde
Phone
+32468000666Vilvoorde
E-invoicing
Reachable via Peppol
Peppol ID
0208:0783655575
Also
9925:BE0783655575
Registered
03-04-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.