BBMG
ActiveBBMG has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency9▼-91
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.15 against 17.03 in 2024), and 86.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.3%
Return on assets
10.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 12617 sector peers (2025).
NBB · sector comparisonPosition among 12617 sector peers
Solvency
better than 16%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €34k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
14 d late
2023
14 d late
2022
3 d early
2021
5 d late
2020
13 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▲ 288%
2024 · €7k
2018: €-10k
2019: €-2k
2020: €-7k
2021: €-2k
2022: €395
2023: €7k
2024: €7k
2018 → 2025
Working capital
€-185k
2024 · €8k
2018: €-13k
2019: €-8k
2020: €-9k
2021: €-6k
2022: €-6k
2023: €1k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€-6k▲ 6.5%€1k€8k▲ 462%€34k▲ 319%
Operating result€-2k-€444€7k▲ 1,507%€7k▼ 6.8%€30k▲ 355%
Net result€-2k-€395€7k▲ 1,690%€7k▼ 6.8%€26k▲ 288%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 355% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253k
Fixed assets
€219k
Current assets
€34k
Equity and liabilities €253k
Equity
€34k▲ 319%
Debt
€219k▲ 43,639%
The debt ratio rises from 5.9% to 86.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€53k▲
2024 · €7k
Cash flow
€48k▲
2024 · €7k
Solvency
13.3%▼
2024 · 94.1%
Current ratio
0.15▼
2024 · 17.03
Quick ratio
0.15▼
2024 · 17.03
Debt / equity
6.51▲
2024 · 0.06
ROE
76.1%▼
2024 · 82.2%
ROA
10.1%▼
2024 · 77.4%
Interest coverage
20.33▼
2024 · 99.74
Debt
€219k▲
2024 · €501
Debt ≤ 1 year
€219k▲
2024 · €501
Income taxes
€2k
Staff costs
€73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€253k▲
Fixed assets21/28-€219k
Intangible fixed assets21-€218k
Tangible fixed assets22/27-€866
Furniture and vehicles24-€866
Current assets29/58€9k€34k▲
Amounts receivable within one year40/41€8k€13k▲
Trade receivables40€8k€13k▲
Other amounts receivable41-€13
Cash at bank and in hand54/58€55€19k▲
Deferred charges and accrued income490/1€127€2k▲
Equity and liabilities
Total equity and liabilities10/49€9k€253k▲
Equity10/15€8k€34k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€-12k€14k▲
Amounts payable17/49€501€219k▲
Amounts payable within one year42/48€501€219k▲
Trade debts44-€11k
Suppliers440/4-€11k
Taxes, remuneration and social security45-€9k
Taxes450/3-€8k
Remuneration and social security454/9-€2k
Other amounts payable47/48€501€199k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€73k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€385€23k▲
Other operating charges640/8€725€1k▲
Gross operating margin9900€8k€127k▲
Operating profit (loss)9901€7k€30k▲
Financial income75/76B€24€0▼
Recurring financial income75€24€0▼
Financial charges65/66B€71€3k▲
Recurring financial charges65€71€3k▲
Profit (loss) for the period before taxes9903€7k€28k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€7k€26k▲
Profit (loss) for the period to be appropriated9905€7k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€14k▲
Profit (loss) brought forward from the previous period14P€-18k€-12k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €26k ▲288%
Operating result €30k, net result €26k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Liquidity times 283current ratio 13.07
Current ratio from 0.05 to 13.07; short-term debt falls from €6k to €118.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €395
Net result €395 after 4 loss-making years.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
Christian Bauset
CurrentDirector · since 17-01-2025
17-01-2025
Christian Bauset: Appointed as Director
17-01-2025
Angelo Di Giacomo: Resigned as Director
Location & real-estate footprint
Registered office, Saint-Nicolas · 2 establishment units since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Hôtel Communal 674420 Saint-NicolasGround area
420 m²
Building footprint
141 m²
Volume, LiDAR
1,170 m³
2 parcels, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
CONSUL-TECH
since 20252.369.996.149
ACF NEW
since 20252.371.318.517
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62093A0336/00K002 | Wallonia | 290 m² | 1 · 84 m² | 11.7 m · 3 fl. |
| 62093A0402/00M000 | Wallonia | 129 m² | 1 · 57 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BVDS
BE 0476.289.004
Denderleeuw · Eq €34k
G.A.B.B.
BE 0419.637.143
Koekelberg · Eq €34k
Inacc Meerhout
BE 0542.727.866
Meerhout · Eq €34k
MeB Invest
BE 0844.480.218
Anzegem · Eq €34k
Jebola
BE 0476.947.713
Westerlo · Eq €34k
Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 5,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2014
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.