BBM RETAIL
ActiveSummary
BBM RETAIL has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€285,679) and a net result of €12,873. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability47▲+7
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.24 in 2024; short-term debt: 164.9% and cash: 16.6% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-70.2%
Return on assets
3.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 10522 sector peers (2025).
NBB · sector comparisonPosition among 10522 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
24 d early
2023
64 d early
2022
17 d early
2021
30 d early
2020
237 d late
2019
182 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€1.0m
EBIT margin
3.0%
Net result
€12,873▲ 8.1%
2024 · €11,907
Working capital
-€564,514▼ 69.8%
2024 · -€332,486
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.0m
Operating result€43,613€39,528▼ 9.4%€31,224▼ 21.0%€35,431▲ 13.5%€36,216▲ 2.2%
Net result€35,524within the sector's middle half€14,861within the sector's middle half▼ 58.2%€11,934within the sector's middle half▼ 19.7%€11,907within the sector's middle half▼ 0.2%€12,873within the sector's middle half▲ 8.1%
EBIT margin3.0%
Equity-€337,254below the sector's middle half▲ 9.5%-€322,393below the sector's middle half▲ 4.4%-€310,459below the sector's middle half▲ 3.7%-€298,552below the sector's middle half▲ 3.8%-€285,679below the sector's middle half▲ 4.3%
Total assets€520,571within the sector's middle half▼ 50.0%€310,948below the sector's middle half▼ 40.3%€205,709below the sector's middle half▼ 33.8%€166,108below the sector's middle half▼ 19.3%€407,181within the sector's middle half▲ 145%
Debt€857,825▼ 39.4%€633,341▼ 26.2%€516,167▼ 18.5%€464,659▼ 10.0%€692,860▲ 49.1%
Working capital-€303,791below the sector's middle half▲ 28.8%-€359,214below the sector's middle half▼ 18.2%-€358,619below the sector's middle half▲ 0.2%-€332,486below the sector's middle half▲ 7.3%-€564,514below the sector's middle half▼ 69.8%
Solvency-64.8%below the sector's middle half▼ 29.0pp-103.7%below the sector's middle half▼ 38.9pp-150.9%below the sector's middle half▼ 47.2pp-179.7%below the sector's middle half▼ 28.8pp-70.2%below the sector's middle half▲ 109.6pp
Current ratio0.58below the sector's middle half▼ 0.110.38below the sector's middle half▼ 0.190.29below the sector's middle half▼ 0.090.24below the sector's middle half▼ 0.050.16below the sector's middle half▼ 0.09
Return on assets (ROA)6.8%within the sector's middle half▲ 13.0pp4.8%within the sector's middle half▼ 2.0pp5.8%within the sector's middle half▲ 1.0pp7.2%within the sector's middle half▲ 1.4pp3.2%within the sector's middle half▼ 4.0pp
Staff (FTE)8.8above the sector's middle half▲ 10.0%7.3within the sector's middle half▼ 17.0%5.8within the sector's middle half▼ 20.5%4.7within the sector's middle half▼ 19.0%4.1within the sector's middle half▼ 12.8%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €407,181
Fixed assets
€300,124 ▲ 413%
Current assets
€107,057 ▼ 0.5%
Key figures and ratios
EBITDA
€67,454▲
2024 · €35,677
Cash flow
€44,112▲
2024 · €12,153
Quick ratio
0.11▼
2024 · 0.14
Debt to equity
-2.43▼
2024 · -1.56
Interest coverage
2.88▲
2024 · 1.51
Debt ≤ 1 year
€671,572▲
2024 · €440,085
Staff costs
€200,190▼
2024 · €220,014
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,379 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit under 5% of the balance sheet
2.4%
went bankrupt
3.2%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,379 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €1.0m | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €708,274 | - | - | - |
| Remuneration, social security and pensions62 | €312,376 | €309,093 | €297,780 | €220,014 | €200,190 | ▼ 9.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,009 | €19,168 | €9,193 | €246 | €31,239 | ▲ 12,611% |
| Gross operating margin9900 | €377,997 | €367,789 | €338,197 | €255,691 | €267,645 | ▲ 4.7% |
| Operating profit (loss)9901 | €43,613 | €39,528 | €31,224 | €35,431 | €36,216 | ▲ 2.2% |
| Financial income75/76B | €212 | - | €20 | €144 | €58 | ▼ 59.7% |
| Recurring financial income75 | €212 | - | €20 | €144 | €58 | ▼ 59.7% |
| Financial charges65/66B | €8,301 | €24,666 | €19,310 | €23,668 | €23,400 | ▼ 1.1% |
| Recurring financial charges65 | €8,301 | €24,666 | €19,310 | €23,668 | €23,400 | ▼ 1.1% |
| Profit (loss) for the period before taxes9903 | €35,524 | €14,861 | €11,934 | €11,907 | €12,873 | ▲ 8.1% |
| Profit (loss) for the period9904 | €35,524 | €14,861 | €11,934 | €11,907 | €12,873 | ▲ 8.1% |
| Profit (loss) for the period to be appropriated9905 | €35,524 | €14,861 | €11,934 | €11,907 | €12,873 | ▲ 8.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €520,571 | €310,948 | €205,709 | €166,108 | €407,181 | ▲ 145% |
| Fixed assets21/28 | €106,443 | €87,275 | €58,755 | €58,509 | €300,124 | ▲ 413% |
| Tangible fixed assets22/27 | €28,607 | €9,439 | €246 | - | €241,215 | - |
| Furniture and vehicles24 | €28,607 | €9,439 | €246 | - | €241,215 | - |
| Financial fixed assets28 | €77,836 | €77,836 | €58,509 | €58,509 | €58,909 | ▲ 0.7% |
| Current assets29/58 | €414,129 | €223,674 | €146,954 | €107,599 | €107,057 | ▼ 0.5% |
| Stocks and contracts in progress3 | €247,130 | €128,006 | €68,667 | €47,205 | €30,965 | ▼ 34.4% |
| Stocks30/36 | €247,130 | €128,006 | €68,667 | €47,205 | €30,965 | ▼ 34.4% |
| Amounts receivable within one year40/41 | €14,060 | €13,785 | €14,584 | €4,415 | €5,340 | ▲ 20.9% |
| Trade receivables40 | €12,862 | €13,772 | €14,584 | €4,415 | €5,340 | ▲ 20.9% |
| Other amounts receivable41 | €1,199 | €13 | - | - | - | - |
| Cash at bank and in hand54/58 | €144,359 | €79,083 | €47,437 | €53,639 | €67,492 | ▲ 25.8% |
| Deferred charges and accrued income490/1 | €8,580 | €2,800 | €16,266 | €2,339 | €3,260 | ▲ 39.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €520,571 | €310,948 | €205,709 | €166,108 | €407,181 | ▲ 145% |
| Equity10/15 | -€337,254 | -€322,393 | -€310,459 | -€298,552 | -€285,679 | ▲ 4.3% |
| Contributions10/11 | €6,250 | €6,250 | €6,250 | €6,250 | €6,250 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€345,364 | -€330,503 | -€318,569 | -€306,662 | -€293,789 | ▲ 4.2% |
| Amounts payable17/49 | €857,825 | €633,341 | €516,167 | €464,659 | €692,860 | ▲ 49.1% |
| Amounts payable within one year42/48 | €717,919 | €582,888 | €505,573 | €440,085 | €671,572 | ▲ 52.6% |
| Financial debts43 | €519,532 | €428,952 | €441,997 | €385,330 | €594,766 | ▲ 54.4% |
| Other loans439 | €519,532 | €428,952 | €441,997 | €385,330 | €594,766 | ▲ 54.4% |
| Trade debts44 | €159,138 | €127,477 | €39,860 | €34,308 | €61,134 | ▲ 78.2% |
| Suppliers440/4 | €159,138 | €127,477 | €39,860 | €34,308 | €61,134 | ▲ 78.2% |
| Taxes, remuneration and social security45 | €36,280 | €24,288 | €21,999 | €20,446 | €15,672 | ▼ 23.4% |
| Taxes450/3 | €7,301 | - | €4,389 | €256 | €3,470 | ▲ 1,255% |
| Remuneration and social security454/9 | €28,979 | €24,288 | €17,610 | €20,190 | €12,202 | ▼ 39.6% |
| Other amounts payable47/48 | €2,969 | €2,171 | €1,717 | - | - | - |
| Accrued charges and deferred income492/3 | €139,906 | €50,453 | €10,594 | €24,575 | €21,288 | ▼ 13.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35,524 | €14,861 | €11,934 | €11,907 | €12,873 | ▲ 8.1% |
| + Depreciation and write-downs630 | €22,009 | €19,168 | €9,193 | €246 | €31,239 | ▲ 12,611% |
| Operating cash flow (approximation) | €57,533 | €34,029 | €21,127 | €12,153 | €44,112 | ▲ 263% |
| Investment in fixed assets (approximation) | - | €0 | €19,327 | €0 | -€272,854 | - |
| Change in cash | - | -€65,275 | -€31,647 | €6,203 | €13,853 | ▲ 123% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
09-06
State Gazette act
Permanent representative: Joris VAN CLEEMPUTAppointment: Johanna SEVONIUS SÖDERGREN (bijkomend bestuurder)9 facts ▸
State Gazette act
Permanent representative: Joris VAN CLEEMPUT
Appointment: Johanna SEVONIUS SÖDERGREN (bijkomend bestuurder)9 facts ▸
- General meeting, 26-03-2026
- Permanent representative, Joris VAN CLEEMPUT (permanent representative)
- Other statement, elected domicile, artikel 2:54 WVV
- Other statement, enige en alle handelingen en/of verrichtingen, datum van zijn benoeming
- Director appointment, Johanna SEVONIUS SÖDERGREN (bijkomend bestuurder)
- Other statement, elected domicile, artikel 2:54 WVV
- Other statement, enige en alle handelingen en/of verrichtingen, datum van haar benoeming
- Board composition, Björn Borg AB (director)
- Board composition, Johanna SEVONIUS SÖDERGREN (director)
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 237 days late
2021
31-12
Financial
Back to profitnet €35,524
Net result €35,524 after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 182 days late
2020
31-12
Financial
Weakest financial yearnet -€64,107
Net result drops to -€64,107, the lowest in the series; recovery starts the following year.
2019
31-12
Financial
Highest result since 2018net €78,114 ▲40.8%
Operating result €86,469, net result €78,114, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 90 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 10 acts read
About the unread acts
Of the 10 Belgian State Gazette acts we know for this company, 1 has been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Johanna SEVONIUS SÖDERGREN
CurrentBijkomend bestuurder · since 18-02-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
9 of this company's 10 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2009
Ground area
10.2 ha
Building footprint
5,359 m²
Volume, LiDAR
25,382 m³
2 parcels, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
39
companies at this address
See who is registered here
2 establishment units
BBM Retail
since 20092.178.369.580
BBM Retail
since 20212.348.842.726
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013C0250/00C000 | Flanders | 9.9 ha | 1 · 3,842 m² | 14.4 m · 2 fl. |
| 11811L3917/00D002 | Flanders | 2,760 m² | 1 · 1,517 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Johanna SEVONIUS SÖDERGREN |
|
Articles of association
Who signs
“Voor- behouden aan het Belgisch Staatsblad Overeenkomstig artikel 17 van de statuten vertegenwoordigt iedere bestuurder de vennootschap in en buiten rechte. [...]" Voor eensluidend uittreksel Björn Borg AB bestuurder vast vertegenwoordigd door Joris VAN CLEEMPUT”
Structure & network
Owners and holdings
1 ownerChain of control
- BBM (BELGIAN BRAND MANAGEMENT)
- BBM RETAIL
Highest known parent: BBM (BELGIAN BRAND MANAGEMENT). The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Recognitions · licences · registrations
Dual-learning approval
5 live approvals · 4 endedCommercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Show 4 ended approvals
Aanvuller (so)
Kassier (so)
Verkoper (so)
Winkelbediende (so)
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Of 6,495 companies in sector 47716 we hold annual accounts for 2,441. 721 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-03-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0810366902
Registered
28-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.