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BBCA

Active
Private limited companyfounded 2023active for 3 yearsAmerikaanse straat 65, 1050 Elsene, BelgiumKBO/BCE: BE 0800.402.824
Summary

BBCA has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,142 and a net result of €29,094. Equity is growing by about 51% per year across the filed financial years. Its solvency ranks better than 87% of 39,137 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€90,879total assets 2025
Equity
€80,142
Profit
€29,094
Turnover not published (micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 46 days early1 of 2 deeds summarised
Why 98raises riskFounded in 2023lowers riskLiquidity: current ratio 7.44, cash €71,740Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €80,142 (88.2% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 86% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.2% of total assets
Liquidity 99+7
short-term debt 11.8% · cash 78.9%
Profitability 100=
return on assets 32.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,438 companies, NACE 70, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity ample (current ratio 7.44, compared with 3.7 in 2024, above the usual 1.5; short-term debt: 11.8% and cash: 78.9% of total assets), and 11.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 93% on liquidity, 84% on profitability and 82% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 7.44, cash €71,740
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €80,142 (88.2% of total assets)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
46 days early
2024
14 days early
2023
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 12 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (3 of the last 3 filed years within 38 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2023 to 2025net €29,094 ▲25.5%
  3. Liquidity doublescurrent ratio 7.44

Financials · financial year 2025, micro format

Equity
€80,142▲ 57.0%
2024 · €51,047
Total assets
€90,879▲ 37.9%
2024 · €65,904
Net result
€29,094▲ 25.5%
2024 · €23,177
Working capital
€69,190▲ 72.6%
2024 · €40,096
Trend over the years

2023 to 2025, 3 financial years

The operating result recovers in 2025; 2025 is 25% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€37,454 2025 Net result€29,094 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€33,241-€30,073▼ 9.5%€37,454▲ 24.5%
Net result€25,871within the sector's middle half-€23,177within the sector's middle half▼ 10.4%€29,094within the sector's middle half▲ 25.5%
Equity€27,871within the sector's middle half-€51,047within the sector's middle half▲ 83.2%€80,142within the sector's middle half▲ 57.0%
Total assets€54,281below the sector's middle half-€65,904below the sector's middle half▲ 21.4%€90,879within the sector's middle half▲ 37.9%
Debt€26,410-€14,857▼ 43.7%€10,737▼ 27.7%
Working capital€27,871within the sector's middle half-€40,096within the sector's middle half▲ 43.9%€69,190within the sector's middle half▲ 72.6%
Solvency51.3%within the sector's middle half-77.5%within the sector's middle half▲ 26.1pp88.2%above the sector's middle half▲ 10.7pp
Current ratio2.06within the sector's middle half-3.70within the sector's middle half▲ 1.647.44above the sector's middle half▲ 3.75
Return on assets (ROA)47.7%above the sector's middle half-35.2%above the sector's middle half▼ 12.5pp32.0%within the sector's middle half▼ 3.2pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90,879
Fixed assets €10,952 =
Current assets €79,927 ▲ 45.4%
Equity and liabilities €90,879
Equity €80,142 ▲ 57.0%
Debt €10,737 ▼ 27.7%
Debt's share of the balance-sheet total falls from 22.5% to 11.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.13▼
2024 · 0.29
ROE
36.3%▼
2024 · 45.4%
Debt ≤ 1 year
€10,737▼
2024 · €14,857
Income taxes
€8,454▲
2024 · €6,816
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€65,904€90,879▲
Fixed assets21/28€10,952€10,952=
Tangible fixed assets22/27€10,952€10,952=
Other tangible fixed assets26€10,952€10,952=
Current assets29/58€54,952€79,927▲
Amounts receivable within one year40/41€19,660€8,187▼
Trade receivables40€13,979€536▼
Other amounts receivable41€5,681€7,651▲
Cash at bank and in hand54/58€35,292€71,740▲
Equity and liabilities
Total equity and liabilities10/49€65,904€90,879▲
Equity10/15€51,047€80,142▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€49,047€78,142▲
Amounts payable17/49€14,857€10,737▼
Amounts payable within one year42/48€14,857€10,737▼
Trade debts44€3,807€542▼
Suppliers440/4€3,807€542▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€11,049€10,195▼
Taxes450/3€11,049€10,195▼
Income statement Code20242025
Gross operating margin9900€30,073€37,454▲
Operating profit (loss)9901€30,073€37,454▲
Financial income75/76B€296€261▼
Recurring financial income75€296€261▼
Financial charges65/66B€377€166▼
Recurring financial charges65€377€166▼
Profit (loss) for the period before taxes9903€29,992€37,549▲
Income taxes67/77€6,816€8,454▲
Profit (loss) for the period9904€23,177€29,094▲
Profit (loss) for the period to be appropriated9905€23,177€29,094▲
Appropriation of the result
Profit (loss) to be appropriated9906€49,047€78,142▲
Profit (loss) brought forward from the previous period14P€25,871€49,047▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Gross operating margin9900€33,241€30,073€37,454▲ 24.5%
Operating profit (loss)9901€33,241€30,073€37,454▲ 24.5%
Financial income75/76B€49€296€261▼ 12.1%
Recurring financial income75€49€296€261▼ 12.1%
Financial charges65/66B€276€377€166▼ 56.1%
Recurring financial charges65€276€377€166▼ 56.1%
Profit (loss) for the period before taxes9903€33,014€29,992€37,549▲ 25.2%
Income taxes67/77€7,143€6,816€8,454▲ 24.0%
Profit (loss) for the period9904€25,871€23,177€29,094▲ 25.5%
Profit (loss) for the period to be appropriated9905€25,871€23,177€29,094▲ 25.5%
Line202320242025Change
Assets
Total assets20/58€54,281€65,904€90,879▲ 37.9%
Fixed assets21/28-€10,952€10,952=
Tangible fixed assets22/27-€10,952€10,952=
Other tangible fixed assets26-€10,952€10,952=
Current assets29/58€54,281€54,952€79,927▲ 45.4%
Amounts receivable within one year40/41€27,959€19,660€8,187▼ 58.4%
Trade receivables40€25,276€13,979€536▼ 96.2%
Other amounts receivable41€2,683€5,681€7,651▲ 34.7%
Cash at bank and in hand54/58€26,322€35,292€71,740▲ 103%
Equity and liabilities
Total equity and liabilities10/49€54,281€65,904€90,879▲ 37.9%
Equity10/15€27,871€51,047€80,142▲ 57.0%
Contributions10/11€2,000€2,000€2,000=
Profit (loss) carried forward14€25,871€49,047€78,142▲ 59.3%
Amounts payable17/49€26,410€14,857€10,737▼ 27.7%
Amounts payable within one year42/48€26,410€14,857€10,737▼ 27.7%
Trade debts44€1,989€3,807€542▼ 85.8%
Suppliers440/4€1,989€3,807€542▼ 85.8%
Advances received on contracts in progress46€11,622€0--
Taxes, remuneration and social security45€12,799€11,049€10,195▼ 7.7%
Taxes450/3€12,799€11,049€10,195▼ 7.7%
Line202320242025Change
Profit (loss) for the period9904€25,871€23,177€29,094▲ 25.5%
Operating cash flow (approximation)€25,871€23,177€29,094▲ 25.5%
Investment in fixed assets (approximation)--€0-
Change in cash-€8,970€36,447▲ 306%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 15-06-2026 2026-00159931
31-12-2024 micro format 17-07-2025 2025-00279618
31-12-2023 micro format 23-08-2024 2024-00371134

Similar companies · same sector, comparable size

Of the 82,448 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,254. 41,387 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Board mandates elsewhere

1 board mandate
Board mandates of this companythis company sits on their board1
4 locations

History

On 4 April 2023, BBCA was incorporated as a private limited company.1 In 2023 the registered office moved to ixelles.2 Total assets went from €54,281 in 2023 to €90,879 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 21-11-2023
  3. 3National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Highest result from 2023 to 2025net €29,094 ▲25.5%
Operating result €37,454, net result €29,094, both a record.
31-12
Financial Liquidity doublescurrent ratio 7.44
Current ratio from 3.70 to 7.44; short-term debt falls from €14,857 to €10,737.
17-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
23-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 23 days late
2023
21-11
Gazette deed Registered office
Registered office clause · Registered-office move3 facts ▸
  • Registered office clause, “Rue Général Lotz 25,1180 UCCLE” (deed in French)
  • General meeting, 31-08-2023
  • Registered-office move, 65 rue Américaine,1050 ixelles
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded04-04-2023
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47690Retail sale of other cultural and recreation goods
74991Agents and managers of artists, athletes and other public figures
90111Literary creation
E-invoicing
Reachable via Peppol
Peppol ID 0208:0800402824
Registered 14-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1,079 m²
Building footprint
330 m²
Building volume
5,305 m³
2 parcels, Brussels · tallest building 20.8 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BBCA
Generaal Lotzstraat 25, 1180 UkkelBusiness and other management consultancy
since 2023unit no. 2.344.322.526
2 parcels
Brussels 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
21447B0297/00T002 Brussels 756 m² 1 · 134 m² 20.8 m · 5
21612C0001/00K054 Brussels 323 m² 1 · 196 m² 19.9 m · 6
How the parcels are linked
Good to know
Both parcels match the address exactly.