BBC LOGOPEDIE
ActiveBBC LOGOPEDIE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-7k. Equity is shrinking by ~40.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 6% of 16459 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-88
Solvency26▼-56
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.4%
Return on assets
-5.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 16459 sector peers (2025).
NBB · sector comparisonPosition among 16459 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 d early
2024
31 d late
2023
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 89.9%
2024 · €18k
2023: €9k
2024: €18k
2023 → 2025
Total assets
€124k▲ 302%
2024 · €31k
2023: €14k
2024: €31k
2023 → 2025
Net result
€-7k
2024 · €8k
2023: €8k
2024: €8k
2023 → 2025
Working capital
€23k▲ 43.9%
2024 · €16k
2023: €9k
2024: €16k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€18k▲ 86.1%€2k▼ 89.9%
Operating result€10k-€11k▲ 4.3%€-6k
Net result€8k-€8k▲ 2.2%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€82k▲ 4,909%
Current assets
€42k▲ 44.1%
Equity and liabilities €124k
Equity
€2k▼ 89.9%
Debt
€122k▲ 828%
The debt ratio rises from 42.7% to 98.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-5k▼
2024 · €11k
Cash flow
€-6k▼
2024 · €8k
Solvency
1.4%▼
2024 · 57.3%
Current ratio
2.21▼
2024 · 2.22
Quick ratio
2.21▼
2024 · 2.22
Debt / equity
68.37▲
2024 · 0.75
ROE
-384.4%▼
2024 · 46.3%
ROA
-5.5%▼
2024 · 26.5%
Interest coverage
-6.38▼
2024 · 60.16
Debt
€122k▲
2024 · €13k
Debt ≤ 1 year
€19k▲
2024 · €13k
Debt > 1 year
€103k
Staff costs
€48k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€124k▲
Fixed assets21/28€2k€82k▲
Tangible fixed assets22/27€2k€82k▲
Land and buildings22-€81k
Furniture and vehicles24€2k€1k▼
Current assets29/58€29k€42k▲
Amounts receivable within one year40/41€25k€29k▲
Trade receivables40€12k€17k▲
Other amounts receivable41€13k€13k▼
Cash at bank and in hand54/58€3k€12k▲
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€31k€124k▲
Equity10/15€18k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€16k€284▼
Amounts payable17/49€13k€122k▲
Amounts payable after more than one year17-€103k
Financial debts170/4-€103k
Amounts payable within one year42/48€13k€19k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€6k€6k▲
Suppliers440/4€6k€6k▲
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€4k€1k▼
Remuneration and social security454/9€3k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€24k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€333€612▲
Other operating charges640/8€379€802▲
Gross operating margin9900€35k€43k▲
Operating profit (loss)9901€11k€-6k▼
Financial income75/76B€42€17▼
Recurring financial income75€42€17▼
Financial charges65/66B€180€849▲
Recurring financial charges65€180€849▲
Profit (loss) for the period before taxes9903€10k€-7k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€8k€-7k▼
Profit (loss) for the period to be appropriated9905€8k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€9k▼
Profit (loss) brought forward from the previous period14P€8k€16k▲
Profit to be distributed694/7-€9k
Return on contributions (dividend)694-€9k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-7k ▼184%
Net result drops to €-7k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2023net €8k ▲2.2%
Operating result €11k, net result €8k, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Elmer 864020 LiègeGround area
123 m²
Building footprint
21 m²
Volume, LiDAR
163 m³
Parcel 62113A0934/00B002, Wallonia · tallest building 8.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BBC LOGOPEDIE
since 20222.337.836.194
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62113A0934/00B002 | Wallonia | 123 m² | 1 · 21 m² | 8.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEYSEN LOGOPEDIE
BE 0780.662.235
Lint · Eq €2k
Chloé - Logop'aide & Dys
BE 1015.496.265
Jurbise · Eq €2k
Logopedie & co
BE 0776.918.233
Machelen (Brab.) · Eq €3k
Elien Raeymaekers Logopedie
BE 0795.378.026
Beveren-Kruibeke-Zwijndrecht · Eq €3k
VAN DEN AKKER LAURE
BE 1029.302.236
Fernelmont · Eq €1k
Of 383 companies in sector 86996 we hold annual accounts for 46. 15 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2022
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86996Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:zarife_saglik@live.be
Phone:0488260277