BBB CONSULT
ActiveSummary
BBB CONSULT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €58k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency89▼-11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.75 against 13.93 in 2024; short-term debt: 36.3% and cash: 63.4% of total assets), and 36.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.7%
Return on assets
31.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
112 d early
2024
45 d early
2023
54 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€118k=
2024 · €118k
Total assets
€186k▲ 45.8%
2024 · €127k
Net result
€58k▼ 5.9%
2024 · €61k
Working capital
€118k=
2024 · €118k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€72k-€78k▲ 7.7%€73k▼ 6.0%
Net result€57k-€61k▲ 6.9%€58k▼ 5.9%
Equity€58k-€118k▲ 105%€118k=
Total assets€63k-€127k▲ 103%€186k▲ 45.8%
Debt€5k-€9k▲ 83.8%€68k▲ 638%
Working capital€58k-€118k▲ 105%€118k=
Staff (FTE)0
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €186k
Equity
€118k =
Debt
€68k ▲ 638%
Debt's share of the balance-sheet total rises from 7.2% to 36.3%. Debt is higher.
Key figures and ratios
Current ratio
2.75▼
2024 · 13.93
Debt to equity
0.57▲
2024 · 0.08
ROE
48.9%▼
2024 · 52.0%
ROA
31.1%▼
2024 · 48.2%
Debt ≤ 1 year
€68k▲
2024 · €9k
Income taxes
€15k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | - | €200 | €244 | ▲ 22.1% |
| Gross operating margin9900 | €72k | €78k | €73k | ▼ 6.0% |
| Operating profit (loss)9901 | €72k | €78k | €73k | ▼ 6.0% |
| Financial income75/76B | €0 | - | €135 | - |
| Recurring financial income75 | €0 | - | €135 | - |
| Financial charges65/66B | €164 | €292 | €82 | ▼ 72.0% |
| Recurring financial charges65 | €164 | €292 | €82 | ▼ 72.0% |
| Profit (loss) for the period before taxes9903 | €72k | €77k | €73k | ▼ 5.6% |
| Income taxes67/77 | €15k | €16k | €15k | ▼ 4.6% |
| Profit (loss) for the period9904 | €57k | €61k | €58k | ▼ 5.9% |
| Profit (loss) for the period to be appropriated9905 | €57k | €61k | €58k | ▼ 5.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €63k | €127k | €186k | ▲ 45.8% |
| Current assets29/58 | €63k | €127k | €186k | ▲ 45.8% |
| Amounts receivable within one year40/41 | €31k | €29k | €68k | ▲ 133% |
| Trade receivables40 | €26k | €24k | €52k | ▲ 118% |
| Other amounts receivable41 | €5k | €5k | €16k | ▲ 199% |
| Cash at bank and in hand54/58 | €31k | €94k | €118k | ▲ 25.0% |
| Deferred charges and accrued income490/1 | - | €4k | €0 | ▼ 100% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €63k | €127k | €186k | ▲ 45.8% |
| Equity10/15 | €58k | €118k | €118k | = |
| Contributions10/11 | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €57k | €117k | €117k | = |
| Amounts payable17/49 | €5k | €9k | €68k | ▲ 638% |
| Amounts payable within one year42/48 | €5k | €9k | €68k | ▲ 638% |
| Trade debts44 | €2k | €2k | €0 | ▼ 100% |
| Suppliers440/4 | €2k | €2k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €2k | €2k | €10k | ▲ 380% |
| Taxes450/3 | €889 | €2k | €10k | ▲ 380% |
| Remuneration and social security454/9 | €1k | - | - | - |
| Other amounts payable47/48 | €673 | €5k | €58k | ▲ 1,095% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €61k | €58k | ▼ 5.9% |
| Operating cash flow (approximation) | €57k | €61k | €58k | ▼ 5.9% |
| Change in cash | - | €63k | €24k | ▼ 62.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €61k ▲6.9%
Operating result €78k, net result €61k, both a record.
31-12
Financial
Equity above €100kEq €118k ▲105%
2 profitable years in a row build equity to €118k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2023
Ground area
479 m²
Building footprint
137 m²
Volume, LiDAR
576 m³
Parcel 44412B0284/00F000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BBB CONSULT
since 20232.344.552.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412B0284/00F000 | Flanders | 479 m² | 1 · 137 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SBCO
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FYBOX
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PROJECTIF
BE 0459.930.349
Pepinster · Eq €118,238
CREATIVISION
BE 0741.841.251
Erpe-Mere · Eq €118,220
LUCILIUS
BE 0727.381.224
Braine-l'Alleud · Eq €118,209
Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 40,849 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
66199Other activities auxiliary to financial services, excluding insurance and pension funding
82100Office administrative and support services
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.