Age5 yrs
Real estate2 parcels · 2,944 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BB26 is 4.3% (elevated). The 2024 annual accounts show negative equity (€-45k) and a net result of €-20k. Equity is shrinking by ~87.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 3351 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone4.3%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate region
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
3 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-20k+19.9%
Working capital€-44k-73.2%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~87.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -13.3% | 25.2% | |
| Net result | €-20k | €4k | |
| Equity | €-45k | €23k | |
| Gross operating margin | €-17k | €19k | |
| Total assets | €336k | €105k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P20
Stable position over 2022-2024
· n=2357-3351
P13
Stable position over 2022-2024
· n=2358-3338
P9
Weakening position over 2022-2024
· n=2364-3358
P8
Stable position over 2022-2024
· n=2350-3324
Describes the position versus peers, not a forecast.
€-20k
+19.9%
far below sector median
€336k
+848.6%
-96% vs sector
€-45k
-77.8%
far below sector median
€-44k
-73.2%
far below sector median
€381k
+529.1%
-29% vs sector
€380k
+527.2%
-29% vs sector
0.89
+51.3%
-89% vs sector
0.00
-99.5%
-100% vs sector
-13.3%
+81.3%
far below sector median
-8.54
-253.8%
far below sector median
43.8%
-55.0%
far above sector median
-5.8%
+91.6%
far below sector median
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €-20k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €336k |
| Equity | €-45k |
| Debt | €381k |
| of which ≤ 1y | €380k |
| of which > 1y | - |
| Working capital | €-44k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.89 |
| Quick ratio | 0.00 |
| Working capital ratio | -12.9% |
| Solvency | -13.3% |
| Debt / equity | -8.54 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -5.8% |
| ROE | 43.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €336k |
| Current assets | 29/58 | €336k |
| Stocks & contracts in progress | 3 | €336k |
| Cash & bank | 54/58 | €647 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €336k |
| Equity | 10/15 | €-45k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €-48k |
| Amounts payable | 17/49 | €381k |
| Amounts payable within one year | 42/48 | €380k |
| Trade debts payable within one year | 44 | €9k |
| Income statement | ||
| Gross operating margin | 9900 | €-17k |
| Operating result | 9901 | €-19k |
| Financial income | 75 | €11 |
| Financial charges | 65 | €441 |
| Result before taxes | 9903 | €-20k |
| Net result for the period | 9904 | €-20k |
| Result to be appropriated | 9905 | €-20k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed25
/ 100
Weak
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationBB26
since 20212.313.713.977
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,944 m²
Buildings2
Building footprint873 m²
Volume (LiDAR)16,046 m³
Tallest building28.8 m · ±7 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0370/00M012 | Brussels | 1,559 m² | 1 · 737 m² | 28.8 m · 7 fl. |
| 21013B0346/00V006 | Brussels | 1,384 m² | 1 · 136 m² | 17.4 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes59
/ 100
Mixed profile: strong on profitability, weaker on health.
Health
25
Profitability
100
Solvency
42
Growth
32
Stability
94
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Primary activity highlighted.
Names & trade names
| Legal nameFR | BB26 |
Registered office
Brugmannlaan 27 bus A
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.