Financials
- Financial year
- 2026
- Total assets
- €2.7m
- Profit
- €358,403
- Solvency
- 23.2%
Total assets▲ 32.9%
Net result
20252026
BB Retail
ActiveSummary
BB Retail has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €618,193 and a net result of €358,403. Its solvency ranks better than 43% of 411 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
2nd largest employer in Haacht, Wholesale and retail trade sector1 site
Size
€2.7mtotal assets 2026
- Staff
- 23.7 FTE
- Equity
- €618,193
- Profit
- €358,403
Why 67raises riskFounded in 20241 change of registered office in 24 monthslowers riskFigures for financial year 2026 (filed 30-09-2026)Liquidity: current ratio 1.31, cash €1.1mShow the evidence
Checked score
Score 2026
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 76% of its sector peers (NACE 47, small)
Financial strength · tick = 2025
Strong
Solvency
48+10
equity 23.2% of total assets
Liquidity
61+6
short-term debt 71.8% · cash 42.5%
Profitability
86+2
return on assets 13.4%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 1.8%
03-2025: 1.8%● unchanged vs 02-2025
04-2025: 1.9%▲ +0.1 percentage points vs 03-2025
05-2025: 2.2%▲ +0.3 percentage points vs 04-2025
06-2025: 2.3%▲ +0.1 percentage points vs 05-2025
07-2025: 2.6%▲ +0.3 percentage points vs 06-2025
08-2025: 2.9%▲ +0.3 percentage points vs 07-2025
09-2025: 2.9%● unchanged vs 08-2025
10-2025: 0.9%▼ -2.0 percentage points vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026lowest value
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 2.3%▲ +1.4 percentage points vs 07-2026
09-2026: 3.0%▲ +0.7 percentage points vs 08-2026highest value
10-2026: 1.2%▼ -1.8 percentage points vs 09-2026
Credit of up to €40,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity tight (current ratio 1.31, compared with 1.17 in 2025, below the usual 1.5; short-term debt: 71.8% and cash: 42.5% of total assets), and 76.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 40% on solvency, 81% on liquidity, 87% on profitability and 96% on growth.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 30-09-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2026
30 days late
2025
29 days late
← before the deadline
after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
16-10-2026 today31-01-2027 year end31-08-2027 deadline
- Annual accounts filedfinancial year 2026 · abbreviated…
- Registered officeDirector in office · Registered-office…
- Resignation: Ceren BAYRAK (director)Appointment: BV CSLM MANAGEMENT (director)…
Key points
By topic
Board & ownership
- Board
- 1 member
- CSLM ManagementDirector
Timeline
- Events
- 5
- Since
- 2025
- Next accounts
- by 31-08-2027
- 31-01-2026Equity above €500,000
- 29-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 19-01-2024
- Year ends
- 31-01
- Peppol
- Reachable for e-invoices
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