BAZAAR CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of BAZAAR CONCEPT is 4.3% (elevated). The 2025 annual accounts show equity of €5,036 and a net result of €2,766. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 31% of 17,021 sector peers (NACE 56, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 21-02-2019 Normal situation
- Activity
- Cafés and bars NACE 56301
- Joint committee
- 302 Paritair Comité voor het hotelbedrijf · annual accounts 30-06-2023
- Establishment unit
- 2.286.641.673 7700 Mouscron, since 21-02-2019
- Financial year end
- 30 June
- Peppol
- Reachable since 27-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.3%
- Gross margin
- €30,381
- Turnover
- ≈ €130,000
- estimated
- Profit
- €2,766
- Equity
- €5,036
- ▲ 122%
- Total assets
- €65,175
- ▼ 39.0%
- Staff
- ≈ 0.7 FTE
- estimated
- 2025 accounts filed 4 days after the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)1 change of registered office in 24 monthsFounded in 2019Liquidity: current ratio 0.04, cash €937, halvedShow the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 31% of them on solvency, 3% on liquidity, 56% on profitability and 91% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 12 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 4 days after the deadline Filed on 4 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00032307.
Annual accounts 2025 filed on 04-02-2026 PDF all 6 filings
Every figure per financial year
The operating result for 2025 is a profit of €3,345, after a loss of €52,882 in 2024. It is the highest result since 2022.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 |
|---|---|---|---|
| Employees at the balance-sheet date | 4 | 5 | 1 |
| full-time | 0 | 0 | 0 |
| part-time | 4 | 5 | 1 |
| in full-time equivalents | 3.5 | 4.5 | 0.5 |
| Average over the year, in full-time equivalents | 4.6 | 2.5 | 0.5 |
| On a permanent contract | 1 | 1 | 1 |
| Joined | 117 | 25 | - |
| Left | 117 | 20 | - |
Source: social balance sheet in the 2022 to 2024 annual accounts
Investments
| Item | 30-06-2022 | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | €55,006 | - | €20,000 |
| Depreciation and write-downs of the year | €3,297 | €5,647 | €8,756 | €7,490 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €25,780 | €22,480 | €21,151 | €18,200 | ▼ 14.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,210 | €3,297 | €3,297 | €5,647 | €8,756 | €7,490 | ▼ 14.5% |
| Other operating charges640/8 | - | - | €3,000 | €5,082 | €1,989 | €1,345 | ▼ 32.4% |
| Gross operating margin9900 | €12,869 | €36,633 | €91,685 | -€2,576 | -€20,986 | €30,381 | - |
| Operating profit (loss)9901 | -€328 | €28,311 | €59,607 | -€35,785 | -€52,882 | €3,345 | - |
| Financial income75/76B | - | - | €12 | €761 | €489 | €82 | ▼ 83.2% |
| Recurring financial income75 | - | €0 | €12 | €761 | €489 | €82 | ▼ 83.2% |
| Financial charges65/66B | - | - | €482 | €536 | €403 | €205 | ▼ 49.3% |
| Recurring financial charges65 | €527 | €755 | €482 | €536 | €403 | €205 | ▼ 49.3% |
| Profit (loss) for the period before taxes9903 | -€855 | €27,556 | €59,138 | -€35,560 | -€52,797 | €3,223 | - |
| Income taxes67/77 | - | €914 | €498 | €0 | - | €457 | - |
| Profit (loss) for the period9904 | -€855 | €26,642 | €58,640 | -€35,560 | -€52,797 | €2,766 | - |
| Profit (loss) for the period to be appropriated9905 | -€855 | €26,642 | €58,640 | -€35,560 | -€52,797 | €2,766 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €98,778 | €135,018 | €192,742 | €154,310 | €106,893 | €65,175 | ▼ 39.0% |
| Fixed assets21/28 | €16,354 | €13,057 | €9,760 | €59,119 | €50,363 | €62,612 | ▲ 24.3% |
| Tangible fixed assets22/27 | €15,991 | €12,694 | €9,397 | €58,756 | €50,000 | €62,249 | ▲ 24.5% |
| Furniture and vehicles24 | - | - | €5,727 | €2,973 | €261 | - | - |
| Other tangible fixed assets26 | - | - | €3,670 | €55,783 | €49,739 | €62,249 | ▲ 25.2% |
| Financial fixed assets28 | €363 | €363 | €363 | €363 | €363 | €363 | = |
| Current assets29/58 | €82,423 | €121,961 | €182,982 | €95,191 | €56,530 | €2,563 | ▼ 95.5% |
| Stocks and contracts in progress3 | - | - | - | €329 | €0 | - | - |
| Stocks30/36 | - | - | - | €329 | €0 | - | - |
| Amounts receivable within one year40/41 | - | €4,408 | €8,611 | €13,775 | €26,992 | €1,626 | ▼ 94.0% |
| Trade receivables40 | - | - | €3,087 | €7,351 | €16,865 | - | - |
| Other amounts receivable41 | - | - | €5,524 | €6,424 | €10,127 | €1,626 | ▼ 83.9% |
| Cash at bank and in hand54/58 | €81,322 | €117,553 | €173,527 | €81,087 | €29,537 | €937 | ▼ 96.8% |
| Deferred charges and accrued income490/1 | - | - | €843 | €0 | - | - | - |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €98,778 | €135,018 | €192,742 | €154,310 | €106,893 | €65,175 | ▼ 39.0% |
| Equity10/15 | €5,345 | €31,987 | €90,627 | €55,067 | €2,270 | €5,036 | ▲ 122% |
| Contributions10/11 | - | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€855 | €25,787 | €84,427 | €48,867 | -€3,930 | -€1,164 | ▲ 70.4% |
| Amounts payable17/49 | €93,433 | €103,031 | €102,114 | €99,243 | €104,622 | €60,138 | ▼ 42.5% |
| Amounts payable after more than one year17 | €10,232 | €7,160 | €9,079 | €6,141 | €5,328 | - | - |
| Financial debts170/4 | - | - | €4,021 | €813 | €0 | - | - |
| Other amounts payable178/9 | - | - | €5,058 | €5,328 | €5,328 | - | - |
| Amounts payable within one year42/48 | €83,201 | €95,871 | €91,226 | €93,102 | €99,294 | €60,138 | ▼ 39.4% |
| Current portion of amounts payable after more than one year42 | - | - | €3,139 | €3,208 | €813 | - | - |
| Trade debts44 | €73,937 | €81,911 | €73,498 | €79,425 | €83,604 | €46,544 | ▼ 44.3% |
| Suppliers440/4 | - | - | €73,498 | €79,425 | €83,604 | €46,544 | ▼ 44.3% |
| Taxes, remuneration and social security45 | - | - | €9,979 | €3,361 | €2,371 | €457 | ▼ 80.7% |
| Taxes450/3 | - | - | €7,680 | €2,150 | €0 | €457 | - |
| Remuneration and social security454/9 | - | - | €2,299 | €1,210 | €2,371 | - | - |
| Other amounts payable47/48 | - | - | €4,609 | €7,109 | €12,507 | €13,138 | ▲ 5.0% |
| Accrued charges and deferred income492/3 | - | - | €1,810 | €0 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€855 | €26,642 | €58,640 | -€35,560 | -€52,797 | €2,766 | - |
| + Depreciation and write-downs630 | €3,210 | €3,297 | €3,297 | €5,647 | €8,756 | €7,490 | ▼ 14.5% |
| Operating cash flow (approximation) | €2,355 | €29,940 | €61,937 | -€29,914 | -€44,041 | €10,256 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€55,006 | €0 | -€19,739 | - |
| Change in cash | - | €36,230 | €55,975 | -€92,441 | -€51,549 | -€28,600 | ▲ 44.5% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,251 companies had the same profile as BAZAAR CONCEPT has now. Two years later, 94.4% were still going and 2.6% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BAZAAR CONCEPT itself is higher: 4.3% within 12 months. It rests on far more data about BAZAAR CONCEPT than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,251 companies, not a prediction for BAZAAR CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 04-02-2026 | 2026-00032307 | |
| 30-06-2024 | micro format | 30-01-2025 | 2025-00017673 | |
| 30-06-2023 | micro format | 29-02-2024 | 2024-00036937 | |
| 30-06-2022 | micro format | 13-02-2023 | 2023-00026768 | |
| 30-06-2021 | micro format | 31-01-2022 | 2022-03900415 | |
| 30-06-2020 | micro format | 26-02-2021 | 2021-06300435 |
Board & ownership
Directors
Owners and capital
Shareholders
- to Stéphane Duviler all shares
Capital transactions
- 22-04-2026 Converted to unavailable equity
- 22-04-2026 Capital conversion · €12,400
Mandate history
- Board
- mandate already running before its first mention
| Name | Functions and periods |
|---|---|
| Stéphane Duviler |
|
| DuJARDIN, Pierre |
|
| Sarah Fetnaci |
|
Network & group
BAZAAR CONCEPT shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of BAZAAR CONCEPT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
22-04
Gazette deed
Legal-form changeGeneral meeting of 09-04-20261 point ▸
- General meeting, 09-04-2026
- The act holds 10 more points.
09-03
Gazette deed
Registered office moved within MouscronTransfer of shares to Stéphane Duviler · New seat: 1A rue des Courtils, 7700 Mouscron · Previous seat: 24 Grand-Place 7700 Mouscron7 points ▸
- General meeting, 01-10-2025
- Share transfer, Stéphane Duviler
- Director appointment, Stéphane Duviler
- Director resignation, Pierre Dujardin
- Director resignation, Sarah Fetnaci
- Registered-office move, 1A rue des Courtils, 7700 Mouscron
- Power of attorney, Stéphane Duviler
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
10 activities
- Toutes activités en rapport direct ou indirect avec la restauration en général et le secteur Horeca
- Organisation de banquets et réceptions,le service traiteur,y compris l’organisation,la gestion et l’exploitation de restaurants,cafétarias,débits de boissons ainsi que toutes opérations de tourisme,d’hôtellerie de divertissements et de loisirs
- Bar de nuit,discothèque,salle de festivités,salle de concert,...
- L’exploitation,sous sa propre enseigne ou par voie de franchise ou licence de tout snack-bar,cafétaria,sandwicherie,service de cuisine rapide ou de petite restauration,de tout service traiteur et/ou d’un ou plusieurs restaurants,ainsi que la livraison de tous produits se rapportant à l’objet de la société
- L’importation et l’exportation de tous produits se rapportant à l’objet de la société
- Acheter,vendre,échanger,construire,transformer,améliorer,équiper,aménager,embellir,entretenir,lotir,prospecter,prendre ou donner en location ou location-financement biens meubles et immeubles,éventuellement mise à disposition dirigeants ou salariés contre loyer ou gratuitement à titre avantages en nature
- Rendre,obtenir,concéder,acheter,transférer,louer,négocier ou vendre brevets,marques,noms commerciaux,enseignes,licences et autorisations
- S’intéresser à entreprises par acquisition,fusion ou absorption ou autre moyen objet similaire,accorder prêts ou garanties,caution personnelle ou réelle engagements tiers
- Accorder prêts et ouvertures crédit et garanties personnelles et réelles au profit fondateurs ou tiers sous restrictions légales
- Exercer fonctions administrateur ou liquidateur
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 54436A0663/02V000 | Wallonia | 239 m² | 1 · 454 m² | 7.6 m · 2 |